| Company name | Address | Zip code | Phone number |
|---|---|---|---|
| Farmers National Bank | 759 State St | 67661 | +1 (785) 543 - 6541 |
| Farmers State Bank | 110 W State St | 67661 | +1 (785) 543 - 5199 |
| First National Bank & Trust | 225 State St | 67661 | +1 (785) 543 - 6511 |
| Golden Plains Credit Union | 475 State St | 67661 | +1 (785) 543 - 5267 |
| Phillips County Abstract And Title Co. | 837 3rd St | 67661 | |
| Phillips County Economic Development | 205 F St | 67661 | +1 (785) 543 - 5809 |
Payday Loan Companies in Nearby Cities
If there are no payday loan companies in Phillipsburg, KS, you can try to find different companies in big cities near by. Check out the following pages here: No Credit Check Loans in Leavenworth, KS, Payday Loans in Leawood, KS, Payday Loans in Lenexa, KS, Payday Loans in Manhattan, KS, Payday Loans in Olathe, KS, Payday Loan Without a Credit Check in Overland Park, KS, Payday Loans in Salina, KS and Payday Loans in Shawnee, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Phillipsburg, KS.
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Beautiful sights of Phillipsburg, KS
Payday Loans Available in Phillipsburg, KS By The Following ZIP Codes:
67661
Are Payday Loans Legal In Phillipsburg, Kansas?
Loan Rates and Fees, Laws and Regulations in Kansas.
Payday loans made to Phillipsburg, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Phillipsburg, Kansas is 391%.
Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.
Kansas Loan Regulations
| Legal Status | Legal |
|---|---|
| Interest Rate (APR, %) | 391 |
| Maximum Loan Amount | $500 |
| Minimum Loan Term | 7 days |
| Maximum Loan Term | 30 days |
| Number of Rollovers Allowed | Not specified |
| Finance Charges | 15% of the amount advanced |
Phillipsburg, KS payday loan calculator
F.A.Q.
Can payday loan lenders in Phillipsburg, Kansas garnish my wages if I default on my loan?
Yes, payday loan lenders in Phillipsburg, Kansas have the right to garnish your wages if you default on your loan. However, they must first obtain a judgment from the court, and the amount garnished cannot exceed 25% of your disposable income.
Can I file for bankruptcy to discharge my payday loan debt in Phillipsburg, Kansas?
Yes, you can file for bankruptcy to discharge your payday loan debt in Phillipsburg, Kansas. However, keep in mind that bankruptcy is a serious decision that can have long-term consequences on your credit and financial situation. It is recommended to explore all other options before considering bankruptcy.
How Many Cash Advance Companies are in Phillipsburg, KS?
With the help of our service, you will be able to find 6 cash advance companies in Phillipsburg, KS
What Cash Advance Companies in Phillipsburg, KS are the most popular?
You should check Farmers National Bank, Farmers State Bank, and First National Bank & Trust. Also, you can start your application online on our website.