Payday Loans in Savonburg, Kansas

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No payday loan companies in Savonburg, KS. Consider companies in other cities:

Company nameAddressZip codePhone number
Liberty Savings Association FSA 24 S Judson St, Fort Scott, KS 66701 +1 (620) 223 - 0300
Cash 2 Go Emporia 2910 US-50, Emporia, KS 66801 +1 (620) 341 - 9926
United Bank & Trust 823 Broadway St, Marysville, KS 66508 +1 (785) 562 - 2333
Bank of the Flint Hills 2005 Clocktower Pl 120, Manhattan, KS 66503 +1 (785) 370 - 3643
Central National Bank ATM 101 S Broadway St, Herington, KS 67449 +1 (888) 262 - 5456
Golden Oak Lending 8595 College Blvd 160, Overland Park, KS 66210 +1 (913) 890 - 4653
Deborah Becker, Movement Mortgage 545 Columbia Dr Suite 1001, Lawrence, KS 66049 +1 (785) 760 - 2522
INTRUST Bank 142 N Ash Ave, Valley Center, KS 67147 +1 (800) 895 - 2265
First National Bank-Scott City 501 Main St, Scott City, KS 67871 +1 (620) 872 - 2143
Valley State Bank 502 N Merchant St, Belle Plaine, KS 67013 +1 (620) 488 - 2211

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Savonburg, KS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Salina, KS, Guaranteed Loans in Shawnee, KS, Payday Loan Without a Credit Check in Topeka, KS, Payday Loans in Wichita, KS, Short-term Loans in Hutchinson, KS, Payday Loan for Kansas City, KS, Payday Loans in Lawrence, KS and Bad Credit Loans in Leavenworth, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Savonburg, KS.

Beautiful sights of Savonburg, KS

Payday Loans Available in Savonburg, KS By The Following ZIP Codes:

66772

Are Payday Loans Legal In Savonburg, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Savonburg, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Savonburg, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Savonburg, KS payday loan calculator

Everything You Need to Know About Payday Loans in Savonburg, Kansas

Payday loans are a legal option in Kansas for those who need quick cash to tide them over until their next paycheck. Savonburg residents can apply for this type of loan, which usually has a short term and a high-interest rate.

Here’s what you need to know about payday loans in Savonburg:

Loan Basics

Unlike traditional loans, payday loans don’t require collateral or a credit check. Instead, lenders typically require proof of employment and income, as well as a valid government-issued ID.

Payday loans are meant to be short-term loans, typically lasting between two and four weeks, and the loan amount is usually based on the borrower’s income. These loans often come with a high-interest rate, making them an expensive option if not paid back on time.

Legal Requirements in Kansas

Payday loans are legal in Kansas, but there are some regulations in place to protect borrowers. In Kansas, lenders are not allowed to issue loans that exceed $500, and borrowers can only have two outstanding payday loans at a time. Additionally, lenders are required to disclose all fees and charges associated with the loan before the borrower agrees to the terms.

Interest Rates and Fees

Payday loans are known for their high-interest rates, and Kansas is no exception. The state’s maximum annual percentage rate (APR) for payday loans is 391%. This means that if you borrow $100 for two weeks, you could owe up to $15 in interest and fees.

It’s important to carefully read the terms and conditions of any payday loan to understand the interest rates and fees associated with the loan. Borrowers should also make sure they can repay the loan on time to avoid additional fees and charges.

Benefits of Payday Loans in Savonburg

  • Quick access to funds: Payday loans provide a fast and easy way to get cash when you need it most. The application process is typically quick and straightforward, and funds are often disbursed within a day or two.
  • No credit check: Payday lenders don’t typically require a credit check, which means borrowers with poor credit can still qualify for a loan.

Drawbacks of Payday Loans in Savonburg

  • High-interest rates: Payday loans come with a high-interest rate, making them an expensive way to borrow money. This can make it difficult to repay the loan on time, leading to additional fees and charges.
  • Debt cycle: Borrowers who are unable to repay their loan on time may face additional fees and charges, making it difficult to break out of the debt cycle.
  • Not a long-term solution: Payday loans are meant to be a short-term solution and should not be used as a long-term financial strategy.

Interesting Facts and Statistics

  • The average payday loan amount in Kansas is $374.
  • According to data from the Center for Responsible Lending, Kansas payday lenders charge an average APR of 391%.
  • In 2019, more than 880,000 payday loans were issued in Kansas, totaling over $300 million in loan volume.

Apply for a Payday Loan with TheGuaranteedLoans

If you need quick cash in Savonburg, Kansas, TheGuaranteedLoans can help you connect with potential lenders. Our online application process is quick and easy, and we will match you with a lender that meets your needs. However, it’s important to remember that TheGuaranteedLoans is a connector service and not a direct lender.

If you’re considering a payday loan, it’s important to carefully consider the terms and conditions of the loan. Make sure you understand the interest rates and fees associated with the loan, and only borrow what you can afford to repay.

Apply for a payday loan with TheGuaranteedLoans today and get the quick cash you need to cover unexpected expenses.

F.A.Q.

How do I qualify for a payday loan in Savonburg, Kansas?

To qualify for a payday loan in Savonburg, Kansas, you must be at least 18 years old, have a steady source of income, and have a valid checking account.

How much can I borrow with a payday loan in Savonburg, Kansas?

The amount you can borrow with a payday loan in Savonburg, Kansas is typically based on your income and your ability to repay the loan. The maximum amount you can borrow is $500.