Payday Loans in Ness City, Kansas

Payday Loan Companies in Ness City, KS

Company nameAddressZip codePhone number
The First State Bank 206 N Pennsylvania Ave 67560 +1 (785) 798 - 3347
United Credit Union 202 S Topeka Ave 67560 +1 (785) 798 - 3223

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Ness City, KS, you can try to find different companies in big cities near by. Check out the following pages here: 24-Hour Loan in Olathe, KS, Emergency Loan in Overland Park, KS, Quick Loan in Salina, KS, Payday Loans in Shawnee, KS, 24-Hour Loan in Topeka, KS, Payday Loans in Wichita, KS, Payday Loans in Hutchinson, KS and Quick Loan in Kansas City, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Ness City, KS.

Beautiful sights of Ness City, KS

Payday Loans Available in Ness City, KS By The Following ZIP Codes:

67560

Are Payday Loans Legal In Ness City, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Ness City, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Ness City, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Ness City, KS payday loan calculator

F.A.Q.

Can a payday lender garnish my wages in Ness City, Kansas if I default on my loan?

Yes, if you default on your payday loan in Ness City, Kansas, the lender may be able to garnish your wages to recover the funds. This means that a portion of your paycheck will be withheld and used to pay off your debt.

Can a payday lender seize my assets in Ness City, Kansas if I default on my loan?

No, a payday lender cannot seize your assets in Ness City, Kansas if you default on your loan. However, the lender may be able to take legal action to recover the funds, which could include wage garnishment or other consequences.

How Many Cash Advance Companies are in Ness City, KS?

With the help of our service, you will be able to find 2 cash advance companies in Ness City, KS

What Cash Advance Companies in Ness City, KS are the most popular?

You should check The First State Bank and United Credit Union. Also, you can start your application online on our website.