Payday Loans in Muscotah, Kansas

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No payday loan companies in Muscotah, KS. Consider companies in other cities:

Company nameAddressZip codePhone number
Check Into Cash 11044 Quivira Rd, Overland Park, KS 66210 +1 (913) 327 - 7908
Check `n Go 405 Windward Dr, Newton, KS 67114 +1 (316) 283 - 8472
Community National Bank & Trust 333 W Main St, Cherryvale, KS 67335 +1 (620) 336 - 2145
Southwest Kansas Community Credit Union 212 E Frontview St suite c, Dodge City, KS 67801 +1 (620) 225 - 5625
Heartland Credit Union 2201 S Kansas Ave, Newton, KS 67114 +1 (316) 283 - 8896
Deanna Boardman Prosperity Home Mortgage NMLS 831511 2140 E Santa Fe St, Olathe, KS 66062 +1 (816) 918 - 8628
Garnett State Savings Bank 118 E Franklin St, Pomona, KS 66076 +1 (785) 566 - 3311
Bank 205 S Penn Ave, Oberlin, KS 67749 +1 (785) 475 - 3817
Payday Loans 1329 Main St, Parsons, KS 67357
Central National Bank Lending Services Office 1916 Main St, Great Bend, KS 67530 +1 (620) 603 - 6447

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Muscotah, KS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Topeka, KS, Payday Loans in Wichita, KS, Quick Loan in Hutchinson, KS, Payday Loan Without a Credit Check in Kansas City, KS, Payday Loans in Lawrence, KS, Payday Loans in Leavenworth, KS, Online Loans in Leawood, KS and Payday Loans in Lenexa, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Muscotah, KS.

Payday Loans Available in Muscotah, KS By The Following ZIP Codes:

66058

Are Payday Loans Legal In Muscotah, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Muscotah, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Muscotah, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Muscotah, KS payday loan calculator

Understanding Payday Loans in Muscotah, Kansas

If you live in Muscotah, Kansas and you’re in need of quick cash, you’re not alone. Unexpected expenses can pop up out of nowhere, leaving you struggling to make ends meet. One option you might consider is a payday loan. But what exactly are payday loans, and how do they work?

What are payday loans?

A payday loan is a short-term loan typically used to cover emergency expenses or bills that can’t wait until your next paycheck. They are usually small-dollar loans with a repayment term of around two weeks. To qualify for a payday loan, you’ll need to show proof of income and provide the lender with access to your checking account. The loan amount is usually secured against your paycheck, and the fees and interest are typically higher than those of traditional loans.

How do payday loans work in Muscotah, Kansas?

Payday loans are legal in Kansas, with certain regulations in place to protect borrowers. The maximum loan amount you can get in the state is $500, and lenders are prohibited from charging more than 15% of the loan amount as fees. The loan term must be between seven and 30 days, and borrowers are allowed up to two loans at any given time.

It’s important to note that payday loans can be risky if not used responsibly. The high fees and short repayment term can make it difficult to pay off the loan on time, leading to a cycle of debt that’s hard to break. If you’re considering a payday loan, make sure you can pay it back on time and only borrow what you need.

Interesting statistics about payday loans in Muscotah, Kansas

  • In 2019, around 326,000 payday loans were issued in Kansas, with a total loan volume of $267 million.
  • The average payday loan in Kansas is $285, with an average finance charge of $49.
  • 67% of payday loan borrowers in Kansas are female.

Apply Now with TheGuaranteedLoans

If you’re in Muscotah, Kansas and you’re considering a payday loan, TheGuaranteedLoans can help. We’re not a direct lender, but we can connect you with potential lenders who may be able to provide you with the cash you need. Our application process is quick and easy, and you can apply online from the comfort of your own home. Just remember to borrow responsibly and only borrow what you can pay back.

So if you’re in need of cash and you’re considering a payday loan in Muscotah, Kansas, look no further than TheGuaranteedLoans. We’re here to help you get the money you need when you need it most.

F.A.Q.

How much can I borrow with a payday loan in Muscotah, Kansas?

The amount you can borrow with a payday loan in Muscotah, Kansas is typically based on your income and your ability to repay the loan. The maximum amount you can borrow is $500.

How do I repay a payday loan in Muscotah, Kansas?

Payday loans in Muscotah, Kansas are typically repaid in one lump sum on your next payday, along with any interest and fees. Some lenders may allow you to repay the loan in multiple payments.