Payday Loans in Lawrence, Kansas

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Payday Loan Companies in Lawrence, KS

Company nameAddressZip codePhone number
ACE Cash Express 601 Kasold Dr 66049 +1 (785) 749 - 3800
ACE Cash Express 601 Kasold Dr Ste C104 66049 +1 (785) 749 - 3800
Action Credit 1209 E 23rd St 66046 +1 (785) 749 - 5227
Advance America 2223 Louisiana St., Ste. #B2 66046 +1 (785) 842 - 1644
American Payday Loans 1910 Haskell Ave., Ste 4 66046 +1 (888) 202 - 9026
ATM - Bank Midwest 745 New Hampshire St 66044 +1 (785) 830 - 4725
Bank of America with Drive-thru ATM 900 Ohio St 66044 +1 (785) 842 - 1000
Capitol Federal Savings Bank 3201 Iowa St 66046 +1 (785) 749 - 9150
Cash 2 Go 1800 E 23rd St 66046 +1 (785) 312 - 9477
CASH-2-GO 1717 W 6th St 66044 +1 (785) 312 - 9761
Central Bank 300 W 9th St 66044 +1 (785) 865 - 1000
Central National Bank 711 Wakarusa Dr 66049 +1 (785) 838 - 1893
Central National Bank Commercial Lending Office 3140 Nieder Rd 66047 +1 (785) 838 - 1975
Check `n Go 2540 Iowa St l 66046 +1 (785) 832 - 1639
Check Into Cash 2108 W 27th Street, Ste A1 66047 +1 (785) 841 - 0311
Check Into Cash 2108 W 27th St Suite A1 66047 +1 (785) 841 - 0311
Chris W. Steffens 1611 St Andrews Dr 33 66047 +1 (785) 727 - 7700
Commerce Bank 1301 Jayhawk Blvd 66045 +1 (816) 234 - 2250
Commerce Bank ATM 3000 W 6th St 66049 +1 (816) 234 - 2250
Deborah Becker, Movement Mortgage 545 Columbia Dr Suite 1001 66049 +1 (785) 760 - 2522
EZ Payday Advance 951 E 23rd St 66046 +1 (785) 843 - 1006
Fairway Independent Mortgage Corporation 4104 W 6th St Suite B, Suite B 66049 +1 (785) 841 - 4434
FRONTIER ADJUSTERS of Olathe/Overland Park, Kansas City Metro, Wichita, Topeka, Salina and Chanute, Kansas. 4000 W 6th St Suite B, 111 66049 +1 (785) 393 - 1319
Jayhawk Pawn & Jewelry 1804 W 6th St 66044 +1 (785) 749 - 1919
Laird Noller Mazda of Lawrence 935 W 23rd St B 66046 +1 (785) 843 - 3500
Lawrence Pawn & Jewelry 2447 W 6th St 66049 +1 (785) 843 - 4344
LendNation 1401 W 6th St 66044 +1 (785) 832 - 1500
Loanmax Title Loans 2434 Iowa St 66046 +1 (785) 330 - 7336
Loanmax Title Loans 800 W 23rd St 66046 +1 (785) 838 - 4900
Mainstreet Credit Union 1001 E 23rd St 66046 +1 (913) 599 - 1010
Meritrust Credit Union - Lawrence 650 Congressional Dr 66049 +1 (785) 856 - 7878
PrimeLending, A PlainsCapital Company 1201 Wakarusa Dr Building A, Suite 4 66049 +1 (785) 856 - 1231
RCB Bank 3300 W 6th St 66049 +1 (855) 226 - 5722
Stifel 4910 Corporate Centre Dr STE 104 66047 +1 (785) 842 - 7800
Sunflower Bank 4831 Quail Crest Pl 66049 +1 (785) 312 - 7274
TIAA Financial Services 4910 Corporate Centre Dr Suite 101 66047 +1 (866) 842 - 8604
TitleMax Title Loans 1730 W 23rd St 66046 +1 (785) 229 - 0972
U.S. Bank ATM - Northwest 3500 W 6th St 66049 +1 (800) 872 - 2657
U.S. Bank ATM - South 1807 W 23rd St 66046 +1 (800) 872 - 2657
U.S. Bank ATM - South Plaza 2701 Iowa St 66046 +1 (800) 872 - 2657
U.S. Bank ATM - Southeast Kansas 1600 E 23rd St 66046 +1 (800) 872 - 2657
UMB Bank with drive-thru services 1441 Wakarusa Dr Ste 150 66049 +1 (785) 838 - 2500

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Lawrence, KS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Leavenworth, KS, Guaranteed Loans in Leawood, KS, Same Day Loans in Lenexa, KS, Short-term Loans in Manhattan, KS, Emergency Loan in Olathe, KS, Payday Loans in Overland Park, KS, Payday Loans in Salina, KS and Emergency Loan in Shawnee, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Lawrence, KS.

Beautiful sights of Lawrence, KS

Payday Loans Available in Lawrence, KS By The Following ZIP Codes:

66044, 66047, 66045, 66046, 66049

Are Payday Loans Legal In Lawrence, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Lawrence, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Lawrence, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Lawrence, KS payday loan calculator

Payday Loans in Lawrence, Kansas

Payday loans are small, short-term loans generally ranging from $100 to $1,000. They are often used to cover unexpected financial needs that arise between paychecks. While payday loans in Lawrence, Kansas are legal, the way they are regulated varies from other states.

What Is A Payday Loan?

Payday loans are short-term unsecured loans that are designed to help individuals manage their expenses until their next payday or other income is received. These loans are generally for small amounts, ranging from around $100 to $1,000, and can be used for any purpose.

Payday loans are usually accompanied by high interest rates and/or fees. Depending on the lender, payday loans may have to be repaid within two weeks to one month, although some payday loan lenders may allow repayment over a longer period of time.

Are Payday Loans Legal in Lawrence, Kansas?

Yes, payday loans are legal in Lawrence, Kansas. The Kansas Consumer Protection Act (KCPA) states that the maximum amount a payday loan lender can provide is $500, and the loan must be repaid within 31 days or fewer.

There are limits on the number of times a loan can be rolled over, and the KCPA also sets a 15 percent fee limit for loan origination and other fees. Additionally, lenders are prohibited from charging more than one finance charge for a single loan.

What Are the Advantages of Payday Loans?

Payday loans can provide a number of advantages. Generally, the loan process is simple and the money can be obtained quickly. This can be beneficial if funds are needed unexpectedly and there are not enough funds available in a bank account.

Payday loans are also unsecured, meaning that lenders do not require collateral. This makes them more accessible to people who may not have assets, such as a car or home, that can be used as collateral.

What Are the Disadvantages of Payday Loans?

Payday loans are associated with a number of disadvantages. One of the main drawbacks is the high cost. Payday loans typically come with high interest rates, which can make them more expensive than other types of loans. Additionally, some lenders may charge additional fees for loan origination, processing, and late payments.

Payday loan repayment periods are also often shorter than those offered by other types of loans. This means that borrowers may have to repay the loan quickly, which can be difficult if there is not enough money in a bank account or emergency fund.

F.A.Q.

Q: Are payday loans available to everyone?

A: No, payday loans are not available to everyone. People must meet certain eligibility criteria to qualify, such as having a steady source of income, a valid checking account, and being a U.S. citizen.

Q: How much money can I borrow?

A: The maximum amount that can be borrowed with a payday loan in Lawrence, KS is $500.

Q: When is the loan due?

A: The loan must be repaid within 31 days or fewer.

Q: Are there any other fees associated with payday loans?

A: Yes, some lenders may charge additional fees for loan origination, processing, and late payments.

Apply Now

If you are in need of emergency funds and would like to apply for a payday loan in Lawrence, KS, TheGuaranteedLoans can help. We are not a lender but we can connect you with lenders in your area. Just fill out our simple online form and we will do the rest. Let us help you get the funding you need quickly and easily.

More F.A.Q.

Are there any restrictions on how I can use the funds from a payday loan in Lawrence, Kansas?

No, there are no restrictions on how the funds from a payday loan in Lawrence, Kansas can be used. Borrowers are free to use the funds as they see fit.

Is there a limit on the number of times I can take out a payday loan in Lawrence, Kansas?

No, there is no limit on the number of times a borrower can take out a payday loan in Lawrence, Kansas. However, as mentioned previously, a borrower is not allowed to have more than two payday loans outstanding at any given time.

How Many Cash Advance Companies are in Lawrence, KS?

With the help of our service, you will be able to find 42 cash advance companies in Lawrence, KS

What Cash Advance Companies in Lawrence, KS are the most popular?

You should check ACE Cash Express, Cash 2 Go, and Check Into Cash. Also, you can start your application online on our website.