Payday Loans in Nortonville, Kansas

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No payday loan companies in Nortonville, KS. Consider companies in other cities:

Company nameAddressZip codePhone number
Waconda Boats and Motors - Kansas 408 N Center St, Glen Elder, KS 67446 +1 (785) 545 - 3545
Emprise Bank 701 N Goddard Rd, Goddard, KS 67052 +1 (316) 383 - 8535
Loanmax Title Loans 4949 State Ave, Kansas City, KS 66102 +1 (913) 596 - 1077
LendNation 805 E Santa Fe St, Olathe, KS 66061 +1 (866) 436 - 7124
Great Southern Bank 2040 S Princeton St, Ottawa, KS 66067 +1 (785) 242 - 1400
Walmart Money Center 2710 N Broadway St, Pittsburg, KS 66762 +1 (620) 232 - 1593
UMB Bank with drive-thru services 400 N Broadway St, Abilene, KS 67410 +1 (785) 263 - 1130
Citizens State Bank 410 Main St, Gridley, KS 66852 +1 (620) 836 - 2888
Speedy Cash 701 N West St, Wichita, KS 67203 +1 (316) 942 - 2211
Central National Bank 711 Wakarusa Dr, Lawrence, KS 66049 +1 (785) 838 - 1893

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Nortonville, KS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Kansas City, KS, Payday Loans in Lawrence, KS, Payday Loan Companies in Leavenworth, KS, 24-Hour Loan in Leawood, KS, Short-term Loans in Lenexa, KS, Payday Loans in Manhattan, KS, Guaranteed Loans in Olathe, KS and Quick Loan in Overland Park, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Nortonville, KS.

Payday Loans Available in Nortonville, KS By The Following ZIP Codes:

66060

Are Payday Loans Legal In Nortonville, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Nortonville, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Nortonville, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Nortonville, KS payday loan calculator

Payday Loans in Nortonville, Kansas

Introduction

Payday loans are short-term loans that can help you meet urgent financial needs before your next paycheck arrives. They are designed to help borrowers who find themselves in emergency situations where they need quick cash to cover unexpected expenses. In Kansas, payday loans are legal, including in Nortonville. However, before taking out a payday loan, it’s important to understand the terms and conditions of the loan, as well as the potential risks involved.

How Payday Loans Work

Payday loans are usually for small amounts of money and are due on your next payday, which is typically within two to four weeks. To apply for a payday loan in Nortonville, you will need to provide the lender with some basic information, including your name, address, and employment information. The lender will then determine whether you are eligible for a loan and how much you can borrow.

If approved, the lender will give you the loan in cash, a check, or directly deposit it into your bank account. You will need to sign an agreement that outlines the terms of the loan, including the interest rate and fees. Once the loan is due, the lender will automatically withdraw the amount you owe from your bank account, or you can provide the lender with a post-dated check.

Pros of Payday Loans

Payday loans can be a helpful financial tool in emergency situations. Here are some of the advantages of taking out a payday loan:

  • Quick access to cash
  • Easy application process
  • No credit check required
  • Bad credit doesn’t disqualify you from getting a loan

Cons of Payday Loans

While payday loans can be helpful in certain situations, there are some risks to consider. Here are some of the disadvantages of payday loans:

  • High-interest rates can lead to a cycle of debt
  • Additional fees for late payments
  • Short repayment period can be difficult to meet
  • Some lenders may be predatory and take advantage of borrowers

Predatory Lenders

While payday loans are legal in Nortonville, there are some predatory lenders who may try to take advantage of borrowers who are in dire financial situations. These lenders may charge exorbitant interest rates or issue loans that borrowers can’t realistically pay back. Before taking out a payday loan, it’s important to do your research and choose a reputable lender. You can also check with the Consumer Financial Protection Bureau to see if any complaints have been filed against a lender.

Interesting Facts and Statistics

  • In Kansas, the average payday loan is for $300
  • Kansas has one of the highest concentrations of payday lenders per capita in the United States
  • As of 2020, there were 352 licensed payday lenders in Kansas
  • In 2019, Kansans took out 685,000 payday loans, totaling $267 million in loans

Apply Now

If you’re in need of a payday loan in Nortonville, TheGuaranteedLoans can help connect you with potential lenders. Our online application process is quick and easy, and you’ll receive a decision within minutes. Please note that TheGuaranteedLoans is a connector service and not a direct lender. We will facilitate your connection with potential lenders who may be able to assist you with a payday loan.

Conclusion

Payday loans can be a helpful resource in emergency situations, but they come with risks that should be carefully considered. It’s important to choose a reputable lender, and to be aware of the terms and conditions of the loan before signing any agreements. With the right information and careful consideration, a payday loan can be an effective way to meet your financial needs.

F.A.Q.

Can I renew or extend my payday loan in Nortonville, Kansas?

in Nortonville, Kansas, payday loans cannot be renewed or extended. If you are unable to repay your loan on the agreed upon date, you may be able to work with the lender to come up with a repayment plan.

Are there any alternatives to payday loans in Nortonville, Kansas?

Yes, there are several alternatives to payday loans in Nortonville, Kansas, including borrowing from friends or family, using credit cards, or applying for a personal loan from a bank or credit union.