Payday Loans in Sycamore, Kansas

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No payday loan companies in Sycamore, KS. Consider companies in other cities:

Company nameAddressZip codePhone number
Bank of the West 1420 Ohio St, Augusta, KS 67010 +1 (316) 775 - 2208
Farmers State Bank 110 W State St, Phillipsburg, KS 67661 +1 (785) 543 - 5199
Golden Plains Credit Union 2720 Broadway Ave, Hays, KS 67601 +1 (785) 628 - 1007
Cessna Finance Corporation 100 S Broadway, Wichita, KS 67202 +1 (316) 660 - 1200
United States Postal Service 2509 N Main St, North Newton, KS 67117 +1 (800) 275 - 8777
Alliance Bank 3001 SW Wanamaker Rd, Topeka, KS 66614 +1 (785) 271 - 1800
Deanna Boardman Prosperity Home Mortgage NMLS 831511 2140 E Santa Fe St, Olathe, KS 66062 +1 (816) 918 - 8628
Loanmax Title Loans 1720 W Central Ave, El Dorado, KS 67042 +1 (316) 322 - 8898
Halstead Bank 314 Main St, Halstead, KS 67056 +1 (316) 830 - 2226
State Bank of Spring Hill 201 S Webster St, Spring Hill, KS 66083 +1 (913) 592 - 3326

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Sycamore, KS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Salina, KS, Payday Loans in Shawnee, KS, Bad Credit Loans in Topeka, KS, Payday Loans in Wichita, KS, Short-term Loans in Hutchinson, KS, Payday Loan for Kansas City, KS, No Credit Check Loans in Lawrence, KS and Payday Loans in Leavenworth, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Sycamore, KS.

Are Payday Loans Legal In Sycamore, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Sycamore, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Sycamore, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Sycamore, KS payday loan calculator

Understanding Payday Loans in Sycamore, Kansas – A Comprehensive Guide

Payday loans are a short-term borrowing option that helps individuals in Sycamore, Kansas, meet their immediate financial needs. These loans are available to everyone, even those with bad credit.

However, before you opt for a payday loan, it is important to understand the terms and conditions of the loan. In this article, we will discuss everything there is to know about payday loans in Sycamore, Kansas.

What Are Payday Loans?

A payday loan is a small, short-term loan that is typically paid back on the borrower’s next payday. The loan amount is usually between $50 to $1000, depending upon the lender and the borrower’s income.

The loan is usually repaid in one lump sum, along with a fee. The fee is determined by the lender and is based on the total loan amount. The fee is structured as a percentage of the loan, which can range from 10% to 30% of the total loan amount.

How Do Payday Loans Work?

The process of getting a payday loan in Sycamore, Kansas is very simple. You can apply online or in-person at a payday loan store. The application process usually takes about 10-15 minutes to complete.

The application requires the borrower to provide their personal details, including their income, employment status, and bank account information. The lender uses this information to determine whether the borrower is eligible for the loan.

If the borrower is approved for the loan, the lender will provide them with the loan amount, along with the fee. The borrower is expected to repay the loan and the fee on or before their next payday.

What Are the Requirements for Getting a Payday Loan in Sycamore, Kansas?

The requirements for getting a payday loan in Sycamore, Kansas are relatively simple. The borrower must:

  • Be at least 18 years old
  • Be a citizen or permanent resident of the United States
  • Have a regular income source
  • Have a valid bank account
  • Have a valid phone number and email address

There is no credit check required to obtain a payday loan in Sycamore, Kansas. However, lenders do typically require proof of income and may ask for a copy of the borrower’s bank statement.

What Are the Pros and Cons of Payday Loans in Sycamore, Kansas?

Like any financial product, payday loans have their pros and cons. Let’s take a look at some of them:

Pros:

  • Fast and easy application process
  • No credit check required
  • Available to everyone, regardless of credit score
  • Can be used for a variety of purposes

Cons:

  • High fees and interest rates
  • Short repayment terms
  • Can lead to a cycle of debt
  • Not a long-term solution to financial problems

Facts and Statistics about Payday Loans in Sycamore, Kansas

  • As of 2021, the average loan amount for a payday loan in Sycamore, Kansas is $350.
  • The average fee for a payday loan in Sycamore, Kansas is $15 per $100 borrowed.
  • Approximately 12 million Americans use payday loans every year.
  • The majority of payday loan borrowers are under 45 years old.
  • A 2016 survey found that 69% of payday loans were used to cover recurring expenses, such as rent and utilities.

Apply Now for Payday Loans in Sycamore, Kansas

If you’re in need of a payday loan in Sycamore, Kansas, TheGuaranteedLoans is here to help. We are not a direct lender, but we can facilitate your connection with potential lenders.

Our online application process is quick and easy. Simply fill out the application form, and we will connect you with a lender that best meets your needs.

Remember, payday loans should only be used for short-term financial needs. They are not a long-term solution to financial problems.

If you have any questions about payday loans in Sycamore, Kansas, or our application process, please don’t hesitate to contact us. We are here to help.

F.A.Q.

Are there any resources available to help me avoid taking out a payday loan in Sycamore, Kansas?

Yes, there are resources available to help you avoid taking out a payday loan in Sycamore, Kansas. For example, you can contact a credit counseling agency for advice on managing your finances and finding alternative sources of funding. You can also explore options for emergency assistance from nonprofit organizations or government programs.

What are payday loans in Sycamore, Kansas?

Payday loans are short-term, high-interest loans that are typically used to cover unexpected expenses or emergencies.