Payday Loans in Linwood, Kansas

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No payday loan companies in Linwood, KS. Consider companies in other cities:

Company nameAddressZip codePhone number
Advance America 4100 E Harry St Unit 10, Wichita, KS 67218 +1 (316) 687 - 0909
Bank of Commerce 115 E Neosho Ave, Thayer, KS 66776 +1 (620) 839 - 5232
Cash 2 Go Lansing 617 N Main St, Lansing, KS 66043 +1 (913) 250 - 0008
Landmark National Bank 200 S Main St, Fort Scott, KS 66701 +1 (620) 223 - 1200
EZ Payday Advance 951 E 23rd St, Lawrence, KS 66046 +1 (785) 843 - 1006
Loanmax Title Loans 600 N Baltimore Ave, Derby, KS 67037 +1 (316) 789 - 7070
United Credit Union 202 S Topeka Ave, Ness City, KS 67560 +1 (785) 798 - 3223
American Implement 1104 W, US-24, Goodland, KS 67735 +1 (785) 890 - 7575
Kansas Auto Insurance Plan 2704 NW Topeka Blvd, Topeka, KS 66617 +1 (785) 273 - 6300
Hutchinson Postal & Community CU 2306 N Main St, Hutchinson, KS 67502 +1 (620) 662 - 8050

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Linwood, KS, you can try to find different companies in big cities near by. Check out the following pages here: Quick Loan in Olathe, KS, Quick Loan in Overland Park, KS, Quick Loan in Salina, KS, Guaranteed Loans in Shawnee, KS, Bad Credit Loans in Topeka, KS, Payday Loans in Wichita, KS, Payday Loans in Hutchinson, KS and Payday Loans in Kansas City, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Linwood, KS.

Payday Loans Available in Linwood, KS By The Following ZIP Codes:

66052

Are Payday Loans Legal In Linwood, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Linwood, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Linwood, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Linwood, KS payday loan calculator

Everything You Need to Know About Payday Loans in Linwood, Kansas

Payday loans are a type of short-term loan that can help you make ends meet when you’re facing unexpected expenses or a financial emergency. These loans are designed to be paid back quickly, usually within a few weeks, so they’re often used to cover temporary expenses like car repairs, medical bills, or utility bills. In Linwood, Kansas, payday loans are legal and can be a helpful resource for those in need of quick cash.

How Payday Loans Work in Linwood, Kansas

If you’re considering a payday loan in Linwood, it’s important to understand how they work and what you’ll need to qualify. To apply for a payday loan, you’ll need to provide proof of income, a valid ID, and a checking account. The lender will then assess your application and determine how much you can borrow.

The loan amount will typically range from $100 to $500, although in some cases, you may be able to borrow more. Once you receive your loan, you’ll need to pay it back, usually within two to four weeks. The lender will often require a postdated check or permission to withdraw the funds from your checking account on the due date.

It’s important to note that payday loans in Linwood, Kansas can be expensive. The interest rates are often very high, and you may be charged additional fees for late payment or bounced checks. Make sure you understand the terms of the loan before you apply and only borrow what you need.

Benefits of Payday Loans in Linwood, Kansas

While payday loans in Linwood, Kansas can be expensive, they may be the best option for those facing a short-term financial emergency. Here are a few benefits of payday loans:

  • Quick and easy application process
  • No credit check required
  • Funds are often available within 24 hours
  • You can use the funds for any purpose

Interesting Facts About Payday Loans in Linwood, Kansas

According to a study by the Kansas Office of the State Bank Commissioner:

  • In 2019, there were approximately 836,000 payday loans made in Kansas, totaling nearly $342 million
  • The average loan amount was $410
  • The average annual percentage rate (APR) for a payday loan in Kansas was 391%
  • In 2019, there were 1,084 licensed payday lending locations in Kansas

Apply Now for a Payday Loan in Linwood, Kansas

At TheGuaranteedLoans, we understand that unexpected expenses can put a strain on your finances. That’s why we offer a simple and convenient way to connect with lenders who may be able to offer you a payday loan in Linwood, Kansas.

Our online application process is quick and easy, and we’ll only ask for the information we need to connect you with potential lenders. We’re not a direct lender, but we work with a network of reputable lenders who can help you get the cash you need.

Remember, payday loans in Linwood, Kansas can be expensive, so it’s important to only borrow what you need and to understand the terms of the loan before you agree to anything. If you’re facing a financial emergency, a payday loan may be a helpful option to consider. Apply now and get the peace of mind you need.

F.A.Q.

Can I be arrested for not repaying a payday loan in Linwood, Kansas?

No, you cannot be arrested for not repaying a payday loan in Linwood, Kansas. However, the lender may take legal action to recover the funds, which could result in wage garnishment or other consequences.

Are there alternatives to payday loans in Linwood, Kansas?

Yes, there are alternatives to payday loans in Linwood, Kansas, such as borrowing from friends or family, applying for a small personal loan from a bank or credit union, or seeking assistance from a nonprofit organization.