Payday Loans in Oberlin, Kansas

Payday Loan Companies in Oberlin, KS

Company nameAddressZip codePhone number
Bank 205 S Penn Ave 67749 +1 (785) 475 - 3817
Decatur County Beef 2361 US-83 67749 +1 (785) 475 - 2212
Farmers Bank & Trust 202 S Penn Ave 67749 +1 (785) 475 - 3196
First National Bank 101 N Penn Ave 67749 +1 (785) 475 - 2000
LibertyX Bitcoin ATM 409 W Frontier Pkwy 67749 +1 (800) 511 - 8940
United Northwest Federal CU 117 S Penn Ave 67749 +1 (785) 475 - 2322
Waddell & Reed Inc 1245 US-36 67749 +1 (785) 475 - 2501
Waddell & Reed, Inc. - Financial Advisors 101 S Penn Ave 67749 +1 (785) 475 - 2501

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Oberlin, KS, you can try to find different companies in big cities near by. Check out the following pages here: Quick Loan in Wichita, KS, Payday Loans in Hutchinson, KS, Payday Loans in Kansas City, KS, Payday Loans in Lawrence, KS, No Credit Check Loans in Leavenworth, KS, Emergency Loan in Leawood, KS, Payday Loans in Lenexa, KS and Payday Loans in Manhattan, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Oberlin, KS.

Beautiful sights of Oberlin, KS

Payday Loans Available in Oberlin, KS By The Following ZIP Codes:

67749

Are Payday Loans Legal In Oberlin, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Oberlin, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Oberlin, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Oberlin, KS payday loan calculator

F.A.Q.

Can I be charged with fraud for not being able to repay a payday loan in Oberlin, Kansas?

No, you cannot be charged with fraud for not being able to repay a payday loan in Oberlin, Kansas. However, if you intentionally provide false information on your loan application, you may be subject to criminal charges.

Can I be charged with a crime for taking out a payday loan in Oberlin, Kansas?

No, taking out a payday loan in Oberlin, Kansas is not a crime. However, if you intentionally provide false information on your loan application, you may be subject to criminal charges.

How Many Cash Advance Companies are in Oberlin, KS?

With the help of our service, you will be able to find 8 cash advance companies in Oberlin, KS

What Cash Advance Companies in Oberlin, KS are the most popular?

You should check Bank, Decatur County Beef, and Farmers Bank & Trust. Also, you can start your application online on our website.