Payday Loans in Rolla, Kansas

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No payday loan companies in Rolla, KS. Consider companies in other cities:

Company nameAddressZip codePhone number
Advanced Cash Services 1401 NE Seward Ave # A, Topeka, KS 66616 +1 (785) 232 - 6700
Sheldon's Service 206 E Madison Ave, Arkansas City, KS 67005 +1 (620) 442 - 5630
Security 1st Title 410 N Main St, Kingman, KS 67068 +1 (620) 532 - 2011
Western Union Check Into Cash, 1004 W 8th St Ste 80, Wellington, KS 67152 +1 (620) 399 - 8914
Shirley Flick CFP 1618 Main St, Great Bend, KS 67530 +1 (620) 793 - 9999
United States Postal Service 2509 N Main St, North Newton, KS 67117 +1 (800) 275 - 8777
Exchange Bank 1038 W 6th St, Junction City, KS 66441 +1 (785) 762 - 4121
A Money Zone Inc. 1945 S Ohio St, Salina, KS 67401 +1 (785) 404 - 2039
Commerce Bank 600 Park St, Hays, KS 67601 +1 (800) 453 - 2265
United Credit Union 202 S Topeka Ave, Ness City, KS 67560 +1 (785) 798 - 3223

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Rolla, KS, you can try to find different companies in big cities near by. Check out the following pages here: Quick Loan in Salina, KS, Payday Loans in Shawnee, KS, Payday Loan Without a Credit Check in Topeka, KS, Payday Loans in Wichita, KS, Quick Loan in Hutchinson, KS, Payday Loans in Kansas City, KS, Payday Loans in Lawrence, KS and Payday Loan for Leavenworth, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Rolla, KS.

Beautiful sights of Rolla, KS

Payday Loans Available in Rolla, KS By The Following ZIP Codes:

67954

Are Payday Loans Legal In Rolla, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Rolla, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Rolla, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Rolla, KS payday loan calculator

Understanding Payday Loans in Rolla, Kansas

If you live in Rolla, Kansas, and are in need of quick cash to cover an unexpected expense, you may be considering a payday loan. Payday loans are short-term loans designed to provide a small amount of cash to borrowers who need it. While payday loans can be an excellent solution for those in need of emergency funding, it is crucial to understand the risks and benefits before taking out one.

What is a Payday Loan?

A payday loan is a small, short-term loan that typically ranges from $50 to $1,000, depending on your state laws. The loan is often due on your next payday or within a few weeks, depending on the lender. The loan is secured by your upcoming paycheck, and lenders often require access to your bank account to withdraw payments on the due date.

How Do Payday Loans Work?

To apply for a payday loan, borrowers must have a steady source of income, an active bank account, and be at least 18 years old. You can apply for a payday loan online, in-store, or over the phone. After submitting your application, lenders will review your details and determine if you qualify for a loan and how much.

If approved, the lender will provide you with the loan amount, and they may also charge a fee or interest for the loan. The loan is due on your next payday or a few weeks after the loan approval, and the lender will withdraw the payment directly from your bank account.

What are the Risks and Benefits of Payday Loans?

While payday loans can be an excellent solution in emergencies, they come with risks that borrowers should consider before taking one out. One of the most significant risks of payday loans is the high-interest rates and fees that come with them. Payday loans typically have an interest rate of 400% or more, and the fees can add up quickly, resulting in a cycle of debt that can be challenging to break.

On the other hand, payday loans can also offer several benefits, such as fast approval, minimal requirements, and access to cash in emergencies. Payday loans do not require good credit, and the application process is often easy and straightforward.

Interesting Facts about Payday Loans in Rolla, Kansas

– According to the Kansas Office of the State Bank Commissioner, there were 441,000 payday loans made in Kansas in 2019, totaling $217 million.

– The average payday loan amount in Kansas is $291, and the average fee is $59.50.

– Rolla, Kansas, has several payday loan stores, including Advance America, Check Into Cash, and Quik Cash.

Apply Now

If you are considering a payday loan in Rolla, Kansas, TheGuaranteedLoans can help connect you with potential lenders. We are a connection service, not a direct lender, and our goal is to make the process of finding a loan easy and stress-free. Fill out our online application form, and we will match you with the best lender for your needs.

Remember, payday loans can be a helpful financial tool when used responsibly. Make sure to read the terms and conditions of any loan before accepting, and only borrow what you can afford to repay.

F.A.Q.

How much can I borrow with a payday loan in Rolla, Kansas?

The amount you can borrow with a payday loan in Rolla, Kansas is typically based on your income and your ability to repay the loan. The maximum amount you can borrow is $500.

How do I repay a payday loan in Rolla, Kansas?

Payday loans in Rolla, Kansas are typically repaid in one lump sum on your next payday, along with any interest and fees. Some lenders may allow you to repay the loan in multiple payments.