Payday Loans in Powhattan, Kansas

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No payday loan companies in Powhattan, KS. Consider companies in other cities:

Company nameAddressZip codePhone number
Peoples State Bank 521 W Main St, Hill City, KS 67642 +1 (785) 421 - 4127
Landmark National Bank 623 N Main St, Hoisington, KS 67544 +1 (620) 623 - 2783
Morris County Title Co. 223 W Main St, Council Grove, KS 66846 +1 (620) 767 - 6282
Commerce Bank 512 N 7th St, Garden City, KS 67846 +1 (620) 276 - 5600
kstate CREDIT UNION West Branch 2600 Anderson Ave, Manhattan, KS 66502 +1 (785) 776 - 3003
Ellis Credit Union 1019 Washington St, Ellis, KS 67637 +1 (785) 726 - 3499
Citizens State Bank & Trust Co 100 W Lincoln Ave, Lincoln, KS 67455 +1 (785) 524 - 4840
Consolidated Properties 2405 E 21st St N, Wichita, KS 67214 +1 (316) 652 - 9797
Aristata Financial 310 W Central Ave, Wichita, KS 67202 +1 (316) 440 - 4476
Walmart Money Center 2500 S Main St, Fort Scott, KS 66701 +1 (620) 223 - 2867

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Powhattan, KS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Lenexa, KS, Bad Credit Loans in Manhattan, KS, Payday Loan Companies in Olathe, KS, Payday Loans in Overland Park, KS, Short-term Loans in Salina, KS, Guaranteed Loans in Shawnee, KS, Payday Loan for Topeka, KS and Payday Loans in Wichita, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Powhattan, KS.

Beautiful sights of Powhattan, KS

Payday Loans Available in Powhattan, KS By The Following ZIP Codes:

66650, 66527

Are Payday Loans Legal In Powhattan, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Powhattan, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Powhattan, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Powhattan, KS payday loan calculator

Payday Loans in Powhattan, Kansas: What You Need to Know

Are you in need of cash quick? If you live in Powhattan, Kansas, you may be considering taking out a payday loan. Payday loans are short-term loans designed to help you bridge the gap between paydays. While payday loans are legal in Kansas, it’s important to understand what they are, how they work, and any potential risks or benefits before considering taking one out.

What is a Payday Loan?

A payday loan is a short-term loan that usually has a repayment period of two weeks. They are designed to be a quick and easy way to get cash when you’re in a pinch. To qualify for a payday loan in Powhattan, Kansas, you must be 18 years of age or older, have a valid ID, an active checking account, and proof of income.

How Does a Payday Loan Work?

When you take out a payday loan in Powhattan, Kansas, you will typically write a post-dated check or authorize an electronic debit for the amount borrowed plus any fees or interest charges. On the due date, the lender will either cash the check or withdraw the funds from your account. If you are unable to repay the loan on the due date, you may be able to extend it for an additional fee.

The Pros and Cons of Payday Loans

  • Pros: Payday loans can be a quick and easy way to get cash when you need it. They may also be available to people with poor credit or who do not have access to other forms of credit.
  • Cons: Payday loans often come with high interest rates and fees, which can make them expensive. They can also lead to a cycle of debt if you are unable to repay the loan on time.

Interesting Facts and Statistics

  • According to a 2019 report by the Kansas Coalition for Responsible Lending, the average payday loan in Kansas is $328, and the average borrower takes out five loans per year.
  • In 2018, there were 685 licensed payday lenders operating in Kansas.

Apply Now

If you’ve determined that a payday loan is the right option for you, TheGuaranteedLoans can help connect you with potential lenders. Simply fill out our online application and we’ll take care of the rest. It’s important to note that TheGuaranteedLoans is a connector service and not a direct lender. We work hard to connect you with potential lenders who can provide the cash you need.

Remember, taking out a payday loan should be a last resort option. Consider all of your options, including borrowing from friends or family, before taking out a payday loan. If you do decide to take out a payday loan, be sure to read the terms and conditions carefully, and only borrow what you can afford to repay.

F.A.Q.

Can I be sued for not repaying a payday loan in Powhattan, Kansas?

Yes, if you default on your payday loan in Powhattan, Kansas, the lender may take legal action to recover the funds. This could include suing you in court and obtaining a judgment against you.

Can I be charged with a crime for not repaying a payday loan in Powhattan, Kansas?

No, you cannot be charged with a crime for not repaying a payday loan in Powhattan, Kansas. However, if you intentionally provide false information on your loan application, you may be subject to criminal charges.