Payday Loans in Protection, Kansas

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No payday loan companies in Protection, KS. Consider companies in other cities:

Company nameAddressZip codePhone number
The First State Bank 206 N Pennsylvania Ave, Ness City, KS 67560 +1 (785) 798 - 3347
Thrivent Financial-Lutherans 2015 Forest Ave 100, Great Bend, KS 67530 +1 (620) 792 - 3120
Emprise Bank 1011 E 27th St, Hays, KS 67601 +1 (785) 624 - 6595
LendNation 129 W Dennis Ave, Olathe, KS 66061 +1 (913) 829 - 9200
Stifel 4910 Corporate Centre Dr STE 104, Lawrence, KS 66047 +1 (785) 842 - 7800
Central National Bank ATM 2100 190 Rd A, Glen Elder, KS 67446 +1 (888) 262 - 5456
CBCS Collections 105 W 5th Ave, Emporia, KS 66801 +1 (620) 343 - 6220
Central National Bank ATM 1550 Oxen Ln, Burlington, KS 66839 +1 (888) 262 - 5456
Check `n Go 405 Windward Dr, Newton, KS 67114 +1 (316) 283 - 8472
King of Kash 2611 SW 17th St, Topeka, KS 66604 +1 (785) 596 - 8955

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Protection, KS, you can try to find different companies in big cities near by. Check out the following pages here: Emergency Loan in Salina, KS, Same Day Loans in Shawnee, KS, Payday Loans in Topeka, KS, Payday Loans in Wichita, KS, Payday Loans in Hutchinson, KS, Payday Loans in Kansas City, KS, Payday Loans in Lawrence, KS and Payday Loans in Leavenworth, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Protection, KS.

Beautiful sights of Protection, KS

Payday Loans Available in Protection, KS By The Following ZIP Codes:

67127

Are Payday Loans Legal In Protection, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Protection, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Protection, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Protection, KS payday loan calculator

Getting to Know Payday Loans in Protection, Kansas

Payday loans, also known as cash advances or paycheck advances, are a type of short-term loan that can provide fast cash to borrowers who need it. These loans are typically for small amounts, with terms that last for anywhere from a week to one or two months.

In Protection, Kansas, these loans are legal, but it’s important to understand how they work before taking one out. Here’s what you need to know about payday loans in Protection, Kansas.

How Do Payday Loans Work?

Payday loans are designed to help borrowers who need cash fast. They’re often marketed to people who need money to cover a financial emergency, like an unexpected car repair or medical bill.

To get a payday loan, you’ll need to provide the lender with proof of income (such as a pay stub or bank statement) and some other basic personal information. The lender will then give you a loan for a certain amount of money, with the agreement that you’ll pay the loan back in full on your next payday.

Many payday loans come with high interest rates and fees, so it’s important to read the fine print before agreeing to one. You’ll want to make sure you understand what you’ll be expected to pay back and when.

The Pros and Cons of Payday Loans

If you’re considering a payday loan in Protection, Kansas, it’s important to weigh the pros and cons before making a decision.

Pros:

  • Quick access to cash when you need it
  • No collateral required
  • No credit check required

Cons:

  • High interest rates and fees
  • Only a short amount of time to repay the loan
  • Can lead to a cycle of debt if not paid back on time

Interesting Facts and Statistics About Payday Loans in Protection, Kansas

  • As of 2020, there were over 300 payday lending stores in Kansas, including several in Protection.
  • The average payday loan in Kansas is for $500 and has a 12-day term.
  • According to the Kansas Office of the State Bank Commissioner, the average interest rate on a payday loan in Kansas is 391%.

Applying for a Payday Loan on TheGuaranteedLoans

If you’re in need of a payday loan in Protection, Kansas, TheGuaranteedLoans can help connect you with potential lenders. We’re a connector service, not a direct lender, which means we don’t loan money ourselves. Instead, we work with a network of trusted lenders to help you find the loan that’s right for you.

To get started, simply fill out our online application form. We’ll collect some basic information about you and your income, and then match you with lenders who may be interested in loaning you money.

Remember, payday loans can be a helpful tool for managing unexpected expenses, but they’re not right for everyone. Be sure to read the terms and conditions carefully before agreeing to any loan, and make sure you understand what you’ll be expected to pay back and when.

F.A.Q.

How do I repay a payday loan in Protection, Kansas?

Payday loans in Protection, Kansas are typically repaid in one lump sum on your next payday, along with any interest and fees. Some lenders may allow you to repay the loan in multiple payments.

Are payday loans in Protection, Kansas regulated?

Yes, payday loans in Protection, Kansas are regulated by the Kansas Office of the State Bank Commissioner. Lenders are required to follow specific rules and regulations, including maximum interest rates and fees.