Payday Loans in Onaga, Kansas

Payday Loan Companies in Onaga, KS

Company nameAddressZip codePhone number
Farmers State Bank 301 Leonard St 66521 +1 (785) 889 - 4211
Waddell & Reed, Inc. - Financial Advisors 209 Leonard St Suite B 66521 +1 (785) 556 - 0065

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Onaga, KS, you can try to find different companies in big cities near by. Check out the following pages here: Short-term Loans in Leavenworth, KS, Payday Loans in Leawood, KS, Payday Loans in Lenexa, KS, Payday Loans in Manhattan, KS, Payday Loans in Olathe, KS, Payday Loans in Overland Park, KS, No Credit Check Loans in Salina, KS and Payday Loan Companies in Shawnee, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Onaga, KS.

Beautiful sights of Onaga, KS

Payday Loans Available in Onaga, KS By The Following ZIP Codes:

66521

Are Payday Loans Legal In Onaga, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Onaga, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Onaga, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Onaga, KS payday loan calculator

F.A.Q.

Are there any protections for military members in Onaga, Kansas when it comes to payday loans?

Yes, there are special protections for military members in Onaga, Kansas when it comes to payday loans. For example, lenders are prohibited from charging more than 36% annual interest on loans to active duty military members and their dependents.

Are there any resources available to help me avoid taking out a payday loan in Onaga, Kansas?

Yes, there are resources available to help you avoid taking out a payday loan in Onaga, Kansas. For example, you can contact a credit counseling agency for advice on managing your finances and finding alternative sources of funding. You can also explore options for emergency assistance from nonprofit organizations or government programs.

How Many Cash Advance Companies are in Onaga, KS?

With the help of our service, you will be able to find 2 cash advance companies in Onaga, KS

What Cash Advance Companies in Onaga, KS are the most popular?

You should check Farmers State Bank and Waddell & Reed, Inc. - Financial Advisors. Also, you can start your application online on our website.