Company name | Address | Zip code | Phone number |
---|---|---|---|
Emerald Bank | 305 E Main St | 67119 | +1 (620) 455 - 3326 |
Payday Loan Companies in Nearby Cities
If there are no payday loan companies in Oxford, KS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Lenexa, KS, Payday Loans in Manhattan, KS, Bad Credit Loans in Olathe, KS, Payday Loans in Overland Park, KS, Payday Loans in Salina, KS, Payday Loans in Shawnee, KS, Payday Loans in Topeka, KS and Payday Loan Without a Credit Check in Wichita, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Oxford, KS.
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Payday Loans Available in Oxford, KS By The Following ZIP Codes:
67119
Are Payday Loans Legal In Oxford, Kansas?
Loan Rates and Fees, Laws and Regulations in Kansas.
Payday loans made to Oxford, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Oxford, Kansas is 391%.
Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.
Kansas Loan Regulations
Legal Status | Legal |
---|---|
Interest Rate (APR, %) | 391 |
Maximum Loan Amount | $500 |
Minimum Loan Term | 7 days |
Maximum Loan Term | 30 days |
Number of Rollovers Allowed | Not specified |
Finance Charges | 15% of the amount advanced |
Oxford, KS payday loan calculator
F.A.Q.
Can I be arrested for not repaying a payday loan in Oxford, Kansas?
No, you cannot be arrested for not repaying a payday loan in Oxford, Kansas. However, the lender may take legal action to recover the funds, which could result in wage garnishment or other consequences.
Are there alternatives to payday loans in Oxford, Kansas?
Yes, there are alternatives to payday loans in Oxford, Kansas, such as borrowing from friends or family, applying for a small personal loan from a bank or credit union, or seeking assistance from a nonprofit organization.
How Many Cash Advance Companies are in Oxford, KS?
With the help of our service, you will be able to find 1 cash advance companies in Oxford, KS
What Cash Advance Companies in Oxford, KS are the most popular?
You should check Emerald Bank. Also, you can start your application online on our website.