Payday Loans in Pretty Prairie, Kansas

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No payday loan companies in Pretty Prairie, KS. Consider companies in other cities:

Company nameAddressZip codePhone number
Central National Bank Lending Services Office 1916 Main St, Great Bend, KS 67530 +1 (620) 603 - 6447
Cessna Finance Corporation 100 S Broadway, Wichita, KS 67202 +1 (316) 660 - 1200
Check `n Go 2312 E Kansas Ave b, Garden City, KS 67846 +1 (620) 260 - 9832
Central National Bank Smart ATM 130 E 7th St, Concordia, KS 66901 +1 (888) 262 - 5456
kstate CREDIT UNION West Branch 2600 Anderson Ave, Manhattan, KS 66502 +1 (785) 776 - 3003
Kansas Teachers Credit Union 802 W 8th St, Coffeyville, KS 67337 +1 (620) 251 - 2202
Emprise Bank 1700 Ohio St, Augusta, KS 67010 +1 (316) 775 - 5412
MoneyGram 213 E 23rd St, Ottawa, KS 66067 +1 (785) 242 - 2345
Bendena State Bank 933 Friendship Rd, Bendena, KS 66008 +1 (785) 988 - 4453
Sunflower Bank 3600 10th St, Great Bend, KS 67530 +1 (620) 792 - 2181

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Pretty Prairie, KS, you can try to find different companies in big cities near by. Check out the following pages here: Short-term Loans in Manhattan, KS, Payday Loans in Olathe, KS, Payday Loans in Overland Park, KS, Payday Loans in Salina, KS, Payday Loans in Shawnee, KS, 24-Hour Loan in Topeka, KS, Payday Loan Without a Credit Check in Wichita, KS and Short-term Loans in Hutchinson, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Pretty Prairie, KS.

Beautiful sights of Pretty Prairie, KS

Payday Loans Available in Pretty Prairie, KS By The Following ZIP Codes:

67570

Are Payday Loans Legal In Pretty Prairie, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Pretty Prairie, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Pretty Prairie, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Pretty Prairie, KS payday loan calculator

Payday Loans in Pretty Prairie, Kansas

Are payday loans a good option for those struggling with financial difficulties? One thing is for sure – they are a quick and easy solution for anyone in need of immediate cash. Payday loans in Pretty Prairie, Kansas, have helped countless individuals over the years to overcome financial challenges. In this article, we will explore the ins and outs of payday loans in Pretty Prairie and how they can help you in times of need.

How Do Payday Loans Work?

A payday loan differs from traditional loans you may be familiar with, such as car loans or home mortgages. A payday loan is a small, short-term loan that usually doesn’t require a credit check. Instead, the lender will typically request that you provide proof of income and employment to get approval for the loan.

The main advantage of payday loans is that they offer quick cash when you don’t have any other options available. The application process is usually straightforward, and if you meet the requirements, you can get your cash in just a matter of hours. The loan amount typically ranges from $50 to $1000, depending on the lender’s terms.

Payday Loans in Pretty Prairie, Kansas – What You Need to Know

Interest Rates and Fees

Payday loans can be an excellent option when you need quick cash, but they do come with high-interest rates and fees. In Kansas, the maximum interest rate a lender can charge for a payday loan is 15% of the loan amount.

Although 15% may not sound like a lot, it can quickly add up if you’re unable to pay your loan back in time. That’s why it’s important to carefully consider your repayment strategy before taking out a payday loan.

Loan Repayment

Payday loans typically have a short repayment period, usually ranging from two to four weeks, with the lender deducting the payment directly from your bank account.

If you are unable to repay your loan on time, the lender may offer you an extension, but this usually comes with additional fees and even higher interest rates. Late fees and non-payment penalties are also common, so be sure to make your payments on time to avoid getting into further financial difficulties.

Interesting Facts and Statistics About Payday Loans in Pretty Prairie, Kansas

  • The average payday loan amount in Kansas is around $300
  • About 10% of Kansas residents have used a payday loan in the past year
  • Kansas has over 350 payday loan storefronts, making it easy for those in need to access these types of loans

Apply Now

Need quick cash in Pretty Prairie, Kansas? Apply now with TheGuaranteedLoans. We are a connector service, not a direct lender, and will work to connect you with potential lenders who may be able to help you get the cash you need. Our application process is quick, easy, and secure. Start your application today!

Conclusion

Payday loans in Pretty Prairie, Kansas, can be a quick and convenient way to access much-needed cash. However, they can also come with high-interest rates and fees, so it’s important to carefully consider your repayment strategy before taking out a loan. If you find yourself in financial difficulties and need cash quickly, a payday loan may be the right choice, but be sure to consider your options carefully and only borrow what you need.

F.A.Q.

Are there any resources available to help me avoid taking out a payday loan in Pretty Prairie, Kansas?

Yes, there are resources available to help you avoid taking out a payday loan in Pretty Prairie, Kansas. For example, you can contact a credit counseling agency for advice on managing your finances and finding alternative sources of funding. You can also explore options for emergency assistance from nonprofit organizations or government programs.

What are payday loans in Pretty Prairie, Kansas?

Payday loans are short-term, high-interest loans that are typically used to cover unexpected expenses or emergencies.