Payday Loans in Levant, Kansas

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No payday loan companies in Levant, KS. Consider companies in other cities:

Company nameAddressZip codePhone number
Exchange Bank & Trust 216 W Riley St, Easton, KS 66020 +1 (913) 773 - 5565
Advance America 601 N Ridge Rd #117, Wichita, KS 67212 +1 (316) 729 - 1600
U.S. Bank ATM - South Plaza 2701 Iowa St, Lawrence, KS 66046 +1 (800) 872 - 2657
Central National Bank 130 E 7th St, Concordia, KS 66901 +1 (785) 243 - 4141
Fast Payday Loans 2560 S Seneca St, Wichita, KS 67217 +1 (316) 267 - 2187
Emprise Bank 100 N Meridian Ave, Valley Center, KS 67147 +1 (316) 383 - 4418
Jack & Dick's Pawn Shop 1434 N Washington St, Junction City, KS 66441 +1 (785) 238 - 6305
Bank Midwest 434 S Main St, Ottawa, KS 66067 +1 (785) 242 - 2900
Walmart Money Center 2700 S Santa Fe Ave, Chanute, KS 66720 +1 (620) 431 - 3077
ATM - Bank Midwest 1506 S Main St, Ottawa, KS 66067 +1 (800) 867 - 2265

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Levant, KS, you can try to find different companies in big cities near by. Check out the following pages here: No Credit Check Loans in Overland Park, KS, Payday Loans in Salina, KS, Payday Loans in Shawnee, KS, Payday Loans in Topeka, KS, Payday Loans in Wichita, KS, Payday Loan for Hutchinson, KS, Payday Loans in Kansas City, KS and Bad Credit Loans in Lawrence, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Levant, KS.

Payday Loans Available in Levant, KS By The Following ZIP Codes:

67743

Are Payday Loans Legal In Levant, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Levant, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Levant, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Levant, KS payday loan calculator

Payday loans are a helpful option for many Americans facing unexpected expenses or financial emergencies. People who need help managing their finances and meeting their obligations can find Payday Loans in Levant, Kansas, as they are legal in the state.

What Are Payday Loans?

A Payday loan, also known as a cash advance, is a short-term loan offered by a private lender that is typically due on the borrower’s next payday. These loans are usually for small amounts of money, ranging from $100 to $1,000, depending on the laws in the state where they are offered. The loan amount is typically based on the borrower’s income and ability to repay the loan.

Eligibility for Payday Loans in Levant, Kansas

Residents of Levant, Kansas, who are at least 18 years old and have a steady income, are eligible to apply for payday loans. To apply for a loan, borrowers typically need to provide proof of income, a valid ID, and an active checking account. It’s important to read and understand all the terms and conditions before signing a loan agreement.

How Do Payday Loans Work?

Payday loans work by providing borrowers with a cash advance, which they repay with interest and fees on their next payday. The loan term is typically two weeks or until the borrower’s next payday. If the borrower is unable to repay the loan on time, they can extend the loan term for an additional fee. While payday loans can be a helpful financial tool, they can also become a burden for borrowers who are unable to repay the loan on time, leading to additional fees and high-interest rates.

Payday Loan Fees and Interest Rates in Levant, Kansas

In Levant, Kansas, the laws surrounding payday loans allow lenders to charge up to 15% on loans for the first $300 borrowed and up to 10% on loans from $301 to $500. For loans above $500, lenders can charge up to 5% in interest. Lenders are also allowed to charge a verification fee of up to $5 and a database fee of up to $1.50.

Interesting Facts and Statistics about Payday Loans in Levant, Kansas

  • According to a 2019 report by the Consumer Financial Protection Bureau, the average payday loan amount in Kansas was $308, and the average annual interest rate was 391%.
  • In 2018, Kansas lawmakers considered a bill to cap the interest rates on payday loans at 36%, but the bill did not pass.
  • In Levant, Kansas, there are several payday loan lenders, including Advance America, Check Into Cash, and Speedy Cash.

Applying for a Payday Loan

If you are considering a payday loan to help manage your finances, you can apply for a loan through TheGuaranteedLoans website. We are not a direct lender, but we can help connect you with potential lenders who may be able to meet your financial needs. Our application process is easy and straightforward, and you can complete it entirely online.

When you submit your application, we will review it and match you with potential lenders who may be able to offer you a loan. If one of our lenders approves your loan request, you will receive a loan offer with all the terms and conditions. It’s important to read the loan agreement carefully and ensure that you understand all the terms before signing.

Conclusion

Payday loans can be a helpful financial tool for people facing unexpected expenses or financial emergencies. Residents of Levant, Kansas, can find payday loan options through several lenders in the area, and can also apply for a loan through TheGuaranteedLoans website. However, it’s important to read and understand all the terms and conditions before taking out a loan, and to ensure that you have a plan to repay the loan on time.

If you have any questions about payday loans or need help finding a loan, please contact TheGuaranteedLoans today.

F.A.Q.

How much can I borrow with a payday loan in Levant, Kansas?

The amount you can borrow with a payday loan in Levant, Kansas is typically based on your income and your ability to repay the loan. The maximum amount you can borrow is $500.

How do I repay a payday loan in Levant, Kansas?

Payday loans in Levant, Kansas are typically repaid in one lump sum on your next payday, along with any interest and fees. Some lenders may allow you to repay the loan in multiple payments.