Company name | Address | Zip code | Phone number |
---|---|---|---|
Citizens State Bank & Trust Co | 402 1st St | 66868 | +1 (620) 699 - 3900 |
Payday Loan Companies in Nearby Cities
If there are no payday loan companies in Reading, KS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Lenexa, KS, Payday Loans in Manhattan, KS, Payday Loan Companies in Olathe, KS, Payday Loan Without a Credit Check in Overland Park, KS, Payday Loans in Salina, KS, Payday Loans in Shawnee, KS, 24-Hour Loan in Topeka, KS and Payday Loans in Wichita, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Reading, KS.
Advise to read before applying
Payday Loans Available in Reading, KS By The Following ZIP Codes:
66868
Are Payday Loans Legal In Reading, Kansas?
Loan Rates and Fees, Laws and Regulations in Kansas.
Payday loans made to Reading, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Reading, Kansas is 391%.
Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.
Kansas Loan Regulations
Legal Status | Legal |
---|---|
Interest Rate (APR, %) | 391 |
Maximum Loan Amount | $500 |
Minimum Loan Term | 7 days |
Maximum Loan Term | 30 days |
Number of Rollovers Allowed | Not specified |
Finance Charges | 15% of the amount advanced |
Reading, KS payday loan calculator
F.A.Q.
Can a payday lender seize my assets in Reading, Kansas if I default on my loan?
No, a payday lender cannot seize your assets in Reading, Kansas if you default on your loan. However, the lender may be able to take legal action to recover the funds, which could include wage garnishment or other consequences.
Can I be sued for not repaying a payday loan in Reading, Kansas?
Yes, if you default on your payday loan in Reading, Kansas, the lender may take legal action to recover the funds. This could include suing you in court and obtaining a judgment against you.
How Many Cash Advance Companies are in Reading, KS?
With the help of our service, you will be able to find 1 cash advance companies in Reading, KS
What Cash Advance Companies in Reading, KS are the most popular?
You should check Citizens State Bank & Trust Co. Also, you can start your application online on our website.