Payday Loans in Mayfield, Kansas

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No payday loan companies in Mayfield, KS. Consider companies in other cities:

Company nameAddressZip codePhone number
First United Mortgage 6342 SW 21st St, Topeka, KS 66615 +1 (785) 273 - 3388
Waddell & Reed, Inc. - Financial Advisors 509 N Main St, Newton, KS 67114 +1 (316) 804 - 4309
E Z Loan Payment Center 2850 S Broadway St, Wichita, KS 67216 +1 (316) 524 - 9494
Stock Exchange Bank 103 S Main St, Caldwell, KS 67022 +1 (620) 845 - 6431
Loanmax Title Loans 3601 SW Topeka Blvd, Topeka, KS 66611 +1 (785) 266 - 2740
Brookdale Derby 1709 Walnut Grove Rd, Derby, KS 67037 +1 (316) 788 - 6100
Mike's Rent to Own 2670 Planet Ave, Salina, KS 67401 +1 (785) 404 - 3814
UMB Bank with drive-thru services 5923 SW 29th St, Topeka, KS 66614 +1 (785) 273 - 9494
INTRUST Bank 1404 S Kansas Ave, Newton, KS 67114 +1 (316) 283 - 3700
Kansas Teachers Credit Union 416 N Broadway, Pittsburg, KS 66762 +1 (620) 231 - 5719

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Mayfield, KS, you can try to find different companies in big cities near by. Check out the following pages here: Emergency Loan in Topeka, KS, Guaranteed Loans in Wichita, KS, Payday Loans in Hutchinson, KS, Payday Loans in Kansas City, KS, No Credit Check Loans in Lawrence, KS, Payday Loans in Leavenworth, KS, Payday Loans in Leawood, KS and Payday Loans in Lenexa, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Mayfield, KS.

Payday Loans Available in Mayfield, KS By The Following ZIP Codes:

67103

Are Payday Loans Legal In Mayfield, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Mayfield, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Mayfield, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Mayfield, KS payday loan calculator

Payday Loans in Mayfield, Kansas: All You Need to Know

Sometimes, life can throw unexpected financial troubles our way. When you need quick cash to tide you over until your next paycheck, one option is to apply for a payday loan. Although payday loans can be a useful financial solution, it’s essential to understand the terms and conditions. In this article, we’ll be discussing everything you need to know about payday loans in Mayfield, Kansas.

What Are Payday Loans?

Payday loans are short-term loans designed to provide quick cash to individuals with pressing financial needs. They usually have a two-week term and are based on the amount of money a borrower receives from their employer. The borrower writes a check to the lender that includes the loan amount plus fees, and the lender deposits the check after the borrower’s next payday.

Are Payday Loans Legal in Kansas?

Yes, payday loans are legal in Kansas. However, the state has enacted several laws to protect borrowers. Kansas law mandates that a borrower cannot have more than two loans at a time and must pay off the loan in full before being able to take out another loan. Moreover, lenders cannot lend more than $500 per loan, and the term of the loan cannot exceed 30 days. Lastly, lenders can charge a maximum interest rate of 15% for loans up to $300$ and 10% for loans that exceed $300.

How to Apply for a Payday Loan in Mayfield, Kansas?

To apply for a payday loan in Mayfield, Kansas, follow these simple steps:

  1. Go to TheGuaranteedLoans website
  2. Fill out the online application form
  3. Wait for the system to match you with a potential lender
  4. Review the terms and conditions of the loan offered by the lender
  5. Sign the loan agreement and wait for the lender to deposit the money into your account

Interesting Fact:

According to the Kansas Office of the State Bank Commissioner, in 2020, there were 455,541 payday loans in Kansas, totaling over $149 million.

Benefits of Payday Loans?

The advantages of payday loans include:

  • Quick access to cash: payday loans are a fast way to get money for emergencies.
  • Easy to qualify: lenders are not concerned with the borrower’s credit score or payment history but rather their employment status.
  • Convenient: payday loans are available online, and borrowers can apply from the comfort of their homes.

Cons of Payday Loans?

The downsides of payday loans include:

  • High fees: payday loans can be expensive, with fees reaching up to 400% in some states.
  • Short repayment term: borrowers have to repay the loan in full in two weeks, which can be a challenge for some individuals.
  • Can trap borrowers in a cycle of debt: a borrower may get stuck in a cycle of borrowing and repaying loans, leading to long-term financial challenges.

Apply Now

At TheGuaranteedLoans, we offer a connection service to help people find reputable lenders that offer payday loans in Mayfield, Kansas. Our process is quick, secure, and free. To apply for a payday loan, fill out our online application form and wait for our automated system to match you with a potential lender. Please note that we are not direct lenders, and the terms and conditions of the loan will depend on the lender you choose.

In conclusion, payday loans can be a useful financial solution in times of emergencies and unexpected expenses. However, it’s crucial to understand the terms and conditions and to borrow only what you can afford to repay. If you’re looking for a payday loan in Mayfield, Kansas, consider using TheGuaranteedLoans connection service to help find a reputable lender.

F.A.Q.

Are payday loans in Mayfield, Kansas regulated?

Yes, payday loans in Mayfield, Kansas are regulated by the Kansas Office of the State Bank Commissioner. Lenders are required to follow specific rules and regulations, including maximum interest rates and fees.

Can I renew or extend my payday loan in Mayfield, Kansas?

in Mayfield, Kansas, payday loans cannot be renewed or extended. If you are unable to repay your loan on the agreed upon date, you may be able to work with the lender to come up with a repayment plan.