Payday Loans in Moline, Kansas

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No payday loan companies in Moline, KS. Consider companies in other cities:

Company nameAddressZip codePhone number
Central National Bank 1403 College Ave, Manhattan, KS 66502 +1 (785) 323 - 4030
Saline County Teachers CU 631 E Crawford St 207, Salina, KS 67401 +1 (785) 827 - 7349
Kansas State Bank 1314 S Main St, Ottawa, KS 66067 +1 (785) 242 - 1011
Citizens State Bank 800 Broadway St, Marysville, KS 66508 +1 (785) 562 - 2186
Check Into Cash 1004 E 41st St, Hays, KS 67601 +1 (785) 628 - 0744
Farm Bureau Financial Services 310 E 2nd St, Pratt, KS 67124 +1 (620) 672 - 3161
Affirmative Loan Co 123 E 3rd St, Pittsburg, KS 66762 +1 (620) 231 - 0440
Simmons Bank 524 N Main St, South Hutchinson, KS 67505 +1 (620) 728 - 3097
LibertyX Bitcoin ATM 1980 S Range, Colby, KS 67701 +1 (800) 511 - 8940
EZ Payday Advance 951 E 23rd St, Lawrence, KS 66046 +1 (785) 843 - 1006

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Moline, KS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Salina, KS, Guaranteed Loans in Shawnee, KS, Payday Loans in Topeka, KS, Quick Loan in Wichita, KS, Payday Loans in Hutchinson, KS, Emergency Loan in Kansas City, KS, Short-term Loans in Lawrence, KS and Online Loans in Leavenworth, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Moline, KS.

Beautiful sights of Moline, KS

Payday Loans Available in Moline, KS By The Following ZIP Codes:

67353

Are Payday Loans Legal In Moline, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Moline, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Moline, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Moline, KS payday loan calculator

Payday Loans in Moline, Kansas

If you’re struggling financially and need money quickly, you may be considering a payday loan. These loans are designed to be short-term solutions to financial emergencies, allowing borrowers to get the funds they need to cover unexpected expenses, like car repairs or medical bills. In Moline, Kansas, payday loans are legal, but it’s important to understand the risks associated with these loans and how they work before you borrow.

How Payday Loans Work

Payday loans are typically small-dollar loans, ranging from $50 to $500, and are due on a borrower’s next payday or within a few weeks. The application process is relatively easy and requires basic information, such as proof of income and a valid checking account.

If approved, the borrower writes a post-dated check for the loan amount plus fees, which the lender then cashes on the due date. Alternatively, the borrower can authorize the lender to withdraw the loan amount plus fees from their bank account on the due date.

The Risks of Payday Loans

While payday loans can be a convenient way to get quick cash, they can also be risky. The fees associated with these loans can be high, resulting in an APR of up to 391% in some cases. This means that if you borrow $100 for two weeks, you could end up paying $15 in fees, which doesn’t sound like much. However, when you factor in the high APR, the total cost of the loan could be significantly higher.

Furthermore, payday loans can trap borrowers in a cycle of debt. If a borrower can’t repay the loan on the due date, they are often hit with additional fees and interest charges, which can make it even harder to pay back the loan. This can lead to a dangerous cycle of borrowing and debt that can be difficult to break.

Payday Loans in Moline, Kansas

Payday loans are legal in Kansas, but the state has regulations in place to protect consumers from predatory lending practices. For example, lenders are not allowed to issue payday loans that exceed $500 or charge more than 15% of the loan amount in fees. Additionally, borrowers are allowed to take out multiple loans, but the total amount cannot exceed $500.

Interesting Facts or Statistics About Payday Loans in Moline, Kansas

– In 2019, there were 266 payday loan storefronts in Kansas.
– The average payday loan in Kansas is $327.
– In 2018, payday lenders in Kansas charged an average APR of 391%.

Apply Now

If you’re considering a payday loan in Moline, Kansas, it’s important to work with a reputable lender and to understand the terms of your loan. TheGuaranteedLoans is a connector service, not a direct lender, and we can help you find lenders who may be able to offer you a payday loan. To get started, simply fill out our online application and we’ll connect you with potential lenders who may be able to offer you the money you need.

F.A.Q.

Are there any restrictions on the number of payday loans I can take out in Moline, Kansas?

Yes, in Moline, Kansas, you are only allowed to have one outstanding payday loan at a time. This means that you cannot take out multiple payday loans from different lenders at the same time.

Can I be denied a payday loan in Moline, Kansas for having bad credit?

No, payday loans in Moline, Kansas are not based on your credit score. However, if you have a history of defaulting on payday loans or other debts, the lender may decide not to extend a loan to you.