Payday Loans in Paradise, Kansas

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Paradise, KS. Consider companies in other cities:

Company nameAddressZip codePhone number
24Loan.net 2402 155th St 363, Basehor, KS 66007
TitleMax Title Loans 1730 W 23rd St, Lawrence, KS 66046 +1 (785) 229 - 0972
Altamont Bank 2121 Main St, Parsons, KS 67357 +1 (620) 423 - 1211
Farm Bureau Financial Services: Danielle Bishop 250 N Rock Rd Ste 300I, Wichita, KS 67206 +1 (316) 687 - 0255
Raymond James Financial Services 1920 Main St, Great Bend, KS 67530 +1 (620) 603 - 9556
Navy Federal Credit Union 501 N 3rd Pl A, Manhattan, KS 66502 +1 (888) 842 - 6328
Check `n Go 4913 S Broadway St, Wichita, KS 67216 +1 (316) 522 - 0387
Dillons Money Services 1203 N 2nd Ave, Mulvane, KS 67110 +1 (316) 777 - 1159
Security State Bank 506 Main St, Scott City, KS 67871 +1 (620) 872 - 7224
INTRUST Bank 2706 Anderson Ave, Manhattan, KS 66502 +1 (785) 565 - 5440

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Paradise, KS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Leavenworth, KS, Same Day Loans in Leawood, KS, Payday Loans in Lenexa, KS, No Credit Check Loans in Manhattan, KS, Emergency Loan in Olathe, KS, Payday Loans in Overland Park, KS, Payday Loans in Salina, KS and Payday Loan Without a Credit Check in Shawnee, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Paradise, KS.

Payday Loans Available in Paradise, KS By The Following ZIP Codes:

67658

Are Payday Loans Legal In Paradise, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Paradise, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Paradise, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Paradise, KS payday loan calculator

Everything You Need to Know About Payday Loans in Paradise, Kansas

Life can be unpredictable, and sometimes it throws us curve balls that require financial assistance. Whether it’s an unexpected car repair or a medical emergency, we all face situations where we need money fast. If you find yourself in need of quick cash, a payday loan may be the solution you’re searching for.

What is a Payday Loan?

A payday loan is a short-term loan designed to be repaid with your next paycheck. They are easy to obtain and can be an option for those who may not have access to traditional lending methods, such as a bank loan or a line of credit. The amount you can borrow will depend on your income and the state in which you reside.

Are Payday Loans Legal in Kansas?

The good news is that payday loans are legal in Kansas, including in Paradise. However, there are regulations in place to protect consumers from predatory lending practices. These regulations include:

  • Loan terms cannot exceed 30 days
  • Borrowers can only take out one loan at a time
  • Lending companies must be licensed by the Kansas Office of the State Bank Commissioner
  • Interest rates and fees are capped at 15% for loans up to $250, and 10% for loans between $251 and $500

The Pros and Cons of Payday Loans

Like any financial decision, there are both pros and cons to taking out a payday loan. Some of the advantages of payday loans include:

  • Easy and quick application process
  • No collateral required
  • Can help you get out of a financial bind

However, there are also some disadvantages to consider:

  • High interest rates and fees
  • Short repayment terms
  • Can lead to a cycle of debt if not repaid on time

Interesting Facts and Statistics

Did you know that the average payday loan borrower takes out eight loans per year? Or that the total amount of payday loans taken out each year is $9 billion?

In Kansas, the average payday loan amount is $300, and borrowers can expect to pay $45 in fees and interest for a two-week loan. About 80% of payday loans in Kansas are taken out by borrowers who take out at least seven loans in a row.

How to Apply for a Payday Loan in Paradise, Kansas

If you’re in need of quick cash, applying for a payday loan in Paradise, Kansas is easy. The first step is to find a lender that is licensed by the Kansas Office of the State Bank Commissioner.

At TheGuaranteedLoans, we make it simple to connect with potential payday loan lenders in Paradise. Simply fill out our online application form, and we’ll match you with a lender who fits your needs. Remember, we are a connector service, not a direct lender. The lenders we work with will provide you with the terms and conditions of your loan, including interest rates and fees.

Once you’ve been approved for a loan, the funds will be deposited directly into your bank account. Repayment terms will vary depending on your lender and the amount you borrow.

Conclusion

Payday loans can be a helpful solution when you’re in need of quick cash, but it’s important to consider the pros and cons before taking out a loan. Remember to only borrow what you can afford to repay on time, and to do your research when choosing a lender. At TheGuaranteedLoans, we’re here to help connect you with potential lenders in Paradise, Kansas.

Apply now for a payday loan with TheGuaranteedLoans, and get the financial assistance you need.

F.A.Q.

Can I file for bankruptcy to discharge my payday loan debt in Paradise, Kansas?

Yes, you can file for bankruptcy to discharge your payday loan debt in Paradise, Kansas. However, keep in mind that bankruptcy is a serious decision that can have long-term consequences on your credit and financial situation. It is recommended to explore all other options before considering bankruptcy.

Are there any protections for military members in Paradise, Kansas when it comes to payday loans?

Yes, there are special protections for military members in Paradise, Kansas when it comes to payday loans. For example, lenders are prohibited from charging more than 36% annual interest on loans to active duty military members and their dependents.