Company name | Address | Zip code | Phone number |
---|---|---|---|
First Option Bank Horton | 1505 Central Ave | 66439 | +1 (913) 557 - 0800 |
GNBank | 110 E 8th St | 66439 | +1 (785) 486 - 2124 |
Union State Bank | 301 E 15th St | 66439 | +1 (785) 486 - 3711 |
Payday Loan Companies in Nearby Cities
If there are no payday loan companies in Horton, KS, you can try to find different companies in big cities near by. Check out the following pages here: Online Loans in Leavenworth, KS, Payday Loans in Leawood, KS, Payday Loans in Lenexa, KS, Payday Loan Companies in Manhattan, KS, Payday Loan Companies in Olathe, KS, Payday Loans in Overland Park, KS, Payday Loans in Salina, KS and Payday Loans in Shawnee, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Horton, KS.
Advise to read before applying
Payday Loans Available in Horton, KS By The Following ZIP Codes:
66439
Are Payday Loans Legal In Horton, Kansas?
Loan Rates and Fees, Laws and Regulations in Kansas.
Payday loans made to Horton, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Horton, Kansas is 391%.
Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.
Kansas Loan Regulations
Legal Status | Legal |
---|---|
Interest Rate (APR, %) | 391 |
Maximum Loan Amount | $500 |
Minimum Loan Term | 7 days |
Maximum Loan Term | 30 days |
Number of Rollovers Allowed | Not specified |
Finance Charges | 15% of the amount advanced |
Horton, KS payday loan calculator
F.A.Q.
What are the risks of taking out a payday loan in Horton, Kansas?
Payday loans in Horton, Kansas can be very costly, with high interest rates and fees that can quickly add up. If you are unable to repay the loan on time, you may be subject to additional fees and charges, which can make the loan even more expensive.
Can I be arrested for defaulting on a payday loan in Horton, Kansas?
No, you cannot be arrested for defaulting on a payday loan in Horton, Kansas. However, the lender may take legal action to recover the funds, which could result in wage garnishment or other consequences.
How Many Cash Advance Companies are in Horton, KS?
With the help of our service, you will be able to find 3 cash advance companies in Horton, KS
What Cash Advance Companies in Horton, KS are the most popular?
You should check First Option Bank Horton, GNBank, and Union State Bank. Also, you can start your application online on our website.