Payday Loans in Ingalls, Kansas

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No payday loan companies in Ingalls, KS. Consider companies in other cities:

Company nameAddressZip codePhone number
American Payday Loans 520 W 6th Ave, Emporia, KS 66801 +1 (620) 342 - 8975
Waddell & Reed, Inc. - Financial Advisors 502 W 6th Ave, Emporia, KS 66801 +1 (620) 343 - 3142
Argentine Federal Savings 3004 Strong Ave, Kansas City, KS 66106 +1 (913) 831 - 2004
First Citizens Bank 7950 College Blvd, Overland Park, KS 66210 +1 (913) 312 - 5108
Peoples Bank and Trust 9810 Main St, Yoder, KS 67585 +1 (620) 465 - 2267
Jabara's Check Cashing 4703 E 13th St N, Wichita, KS 67208 +1 (316) 684 - 2855
Mike's Rent To Own 8542 W Central Ave, Wichita, KS 67212 +1 (316) 681 - 0046
Advance America 3258 SW Topeka Blvd, Topeka, KS 66611 +1 (785) 267 - 4220
Corporate America Family Credit Union 6480 Sprint Pkwy, Overland Park, KS 66211 +1 (913) 336 - 1717
Sutton Motor Co 119 E 6th Ave 2, South Hutchinson, KS 67505 +1 (620) 664 - 1159

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Ingalls, KS, you can try to find different companies in big cities near by. Check out the following pages here: Bad Credit Loans in Olathe, KS, Guaranteed Loans in Overland Park, KS, Emergency Loan in Salina, KS, Payday Loans in Shawnee, KS, Payday Loans in Topeka, KS, Quick Loan in Wichita, KS, Payday Loans in Hutchinson, KS and Emergency Loan in Kansas City, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Ingalls, KS.

Beautiful sights of Ingalls, KS

Payday Loans Available in Ingalls, KS By The Following ZIP Codes:

67853

Are Payday Loans Legal In Ingalls, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Ingalls, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Ingalls, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Ingalls, KS payday loan calculator

Payday Loans in Ingalls, Kansas: What You Should Know

If you live in Ingalls, Kansas, and you’re in need of some quick cash, you may be considering a payday loan. Payday loans are a type of short-term loan that allows you to borrow money against your next paycheck. While they can be helpful in times of financial need, there are some things you should keep in mind before taking out a payday loan in Ingalls.

How Payday Loans Work in Ingalls, Kansas

In Kansas, payday loans are legal. This means that you can apply for and receive a payday loan if you meet certain requirements. To obtain a payday loan in Ingalls, you must:

  • Be at least 18 years old
  • Be a resident of Kansas
  • Have a valid ID
  • Have proof of income
  • Have an active checking account

If you meet these requirements, you can apply for a payday loan in Ingalls. The amount you can borrow will depend on your income and other factors. Typically, payday loans range from $100 to $500.

When you apply for a payday loan, you’ll be asked to provide some basic information, such as your name, contact information, and employment details. You’ll also need to provide your checking account information, as this is where the loan will be deposited if you’re approved.

If your application is approved, you’ll receive the loan amount in your checking account within a few days. You’ll then be required to repay the loan, along with any fees and interest, on your next payday.

The Pros and Cons of Payday Loans in Ingalls, Kansas

While payday loans can be helpful in times of financial need, they’re not without their drawbacks. Here are some of the pros and cons of payday loans in Ingalls:

Pros:

  • Quick access to cash
  • No credit check required
  • Relatively easy to qualify for

Cons:

  • High fees and interest rates
  • Can trap borrowers in a cycle of debt
  • Can damage credit score if not repaid on time

Interesting Facts and Statistics About Payday Loans in Ingalls, Kansas

According to data from the Kansas Office of the State Bank Commissioner, the average payday loan in the state is $304. The average APR on a payday loan in Kansas is 391%, which is significantly higher than other types of loans. In 2019, there were over 580,000 payday loans taken out in Kansas, with an average loan term of 14 days. About 12% of Kansans have used a payday loan at least once in their lifetime.

Apply Now for a Payday Loan in Ingalls, Kansas

Looking for a fast and easy way to get the cash you need in Ingalls? Apply now for a payday loan through TheGuaranteedLoans. We’re a connector service that can help you find potential lenders who may be willing to offer you a payday loan. Fill out our online application today to get started. Please note that TheGuaranteedLoans is not a direct lender and does not make credit decisions. We are a connector service that helps connect borrowers with potential lenders who may be willing to offer them a loan.

Don’t let financial hardship keep you down. With a payday loan from TheGuaranteedLoans, you can get the cash you need to cover unexpected expenses and get back on your feet. Apply now to see if you qualify.

F.A.Q.

Can I cancel a payday loan in Ingalls, Kansas after I have signed the contract?

Yes, you have the right to cancel a payday loan in Ingalls, Kansas within three business days of signing the contract. This is known as the "right of rescission," and you can do so by contacting the lender in writing and returning any funds you have received.

Are there any restrictions on how payday loan lenders in Ingalls, Kansas can advertise their services?

Yes, payday loan lenders in Ingalls, Kansas are subject to certain restrictions on their advertising practices. For example, they are prohibited from using false or misleading statements, and must clearly disclose the terms and conditions of their loans, including the fees and interest charges.