Payday Loans in South Haven, Kansas

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No payday loan companies in South Haven, KS. Consider companies in other cities:

Company nameAddressZip codePhone number
Central National Bank ATM 101 S Broadway St, Herington, KS 67449 +1 (888) 262 - 5456
Belleville High Banks Speedway Fairgrounds 608 O St, Belleville, KS 66935 +1 (785) 527 - 2488
INTRUST Bank 100 S Main St, El Dorado, KS 67042 +1 (316) 321 - 8908
Encompass Health - Home Health, Topeka KS 2016 SW 37th St Suite 100, Topeka, KS 66611 +1 (785) 232 - 8593
Advance America 401 N Main St, Newton, KS 67114 +1 (316) 283 - 9450
Central National Bank 1403 College Ave, Manhattan, KS 66502 +1 (785) 323 - 4030
Barri Agent 116 Gunsmoke St, Dodge City, KS 67801
Federal Home Loan Bank-Topeka 500 SW Wanamaker Rd, Topeka, KS 66606 +1 (785) 233 - 0507
Golden Plains Credit Union 475 State St, Phillipsburg, KS 67661 +1 (785) 543 - 5267
Check Into Cash 1918 E 17th Ave, Hutchinson, KS 67501 +1 (620) 664 - 6950

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in South Haven, KS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Leawood, KS, Payday Loans in Lenexa, KS, Payday Loans in Manhattan, KS, Bad Credit Loans in Olathe, KS, Payday Loans in Overland Park, KS, Payday Loans in Salina, KS, Payday Loans in Shawnee, KS and Payday Loans in Topeka, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in South Haven, KS.

Beautiful sights of South Haven, KS

Payday Loans Available in South Haven, KS By The Following ZIP Codes:

67140

Are Payday Loans Legal In South Haven, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to South Haven, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in South Haven, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

South Haven, KS payday loan calculator

Payday Loans in South Haven, Kansas

Payday loans have become a popular option for those in need of emergency cash. These types of loans provide a quick way to access funds without having to go through the usual lending process. For residents of South Haven, Kansas, payday loans are legal and readily available. In this article, we will take a closer look at payday loans in South Haven, Kansas, and provide you with an informative guide about how they work.

What is a payday loan?

A payday loan is a short-term loan that helps bridge the gap between paychecks. It offers you quick access to cash to cover unexpected expenses or emergencies. Unlike traditional loans, payday loans are typically due on your next payday. In Kansas, payday loans are legal and regulated by state law.

How do payday loans work in South Haven, Kansas?

Payday loans work by giving you a short-term loan, typically for two weeks, in exchange for the lender accessing your checking account or prepaid debit card for repayment. To get a payday loan in South Haven, Kansas, you must be over eighteen, have a steady source of income, and an active checking account or prepaid debit card. Your credit score is not usually a consideration when you apply for a payday loan.

The amount you can borrow varies, but in Kansas, it is typically limited to $500. The lender will charge you an interest rate, usually around 15% of the total loan amount. For example, if you borrowed $100, you would have to pay back $115, plus any additional fees. These loans are usually due in full on your next payday, but some lenders may give you the option to extend the loan by paying a fee.

Are there any restrictions on payday loans in South Haven, Kansas?

The state of Kansas has specific laws and regulations in place to protect consumers who are considering a payday loan. For example, lenders are limited in the amount of finance charges they can impose on a borrower. The state also limits the maximum number of loans a borrower can have at one time. In addition, payday lenders must provide specific information to borrowers, such as the APR, fees, and repayment terms, before lending any money.

How can I benefit from payday loans in South Haven, Kansas?

If you find yourself in a situation where you need extra cash to pay for unexpected expenses, payday loans can be a useful tool. While interest rates are typically higher for payday loans compared to traditional loans, they can offer you quick access to cash without the need for good credit. In addition, payday loans can be a helpful option for those who need to borrow only a small amount of money.

Interesting Facts and Statistics

  • In Kansas, the average loan amount for a payday loan is $308.
  • The average APR for a payday loan in Kansas is 391%.
  • In 2019, Kansas had 390 licensed payday lenders.
  • It takes an average of 20 minutes to apply and receive a payday loan in Kansas.

Apply Now

Are you considering applying for a payday loan in South Haven, Kansas? TheGuaranteedLoans can help connect you with potential lenders. As a connector service, TheGuaranteedLoans is not a direct lender, but we make the process of finding a lender easier and more convenient for you. Simply fill out our online application and let us take care of the rest!

F.A.Q.

How much can I borrow with a payday loan in South Haven, Kansas?

The amount you can borrow with a payday loan in South Haven, Kansas is typically based on your income and your ability to repay the loan. The maximum amount you can borrow is $500.

How do I repay a payday loan in South Haven, Kansas?

Payday loans in South Haven, Kansas are typically repaid in one lump sum on your next payday, along with any interest and fees. Some lenders may allow you to repay the loan in multiple payments.