Payday Loans in Offerle, Kansas

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No payday loan companies in Offerle, KS. Consider companies in other cities:

Company nameAddressZip codePhone number
Cash-2-Go 1817 E Santa Fe St, Gardner, KS 66030 +1 (913) 884 - 2456
Landmark National Bank 6100 SW 21st St, Topeka, KS 66614 +1 (785) 273 - 3303
Labette Bank 2121 Main St, Parsons, KS 67357 +1 (620) 421 - 2265
Mid American Credit Union 1610 N Summit St, Arkansas City, KS 67005 +1 (620) 442 - 5811
Community National Bank & Trust 116 N 8th St, Humboldt, KS 66748 +1 (620) 473 - 2211
LendNation 1716 Central Ave, Kansas City, KS 66102 +1 (913) 371 - 3000
First Bank Kansas 1500 Aylward Ave, Ellsworth, KS 67439 +1 (785) 472 - 5588
Jack & Dick's Pawn Shop 1434 N Washington St, Junction City, KS 66441 +1 (785) 238 - 6305
Commerce Bank 2830 S 4th St, Leavenworth, KS 66048 +1 (913) 758 - 2802
Black Dog Tow, Tire and Recovery 548 East 2nd, Bunker Hill, KS 67626 +1 (620) 639 - 2635

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Offerle, KS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Olathe, KS, Guaranteed Loans in Overland Park, KS, Short-term Loans in Salina, KS, Payday Loans in Shawnee, KS, Bad Credit Loans in Topeka, KS, Quick Loan in Wichita, KS, Payday Loan Without a Credit Check in Hutchinson, KS and Payday Loans in Kansas City, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Offerle, KS.

Payday Loans Available in Offerle, KS By The Following ZIP Codes:

67563

Are Payday Loans Legal In Offerle, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Offerle, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Offerle, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Offerle, KS payday loan calculator

Understanding Payday Loans in Offerle, Kansas

When you find yourself in a tight financial spot, it can be stressful to search for solutions. Thankfully, payday loans are legal in Kansas, and it might be just the solution you’re looking for. In this article, we’ll take a deep dive into everything you need to know about payday loans in Offerle, Kansas.

What are Payday Loans?

Payday loans are short-term loans, usually between $500 to $1,000. They are meant to be repaid on the borrower’s next payday, which is typically two to four weeks away.

The application process for payday loans is typically quick and easy, with lenders requiring minimal documentation. This makes them a popular option for those who need fast cash without going through a lengthy application process.

How Do Payday Loans Work in Offerle, Kansas?

Payday loans are legal in Kansas, with limits on the amount and fees charged for such loans. Borrowers can receive up to $500, with the loan term usually being no longer than 30 days.

When a borrower applies for a payday loan, the lender will typically ask for proof of income, identification, and other basic information. Once approved, the lender will provide the funds in cash or transfer them directly to the borrower’s bank account.

The borrower then has to repay the loan on the due date, which is usually their next payday. They can do this by visiting the lender in person and paying back the loan with cash, or by allowing the lender to withdraw the repayment amount directly from their bank account.

What are the Fees and Interest Rates for Payday Loans in Offerle, Kansas?

In Kansas, payday lenders are allowed to charge up to 15% interest on loans up to $500. Additionally, lenders can charge an additional finance charge of up to $15 per $100 borrowed.

It’s important to note that because payday loans are short-term loans, the interest rate and fees charged on them can be much higher than traditional loans. Borrowers should carefully consider the cost of borrowing and make sure they can repay the loan on time.

The Benefits of Payday Loans in Offerle, Kansas

While payday loans are not without their risks, they do offer some benefits to borrowers in need of fast cash. Some of these benefits include:

  • Quick and easy application process
  • Access to funds within 24 to 48 hours
  • No restrictions on how the funds can be used
  • No credit check required

Interesting Facts and Statistics About Payday Loans in Offerle, Kansas

  • As of 2020, there were approximately 326 payday lenders operating in Kansas.
  • In 2019, the total amount of payday loans made in Kansas was over $300 million.
  • The average payday loan in Kansas is around $300.
  • The average interest rate for payday loans in Kansas is 391%.

Apply Now

If you find yourself in need of fast cash, TheGuaranteedLoans can help connect you with potential lenders offering payday loans in Offerle, Kansas. Our online application process is quick and easy, with minimal documentation needed. Remember that TheGuaranteedLoans is a connector service and not a direct lender, and we strongly encourage borrowers to carefully consider the cost of borrowing before taking out a payday loan.

Apply now and get the financial assistance you need today.

F.A.Q.

Can a payday lender take legal action against me in Offerle, Kansas if I default on my loan?

Yes, if you default on your payday loan in Offerle, Kansas, the lender may take legal action to recover the funds. This could include wage garnishment, a judgment against you, or other legal action. It is important to communicate with the lender and try to come up with a repayment plan if you are unable to make your payments on time.

Can a payday lender garnish my wages in Offerle, Kansas if I default on my loan?

Yes, if you default on your payday loan in Offerle, Kansas, the lender may be able to garnish your wages to recover the funds. This means that a portion of your paycheck will be withheld and used to pay off your debt.