Payday Loans in Richmond, Kansas

Payday Loan Companies in Richmond, KS

Company nameAddressZip codePhone number
Patriots Bank 114 E Central Ave 66080 +1 (785) 835 - 6145

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Richmond, KS, you can try to find different companies in big cities near by. Check out the following pages here: Short-term Loans in Overland Park, KS, Payday Loans in Salina, KS, Online Loans in Shawnee, KS, Quick Loan in Topeka, KS, Guaranteed Loans in Wichita, KS, Payday Loans in Hutchinson, KS, Payday Loans in Kansas City, KS and Payday Loan Companies in Lawrence, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Richmond, KS.

Beautiful sights of Richmond, KS

Payday Loans Available in Richmond, KS By The Following ZIP Codes:

66080

Are Payday Loans Legal In Richmond, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Richmond, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Richmond, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Richmond, KS payday loan calculator

F.A.Q.

Are there alternatives to payday loans in Richmond, Kansas?

Yes, there are alternatives to payday loans in Richmond, Kansas, such as borrowing from friends or family, applying for a small personal loan from a bank or credit union, or seeking assistance from a nonprofit organization.

Can I extend or renew my payday loan in Richmond, Kansas?

Yes, you can extend or renew your payday loan in Richmond, Kansas, but keep in mind that this will result in additional fees and interest charges. It is recommended to only consider this option if you are unable to repay the loan on time and have no other options available.

How Many Cash Advance Companies are in Richmond, KS?

With the help of our service, you will be able to find 1 cash advance companies in Richmond, KS

What Cash Advance Companies in Richmond, KS are the most popular?

You should check Patriots Bank. Also, you can start your application online on our website.