Payday Loans in Summerfield, Kansas

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No payday loan companies in Summerfield, KS. Consider companies in other cities:

Company nameAddressZip codePhone number
Wilson State Bank 101 S Main St, Beverly, KS 67423 +1 (785) 436 - 2338
Mike's Rent To Own 630 N Main St, El Dorado, KS 67042 +1 (316) 322 - 7767
Ag Resource Management 1805 E Mary St B, Garden City, KS 67846 +1 (620) 371 - 4855
Check Into Cash 1004 E 41st St, Hays, KS 67601 +1 (785) 628 - 0744
Mr Payroll 4005 US-50, Garden City, KS 67846 +1 (620) 275 - 1308
Emprise Bank 200 N Main St, El Dorado, KS 67042 +1 (316) 321 - 3510
Check n Go 3129A S Seneca St, Wichita, KS 67217 +1 (316) 554 - 8095
Hutchinson Pawn & Jewelry 509 E 4th Ave, Hutchinson, KS 67501 +1 (620) 663 - 2255
FirsTrust Mortgage of Wichita 2120 N Woodlawn Blvd 352, Wichita, KS 67208 +1 (816) 222 - 2200
First National Bank in Cimarron 121 N Main St, Cimarron, KS 67835 +1 (620) 855 - 3416

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Summerfield, KS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Manhattan, KS, Payday Loans in Olathe, KS, Payday Loan Companies in Overland Park, KS, Payday Loan Without a Credit Check in Salina, KS, Same Day Loans in Shawnee, KS, Payday Loans in Topeka, KS, Payday Loans in Wichita, KS and Bad Credit Loans in Hutchinson, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Summerfield, KS.

Beautiful sights of Summerfield, KS

Payday Loans Available in Summerfield, KS By The Following ZIP Codes:

66541

Are Payday Loans Legal In Summerfield, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Summerfield, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Summerfield, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Summerfield, KS payday loan calculator

Payday Loans in Summerfield, Kansas: A Comprehensive Guide

Life can be unpredictable, and sometimes situations arise that require immediate attention. Whether it’s unexpected car repairs, medical bills, or simply making ends meet until your next paycheck, payday loans can provide a temporary financial solution. Summerfield, Kansas residents are no exception, and in this guide, we’ll dive into the world of payday loans in Summerfield, Kansas.

What are Payday Loans?

Payday loans are short-term loans that are meant to be paid back on your next payday. They are typically available in small amounts, ranging from a few hundred to a few thousand dollars, and are often used for emergencies or unexpected expenses. In Summerfield, Kansas, payday loans are legal, but there are certain regulations that lenders must follow.

Regulations in Summerfield, Kansas

  • Lenders can only lend up to $500 to borrowers
  • Borrowers cannot take out more than two payday loans at a time
  • The loan term cannot exceed 30 days
  • Interest rates are capped at 15%

It’s important to note that these regulations are in place to protect borrowers from predatory lending practices. Before taking out a payday loan, make sure you understand the terms and conditions and ensure that it’s the right option for you.

How to Apply for a Payday Loan

Applying for a payday loan is typically a quick and easy process. You will need to provide proof of income, such as a pay stub, and a valid ID. The lender will also require your bank account information in order to deposit the loan funds and withdraw the repayment amount on the due date.

If you’re interested in applying for a payday loan in Summerfield, Kansas, TheGuaranteedLoans can help connect you with potential lenders. Simply fill out our online application, and we’ll provide you with loan options that meet your needs.

Repaying a Payday Loan

Repaying a payday loan is just as important as borrowing responsibly. When you take out a payday loan, the lender will typically require that you provide a post-dated check or set up automatic withdrawals for the repayment amount on the due date. Make sure you have the funds available to avoid extra fees or potential legal consequences.

Interesting Facts about Payday Loans in Summerfield, Kansas

  • Approximately 2.5 million households take out payday loans each year in Kansas.
  • The average payday loan in Kansas is $341.
  • Payday lenders in Kansas collected $267 million in interest and fees in 2019.
  • 68% of payday loan borrowers in Kansas take out a loan within two weeks of paying off a previous loan.

Apply Now for a Payday Loan in Summerfield, Kansas

If you’re in need of a payday loan in Summerfield, Kansas, TheGuaranteedLoans can help connect you with potential lenders. Fill out our easy online application today, and we’ll provide you with loan options that meet your needs. Remember, payday loans should be used responsibly and only as a temporary financial solution.

Note: TheGuaranteedLoans is a connector service and not a direct lender. We facilitate connections between borrowers and potential lenders but do not make lending decisions or set the terms and conditions of loans.

F.A.Q.

Are there any restrictions on how payday loan lenders in Summerfield, Kansas can advertise their services?

Yes, payday loan lenders in Summerfield, Kansas are subject to certain restrictions on their advertising practices. For example, they are prohibited from using false or misleading statements, and must clearly disclose the terms and conditions of their loans, including the fees and interest charges.

Can payday loan lenders in Summerfield, Kansas garnish my wages if I default on my loan?

Yes, payday loan lenders in Summerfield, Kansas have the right to garnish your wages if you default on your loan. However, they must first obtain a judgment from the court, and the amount garnished cannot exceed 25% of your disposable income.