Payday Loans in Lehigh, Kansas

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No payday loan companies in Lehigh, KS. Consider companies in other cities:

Company nameAddressZip codePhone number
State Farm 105 N State St, Yates Center, KS 66783 +1 (620) 625 - 3139
Credit Union of Dodge City 1200 W Frontview St, Dodge City, KS 67801
LendNation 1401 S 4th St, Leavenworth, KS 66048 +1 (866) 436 - 7124
Equity Bank 300 KS-212, Quinter, KS 67752 +1 (785) 754 - 3761
Quick Cash 215 W Kansas Ave, Garden City, KS 67846 +1 (620) 272 - 9969
Walmart Money Center 2202 Pike Rd, Winfield, KS 67156
Citizens State Bank 1400 Topeka Ave, Lyndon, KS 66451 +1 (785) 828 - 9750
Mid American Credit Union 114 W 5th St, Larned, KS 67550 +1 (620) 285 - 2026
US Civil Services Credit Union 702 N Locust St, Pittsburg, KS 66762 +1 (620) 231 - 4160
First Bank Kansas 1500 Aylward Ave, Ellsworth, KS 67439 +1 (785) 472 - 5588

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Lehigh, KS, you can try to find different companies in big cities near by. Check out the following pages here: Guaranteed Loans in Lawrence, KS, Payday Loan Companies in Leavenworth, KS, Payday Loans in Leawood, KS, Short-term Loans in Lenexa, KS, Same Day Loans in Manhattan, KS, Payday Loans in Olathe, KS, Payday Loans in Overland Park, KS and No Credit Check Loans in Salina, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Lehigh, KS.

Beautiful sights of Lehigh, KS

Payday Loans Available in Lehigh, KS By The Following ZIP Codes:

67073

Are Payday Loans Legal In Lehigh, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Lehigh, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Lehigh, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Lehigh, KS payday loan calculator

Understanding Payday Loans in Lehigh, Kansas: All You Need to Know

When you’re facing an unexpected financial emergency, payday loans can seem like a lifeline. They offer quick, short-term cash for people who need it right away. However, it’s essential to understand the terms and conditions of payday loans before committing to one. In this article, we’ll explore payday loans in Lehigh, Kansas, and what you can expect if you decide to take one out.

What Are Payday Loans?

A payday loan is a type of short-term, high-interest loan that typically has a repayment term of 14 days. They are often used by people to cover unexpected expenses such as car repairs, medical bills or utility bills. Payday loans can be an attractive option because they are easy to access, have fewer requirements than traditional loans, and usually don’t require collateral.

Payday loans in Lehigh, Kansas, are legal and regulated under state law. According to the Kansas Office of the State Bank Commissioner, payday loans in Kansas are capped at $500, and you can only have two loans out at a time. The term of the loan can be up to 30 days, and lenders may charge up to 15% interest on the principal amount of the loan.

How Do Payday Loans Work in Lehigh, Kansas?

If you decide to take out a payday loan in Lehigh, Kansas, you’ll need to find a lender who is licensed and regulated by the state. Once you’ve found a lender, you’ll need to provide them with some personal and financial information, such as:

  • Your full name, address, and contact information
  • Your employment status and income
  • Your bank account information for direct deposit

Once the lender has verified this information, they can approve your loan and deposit the cash into your bank account. It’s important to remember that payday loans are short-term loans, and you’ll need to pay them back on or before the due date. If you can’t repay the loan on time, you’ll be charged additional fees and interest.

The Benefits and Risks of Payday Loans

Payday loans can be a helpful financial tool for people who need cash quickly. However, they also come with risks and potential drawbacks.

One of the benefits of payday loans is that they are easy to access. You don’t need to have perfect credit, and you don’t need to put up any collateral to get approved. Additionally, payday loans can be helpful in emergency situations where you need cash right away.

However, payday loans can also be very expensive. With high-interest rates and fees, payday loans can end up costing you much more than you initially borrowed. Additionally, if you can’t repay the loan on time, you might find yourself in a cycle of debt, where you have to take out another loan to pay off the first one. This can lead to a dangerous cycle of debt that can be difficult to escape from.

Interesting Facts and Statistics

  • In 2019, Kansas had 327 payday loan companies
  • In 2019, KanCare (the state’s Medicaid program) paid $1.25 million to treat health issues related to payday loans
  • According to the CFPB, over 80% of payday loans in Kansas are rolled over or renewed

Apply Now

If you’re considering a payday loan in Lehigh, Kansas, TheGuaranteedLoans can help. We are a loan connector service that helps connect borrowers like you with potential lenders. Our process is easy, secure, and convenient.

Simply visit our website and fill out our application. We’ll take your information and match you with lenders who may be able to offer you a loan. Remember, TheGuaranteedLoans is not a direct lender, but we aim to provide a hassle-free experience for our users. Apply now and get connected today.

Conclusion

When used responsibly, payday loans can be a helpful financial tool for people who need cash quickly. However, it’s essential to understand the risks and drawbacks of payday loans before committing to one. Make sure you read the terms and conditions carefully, and only borrow what you can afford to repay. If you have any questions or concerns, don’t hesitate to reach out to TheGuaranteedLoans or your lender for clarification.

F.A.Q.

Can I cancel a payday loan in Lehigh, Kansas after I have signed the contract?

Yes, you have the right to cancel a payday loan in Lehigh, Kansas within three business days of signing the contract. This is known as the "right of rescission," and you can do so by contacting the lender in writing and returning any funds you have received.

Are there any restrictions on how payday loan lenders in Lehigh, Kansas can advertise their services?

Yes, payday loan lenders in Lehigh, Kansas are subject to certain restrictions on their advertising practices. For example, they are prohibited from using false or misleading statements, and must clearly disclose the terms and conditions of their loans, including the fees and interest charges.