Payday Loans in Silver Lake, Kansas

Payday Loan Companies in Silver Lake, KS

Company nameAddressZip codePhone number
Bob Schwarz 323 Railroad St 66539 +1 (785) 582 - 5805
Silver Lake Bank 209 Railroad St 66539 +1 (785) 582 - 4651

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Silver Lake, KS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Manhattan, KS, Payday Loans in Olathe, KS, Emergency Loan in Overland Park, KS, Payday Loan Without a Credit Check in Salina, KS, Payday Loans in Shawnee, KS, Online Loans in Topeka, KS, Payday Loans in Wichita, KS and Bad Credit Loans in Hutchinson, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Silver Lake, KS.

Beautiful sights of Silver Lake, KS

Payday Loans Available in Silver Lake, KS By The Following ZIP Codes:

66539

Are Payday Loans Legal In Silver Lake, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Silver Lake, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Silver Lake, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Silver Lake, KS payday loan calculator

F.A.Q.

Can payday loan lenders in Silver Lake, Kansas garnish my wages if I default on my loan?

Yes, payday loan lenders in Silver Lake, Kansas have the right to garnish your wages if you default on your loan. However, they must first obtain a judgment from the court, and the amount garnished cannot exceed 25% of your disposable income.

Can I file for bankruptcy to discharge my payday loan debt in Silver Lake, Kansas?

Yes, you can file for bankruptcy to discharge your payday loan debt in Silver Lake, Kansas. However, keep in mind that bankruptcy is a serious decision that can have long-term consequences on your credit and financial situation. It is recommended to explore all other options before considering bankruptcy.

How Many Cash Advance Companies are in Silver Lake, KS?

With the help of our service, you will be able to find 2 cash advance companies in Silver Lake, KS

What Cash Advance Companies in Silver Lake, KS are the most popular?

You should check Bob Schwarz and Silver Lake Bank. Also, you can start your application online on our website.