Payday Loans in Rush Center, Kansas

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No payday loan companies in Rush Center, KS. Consider companies in other cities:

Company nameAddressZip codePhone number
Alden State Bank 201 Pioneer St, Alden, KS 67512 +1 (620) 534 - 2135
Farmers State Bank of Wathena 211 St Joseph St, Wathena, KS 66090 +1 (785) 989 - 4431
Payday Money Store 519 S Woodlawn St, Wichita, KS 67218 +1 (316) 941 - 3534
Commerce Bank 21800 Midland Dr, Shawnee, KS 66218 +1 (816) 234 - 2250
Advance America 539 E Santa Fe St #1b, Olathe, KS 66061 +1 (913) 254 - 1640
Home State Bank a part of The Citizens State Bank 1300 N Main St, McPherson, KS 67460 +1 (620) 241 - 7404
Central Bank 405 E Nelson St, Edgerton, KS 66021 +1 (913) 856 - 1070
GN Bankshares Inc 100 E Forest Ave, Girard, KS 66743 +1 (620) 724 - 8223
Check n Go 3129A S Seneca St, Wichita, KS 67217 +1 (316) 554 - 8095
Equity Bank 112 E Myrtle St, Independence, KS 67301 +1 (620) 331 - 1660

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Rush Center, KS, you can try to find different companies in big cities near by. Check out the following pages here: Quick Loan in Shawnee, KS, Payday Loans in Topeka, KS, No Credit Check Loans in Wichita, KS, Payday Loans in Hutchinson, KS, Payday Loans in Kansas City, KS, Payday Loans in Lawrence, KS, Payday Loans in Leavenworth, KS and Payday Loans in Leawood, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Rush Center, KS.

Beautiful sights of Rush Center, KS

Payday Loans Available in Rush Center, KS By The Following ZIP Codes:

67575

Are Payday Loans Legal In Rush Center, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Rush Center, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Rush Center, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Rush Center, KS payday loan calculator

Understanding Payday Loans in Rush Center, Kansas

Life is full of surprises, and sometimes we find ourselves in need of extra cash to handle unexpected expenses. In situations like these, payday loans can provide a quick and convenient solution. If you’re living in Rush Center, Kansas, and are considering taking out a payday loan, here’s everything you need to know.

What are payday loans?

Payday loans, also known as cash advances or check loans, are short-term loans that are typically repaid on your next payday. These loans are usually small in amount, ranging from $100 to $1000, and are designed to provide quick access to cash for those who have an urgent need for it. Unlike other loans, payday loans have few requirements and are easy to apply for.

How do they work?

Typically, the application process for a payday loan is simple and straightforward. You’ll fill out a form requesting the loan amount you need, along with providing basic contact and employment information. Most payday lenders do not perform a credit check, which means that even if you have a poor credit score, you can still qualify for a payday loan.

If your application is approved, you’ll get the loan amount directly deposited into your bank account. On your next payday, the lender will automatically withdraw the total amount of the loan, plus applicable fees and interest.

Are payday loans legal in Rush Center, Kansas?

Yes, payday loans are legal in Kansas, including Rush Center. The Kansas Statutes Annotated govern the rules and regulations surrounding payday loans, including limits on loan amount, fees, and interest rates. Payday lenders in Kansas must comply with these regulations to operate legally in the state.

What are the requirements for payday loans in Rush Center, Kansas?

While payday loans have fewer requirements than other types of loans, there are still some criteria you must meet to qualify for a payday loan in Rush Center, Kansas. You must:

  • Be 18 years or older
  • Have an active checking account
  • Provide proof of income and employment
  • Have a valid ID or driver’s license

What are the fees and interest rates for payday loans in Rush Center, Kansas?

According to Kansas Statutes Annotated, payday lenders in the state can charge a maximum of 15% interest on loans up to $250, and 10% interest on loans ranging from $251 to $500. Loans over $500 are charged a maximum of 7.5% interest. In addition to interest charges, payday lenders may also charge fees of up to 3% of the loan amount.

Checklist before applying for a payday loan in Rush Center, Kansas

Before taking out a payday loan, make sure that:

  • You really need it. Consider other options before you resort to a payday loan, such as borrowing from family or friends or getting a personal loan.
  • You can afford it. Remember, a payday loan must be repaid on your next payday, so make sure you have enough money to cover both the loan amount and the fees and interest.
  • You understand the terms and conditions. Read the loan agreement carefully, and make sure you understand all the fees and interest charged.

Interesting Facts about Payday Loans in Rush Center, Kansas

Did you know that:

  • In Kansas, the average payday loan is $325, and the average borrower takes out eight loans per year.
  • The total amount of payday loans taken out in Kansas in 2019 was $355 million.
  • In some cases, payday lenders charge interest rates as high as 400%.

Apply Now

If you’re considering taking out a payday loan in Rush Center, Kansas, TheGuaranteedLoans can help. We are a connector service, not a direct lender, and we can facilitate your connection with potential lenders. Simply fill out our online application, and we’ll do the rest.

Remember, payday loans can be a quick and easy solution to unexpected expenses, but they should be used responsibly. Make sure you can afford to repay the loan on time and understand all the fees and charges. Take the time to research your options and choose the best one for your needs.

F.A.Q.

Can I be charged with a crime for taking out a payday loan in Rush Center, Kansas?

No, taking out a payday loan in Rush Center, Kansas is not a crime. However, if you intentionally provide false information on your loan application, you may be subject to criminal charges.

Can a payday lender take legal action against me in Rush Center, Kansas if I default on my loan?

Yes, if you default on your payday loan in Rush Center, Kansas, the lender may take legal action to recover the funds. This could include wage garnishment, a judgment against you, or other legal action. It is important to communicate with the lender and try to come up with a repayment plan if you are unable to make your payments on time.