Payday Loans in Talmage, Kansas

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No payday loan companies in Talmage, KS. Consider companies in other cities:

Company nameAddressZip codePhone number
Goppert State Savings Bank 1250 E Logan St, Ottawa, KS 66067 +1 (785) 242 - 6777
Money Mart 8035 State Ave, Kansas City, KS 66112 +1 (913) 334 - 4411
Montana Capital Car Title Loans 524 Fort Riley Blvd, Manhattan, KS 66502 +1 (785) 322 - 9352
I Do Pay Day Loans 3620 Somerset Dr, Prairie Village, KS 66208 +1 (855) 435 - 2089
Commerce Bank 1301 Jayhawk Blvd, Lawrence, KS 66045 +1 (816) 234 - 2250
Great Southern Bank 34102 Commerce Dr Suite A, De Soto, KS 66018 +1 (913) 583 - 3004
Commerce Bank 11405 Nall Ave, Leawood, KS 66211 +1 (816) 234 - 2250
Community National Bank & Trust 401 E South St, Arma, KS 66712 +1 (620) 347 - 4145
Advance America 1303 S. Sante Fe Ave, Chanute, KS 66720 +1 (620) 432 - 5289
Central National Bank - Inside Walmart 101 Bluemont Ave, Manhattan, KS 66502 +1 (785) 323 - 4020

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Talmage, KS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Leawood, KS, Payday Loans in Lenexa, KS, Payday Loans in Manhattan, KS, Payday Loans in Olathe, KS, Payday Loans in Overland Park, KS, Online Loans in Salina, KS, Payday Loans in Shawnee, KS and Short-term Loans in Topeka, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Talmage, KS.

Payday Loans Available in Talmage, KS By The Following ZIP Codes:

67482

Are Payday Loans Legal In Talmage, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Talmage, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Talmage, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Talmage, KS payday loan calculator

Payday loans are a popular type of short-term loan that has become increasingly common in recent years. These loans are accessible and convenient for many people, which is why they are used by many Americans to cover unexpected or emergency expenses. In this article, we will be discussing the specifics of payday loans in Talmage, Kansas.

What are Payday Loans?

Payday loans are a type of short-term loan that is designed to help individuals meet their immediate financial needs. These loans typically have a repayment period of two weeks or less and are often used to cover expenses such as medical bills, car repairs, or other unexpected expenses.

In Kansas, payday loans are legal and regulated by state law. This means that lenders must comply with specific regulations and rules set forth by the state government.

How Payday Loans Work in Talmage, Kansas

Payday loans in Talmage, Kansas, work similarly to how they would in any other state. A borrower must provide the lender with proof of income, a valid state-issued ID, and a checking account to be eligible for a payday loan.

The amount of the loan typically depends on the borrower’s income level, and interest rates and fees vary from lender to lender. Some lenders may also require a post-dated check for the total amount of the loan plus fees and interest.

When the loan is due, the borrower either pays back the loan in full or extends the loan by paying the fees and interest rate. However, borrowers who extend their loans may fall into a debt trap, as the fees and interest rates can quickly add up, making it difficult to pay back the loan.

Benefits of Payday Loans in Talmage, Kansas

While payday loans are not suitable for everyone, they can provide several benefits to those who need cash fast. Some of the benefits of payday loans in Talmage, Kansas, include:

  • Quick access to cash
  • No credit check required
  • Easy application process
  • Regulated by the state government

Because payday loans do not require a credit check, they are accessible to individuals with poor credit or no credit history. Additionally, they are regulated by the state government, which provides borrowers with additional protection and security.

Interesting Fact about Payday Loans in Talmage, Kansas

According to a 2016 report by Pew Charitable Trusts, over 1.7 million Americans take out payday loans every year, with the average borrower taking out eight loans and spending over $500 on fees alone. While payday loans can be beneficial for some, they can lead to a debt cycle for others.

Apply Now

If you are considering a payday loan in Talmage, Kansas, TheGuaranteedLoans can help you connect with potential lenders. As a connector service, TheGuaranteedLoans does not provide loans directly but will facilitate your connection with possible lenders.

To apply for a payday loan, you will need to provide proof of income, a valid state-issued ID, and a checking account. Lenders may also require a post-dated check for the full amount of the loan plus fees and interest. If you meet the requirements and are approved for a loan, you will receive your cash quickly and easily.

Conclusion

While payday loans in Talmage, Kansas, can be a quick and accessible way to get cash fast, they are not suitable for everyone. It is essential to understand the costs and risks associated with payday loans before applying for one. At TheGuaranteedLoans, we are committed to providing our readers with accurate and valuable information that can help them make informed financial decisions.

F.A.Q.

How do I qualify for a payday loan in Talmage, Kansas?

To qualify for a payday loan in Talmage, Kansas, you must be at least 18 years old, have a steady source of income, and have a valid checking account.

How much can I borrow with a payday loan in Talmage, Kansas?

The amount you can borrow with a payday loan in Talmage, Kansas is typically based on your income and your ability to repay the loan. The maximum amount you can borrow is $500.