Payday Loans in Saint Paul, Kansas

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No payday loan companies in Saint Paul, KS. Consider companies in other cities:

Company nameAddressZip codePhone number
Check Into Cash 15241 W 135th St, Olathe, KS 66062 +1 (913) 390 - 5101
Bank of America Drive-thru Service Only 8304 W Central Ave, Wichita, KS 67212 +1 (316) 261 - 2274
Money Management Financial 1448 SW Oakley Ave, Topeka, KS 66604 +1 (785) 232 - 9101
LendNation 805 E Santa Fe St, Olathe, KS 66061 +1 (866) 436 - 7124
Cash 2 Go 108 Harvest Dr, Louisburg, KS 66053 +1 (913) 837 - 8272
Security Bank of Kansas City 8100 W 151st St, Overland Park, KS 66223 +1 (913) 281 - 3165
Commerce Bank 2740 Claflin Rd, Manhattan, KS 66502 +1 (785) 537 - 1234
Bank of Burlingame 115 S Topeka Ave, Burlingame, KS 66413 +1 (785) 654 - 2421
Exchange State Bank 209 Northeast Ave, Columbus, KS 66725 +1 (620) 429 - 1873
Central National Bank 130 E 7th St, Concordia, KS 66901 +1 (785) 243 - 4141

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Saint Paul, KS, you can try to find different companies in big cities near by. Check out the following pages here: No Credit Check Loans in Manhattan, KS, Quick Loan in Olathe, KS, Payday Loans in Overland Park, KS, Payday Loan Companies in Salina, KS, Payday Loan Without a Credit Check in Shawnee, KS, Payday Loans in Topeka, KS, 24-Hour Loan in Wichita, KS and Payday Loans in Hutchinson, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Saint Paul, KS.

Beautiful sights of Saint Paul, KS

Are Payday Loans Legal In Saint Paul, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Saint Paul, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Saint Paul, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Saint Paul, KS payday loan calculator

Payday Loans in Saint Paul, Kansas: A Comprehensive Guide

Payday loans are a popular short-term lending option that can help individuals get through tough financial times. In Saint Paul, Kansas, payday loans are legal and regulated by state law. If you are in need of quick cash, here is everything you need to know about payday loans in Saint Paul, Kansas.

What is a Payday Loan?

A payday loan is a small, short-term loan that typically must be repaid on the borrower’s next payday. They are often used for unexpected expenses or emergencies, and most payday lenders do not require a credit check or collateral.

What Are the Requirements for a Payday Loan in Saint Paul, Kansas?

Each state has specific requirements for payday loans. In Saint Paul, Kansas, borrowers must:

  • Be at least 18 years old
  • Have a steady income
  • Provide a valid photo ID
  • Provide proof of income

How Much Can I Borrow with a Payday Loan in Saint Paul, Kansas?

In Kansas, borrowers can typically get up to $500 with a payday loan. However, this amount may vary depending on the lender and the borrower’s income.

How Much Will a Payday Loan Cost in Saint Paul, Kansas?

The fees and interest rates for payday loans in Saint Paul, Kansas are regulated by the state. Lenders cannot charge more than 15% of the total amount of the loan as a finance charge. For example, if you borrow $300, the finance charge cannot be more than $45.

What Happens if I Can’t Repay My Payday Loan?

If you are unable to repay your payday loan, you may be charged additional fees and interest. In some cases, the lender may also take legal action to collect the debt. It’s important to always read and understand the terms and conditions of your payday loan before agreeing to the loan.

Apply Now

If you are interested in applying for a payday loan, TheGuaranteedLoans offers a free online application. We are not a direct lender, but we can connect you with potential lenders who can help you get the cash you need. Fill out the application today to get started.

Interesting Facts about Payday Loans in Saint Paul, Kansas

  • The average payday loan in Kansas is for $300.
  • There are more payday lenders than McDonald’s restaurants in Kansas.
  • In 2019, Kansas borrowers paid over $20 million in fees on payday loans.

Remember: While payday loans can provide much-needed short-term financial relief, they should be used with caution. Always read and understand the terms and conditions of your loan, and never borrow more than you can afford to repay.

If you are struggling with debt or financial issues, consider reaching out to a financial counselor or advisor for guidance. TheGuaranteedLoans is committed to helping our readers make informed financial decisions.

F.A.Q.

Can I file for bankruptcy to discharge my payday loan debt in Saint Paul, Kansas?

Yes, you can file for bankruptcy to discharge your payday loan debt in Saint Paul, Kansas. However, keep in mind that bankruptcy is a serious decision that can have long-term consequences on your credit and financial situation. It is recommended to explore all other options before considering bankruptcy.

Are there any protections for military members in Saint Paul, Kansas when it comes to payday loans?

Yes, there are special protections for military members in Saint Paul, Kansas when it comes to payday loans. For example, lenders are prohibited from charging more than 36% annual interest on loans to active duty military members and their dependents.