Payday Loans in Neosho Rapids, Kansas

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Neosho Rapids, KS. Consider companies in other cities:

Company nameAddressZip codePhone number
U.S. Bank ATM - Northwest 3500 W 6th St, Lawrence, KS 66049 +1 (800) 872 - 2657
Waddell & Reed, Inc. - Financial Advisors 509 N Main St, Newton, KS 67114 +1 (316) 804 - 4309
Quik Cash 2304 Stagg Hill Rd Suite A, Manhattan, KS 66502 +1 (785) 539 - 5763
LibertyX Bitcoin ATM 409 W Frontier Pkwy, Oberlin, KS 67749 +1 (800) 511 - 8940
Peoples Bank and Trust 76 N Nickerson St, Nickerson, KS 67561 +1 (620) 422 - 3256
People's Exchange Bank-Clyde 413 Washington St, Clyde, KS 66938 +1 (785) 446 - 3331
Exchange State Bank 209 Northeast Ave, Columbus, KS 66725 +1 (620) 429 - 1873
First National Bank-Fredonia 730 Madison St, Fredonia, KS 66736 +1 (620) 378 - 2151
LendNation 129 W Dennis Ave, Olathe, KS 66061 +1 (913) 829 - 9200
Country Club Bank 100 4-H Rd, Lansing, KS 66043 +1 (913) 351 - 0001

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Neosho Rapids, KS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in Wichita, KS, Payday Loans in Hutchinson, KS, Payday Loans in Kansas City, KS, Emergency Loan in Lawrence, KS, Short-term Loans in Leavenworth, KS, Payday Loans in Leawood, KS, Payday Loans in Lenexa, KS and Quick Loan in Manhattan, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Neosho Rapids, KS.

Beautiful sights of Neosho Rapids, KS

Payday Loans Available in Neosho Rapids, KS By The Following ZIP Codes:

66864

Are Payday Loans Legal In Neosho Rapids, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Neosho Rapids, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Neosho Rapids, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Neosho Rapids, KS payday loan calculator

Understanding Payday Loans in Neosho Rapids, Kansas

Payday loans, also known as cash advances, are a popular way for people to get quick access to cash in times of financial emergency. Payday loans have been legal in Kansas since 1993, and Neosho Rapids is no exception. These loans come with high interest rates, which is why it’s important to understand how they work and the regulations surrounding them in Kansas.

How Payday Loans Work in Neosho Rapids, Kansas

Payday loans are short-term loans that typically range from $100 to $1,000. They are meant to be paid back on the borrower’s next payday. To obtain a payday loan in Neosho Rapids, a person needs to provide proof of income, a government-issued ID, and a valid check or bank account information.

Once the lender approves the loan, they will typically require the borrower to sign a post-dated check for the loan amount plus interest and fees. When the loan is due, the lender will cash the check. If the borrower cannot pay back the loan on time, they can roll it over for another pay period for an additional fee.

Regulations on Payday Loans in Kansas

Payday loans in Kansas are regulated by the Kansas Office of the State Bank Commissioner. These regulations aim to protect borrowers from predatory lending practices. Some key regulations include:

  • Payday loans may not exceed $500
  • Finance charges cannot exceed 15% of the loan amount
  • The loan term must be between 7 and 30 days
  • Borrowers may not take out more than two loans at once
  • Lenders must disclose all fees and charges in writing

It’s important for borrowers to understand these regulations and to shop around for the best payday loan terms and interest rates.

Interesting Facts and Statistics

  • As of 2020, there were 352 payday lenders operating in Kansas.
  • Kansas borrowers take out an average of 3.5 payday loans per year.
  • The average payday loan amount in Kansas is $326.
  • The average APR for a Kansas payday loan is 391%.

Apply Now

At TheGuaranteedLoans, we understand that unexpected expenses and emergencies can arise at any time. That’s why we offer a quick and easy online application process for payday loans. We are not direct lenders; instead, we connect borrowers with potential lenders that can help them get the financial assistance they need.

Our online application process only takes a few minutes to complete and can be done from the comfort of your own home. To get started, head to our website and fill out the online form. Once you submit your application, we’ll connect you with a lender that meets your needs. With TheGuaranteedLoans, you can get the financial assistance you need quickly and easily.

In Conclusion

Payday loans can be a helpful resource for people facing unexpected financial emergencies, but they also come with high interest rates and fees. It’s crucial to understand the regulations surrounding payday loans in Neosho Rapids, Kansas, and to only take out a payday loan if you can afford to pay it back in full and on time. At TheGuaranteedLoans, we are committed to connecting borrowers with trusted lenders and helping them get the financial assistance they need.

F.A.Q.

Can I be charged with a crime for taking out a payday loan in Neosho Rapids, Kansas?

No, taking out a payday loan in Neosho Rapids, Kansas is not a crime. However, if you intentionally provide false information on your loan application, you may be subject to criminal charges.

Can a payday lender take legal action against me in Neosho Rapids, Kansas if I default on my loan?

Yes, if you default on your payday loan in Neosho Rapids, Kansas, the lender may take legal action to recover the funds. This could include wage garnishment, a judgment against you, or other legal action. It is important to communicate with the lender and try to come up with a repayment plan if you are unable to make your payments on time.