Payday Loans in Long Island, Kansas

Payday Loan Companies in Long Island, KS

Company nameAddressZip codePhone number
First National Bank & Trust 347 W Washington Ave 4053 67647 +1 (785) 854 - 7441

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Long Island, KS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Lenexa, KS, Payday Loans in Manhattan, KS, No Credit Check Loans in Olathe, KS, Payday Loans in Overland Park, KS, Payday Loan Without a Credit Check in Salina, KS, Emergency Loan in Shawnee, KS, Payday Loans in Topeka, KS and Payday Loans in Wichita, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Long Island, KS.

Payday Loans Available in Long Island, KS By The Following ZIP Codes:

67647

Are Payday Loans Legal In Long Island, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Long Island, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Long Island, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Long Island, KS payday loan calculator

F.A.Q.

Can I file for bankruptcy to discharge my payday loan debt in Long Island, Kansas?

Yes, you can file for bankruptcy to discharge your payday loan debt in Long Island, Kansas. However, keep in mind that bankruptcy is a serious decision that can have long-term consequences on your credit and financial situation. It is recommended to explore all other options before considering bankruptcy.

Are there any protections for military members in Long Island, Kansas when it comes to payday loans?

Yes, there are special protections for military members in Long Island, Kansas when it comes to payday loans. For example, lenders are prohibited from charging more than 36% annual interest on loans to active duty military members and their dependents.

How Many Cash Advance Companies are in Long Island, KS?

With the help of our service, you will be able to find 1 cash advance companies in Long Island, KS

What Cash Advance Companies in Long Island, KS are the most popular?

You should check First National Bank & Trust. Also, you can start your application online on our website.