Payday Loans in Severy, Kansas

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No payday loan companies in Severy, KS. Consider companies in other cities:

Company nameAddressZip codePhone number
American Payday Loans-Cash 909 W 11th St C, Coffeyville, KS 67337 +1 (620) 251 - 9900
Cash-2-Go 2232 S King St, Ottawa, KS 66067 +1 (785) 242 - 2228
Walmart Money Center 201 Centennial Dr, McPherson, KS 67460 +1 (620) 241 - 0941
First Fulton Finance 1209 E Fulton St, Garden City, KS 67846 +1 (620) 260 - 9113
Consolidated Properties 2405 E 21st St N, Wichita, KS 67214 +1 (316) 652 - 9797
LibertyX Bitcoin ATM 1980 S Range, Colby, KS 67701 +1 (800) 511 - 8940
Loan Co., Inc. Broadway Ave, Parsons, KS 67357
Cash 2 Go Lansing 617 N Main St, Lansing, KS 66043 +1 (913) 250 - 0008
Loanmax Title Loans 10321 W 75th St, Shawnee, KS 66214 +1 (913) 534 - 8310
Landmark National Bank 1623 Main St, Great Bend, KS 67530 +1 (620) 792 - 2196

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Severy, KS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Overland Park, KS, Online Loans in Salina, KS, Payday Loans in Shawnee, KS, Payday Loans in Topeka, KS, Payday Loans in Wichita, KS, Payday Loan for Hutchinson, KS, No Credit Check Loans in Kansas City, KS and Payday Loans in Lawrence, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Severy, KS.

Beautiful sights of Severy, KS

Payday Loans Available in Severy, KS By The Following ZIP Codes:

67137

Are Payday Loans Legal In Severy, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Severy, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Severy, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Severy, KS payday loan calculator

Payday Loans in Severy, Kansas

If you’re in a financial pinch in Severy, Kansas, you may be considering a payday loan. Payday loans provide cash quickly, but they also come with high interest rates and fees. In this article, we’ll explore what payday loans are, how they work in Severy, and how to apply for one.

What Are Payday Loans?

A payday loan is a short-term loan that is typically due on your next payday. These loans are small, ranging from a few hundred to a few thousand dollars, and are meant to be used to cover unexpected expenses. Payday loans are typically unsecured, meaning you don’t need to put up collateral, and they have higher interest rates and fees than traditional loans.

How Do Payday Loans Work in Severy?

Payday loans are legal in Kansas, including Severy. The Kansas Office of the State Bank Commissioner regulates payday lenders in the state. According to Kansas law, payday lenders are allowed to charge up to 15% in interest and fees for loans up to $500. For loans between $501 and $1,500, the maximum fee is $75.

In Severy, there are several payday lenders to choose from. These lenders typically require a post-dated check or another form of payment authorization from the borrower. The loan must be paid back in full, including all fees and interest, by the due date. If the borrower can’t pay back the loan, they may be charged additional fees or have their loan rolled over, which means extending the due date and adding more interest and fees.

How to Apply for a Payday Loan in Severy

To apply for a payday loan in Severy, you’ll need to provide some basic information, including your name, address, and employment information. You’ll also need to provide your bank account information and a post-dated check or payment authorization. Many payday lenders in Severy allow you to apply online or in-person.

Note: Payday loans are meant to be a short-term solution to financial problems. Before applying for a payday loan, consider whether there are other options available to you, such as borrowing from family or friends, negotiating with creditors, or using credit cards.

Interesting Facts and Statistics

  • According to the National Conference of State Legislatures, Kansas is one of 26 states that allow payday lending with specific regulations.
  • In 2019, Kansas payday lenders made 399,145 loans totaling over $217 million.
  • The average payday loan amount in Kansas is $303.

Apply Now

If you’re considering a payday loan in Severy, Kansas, TheGuaranteedLoans can help. We are a connector service that works with a network of lenders to help connect borrowers with the right loan for their needs. Our online application process is quick and easy, and you can receive a loan decision in minutes. Keep in mind that we are not a direct lender and do not make loan decisions or provide loans ourselves. Instead, we help facilitate the connection between borrowers and lenders.

Apply now and see how TheGuaranteedLoans can help you get the cash you need in Severy, Kansas.

F.A.Q.

Can I be charged with a crime for not repaying a payday loan in Severy, Kansas?

No, you cannot be charged with a crime for not repaying a payday loan in Severy, Kansas. However, if you intentionally provide false information on your loan application, you may be subject to criminal charges.

Can I be arrested for not repaying a payday loan in Severy, Kansas?

No, you cannot be arrested for not repaying a payday loan in Severy, Kansas. However, the lender may take legal action to recover the funds, which could result in wage garnishment or other consequences.