Payday Loans in Oswego, Kansas

Payday Loan Companies in Oswego, KS

Company nameAddressZip codePhone number
Commercial Bank 501 Commercial St 67356 +1 (620) 795 - 4411
Labette Bank 424 Commercial St 67356 +1 (620) 795 - 2121

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Oswego, KS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Wichita, KS, Payday Loan for Hutchinson, KS, Online Loans in Kansas City, KS, Payday Loans in Lawrence, KS, Payday Loans in Leavenworth, KS, Bad Credit Loans in Leawood, KS, Payday Loans in Lenexa, KS and Same Day Loans in Manhattan, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Oswego, KS.

Beautiful sights of Oswego, KS

Payday Loans Available in Oswego, KS By The Following ZIP Codes:

67356

Are Payday Loans Legal In Oswego, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Oswego, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Oswego, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Oswego, KS payday loan calculator

F.A.Q.

Can I be denied a payday loan in Oswego, Kansas for having bad credit?

No, payday loans in Oswego, Kansas are not based on your credit score. However, if you have a history of defaulting on payday loans or other debts, the lender may decide not to extend a loan to you.

Can I be charged with fraud for not being able to repay a payday loan in Oswego, Kansas?

No, you cannot be charged with fraud for not being able to repay a payday loan in Oswego, Kansas. However, if you intentionally provide false information on your loan application, you may be subject to criminal charges.

How Many Cash Advance Companies are in Oswego, KS?

With the help of our service, you will be able to find 2 cash advance companies in Oswego, KS

What Cash Advance Companies in Oswego, KS are the most popular?

You should check Commercial Bank and Labette Bank. Also, you can start your application online on our website.