Payday Loans in Tampa, Kansas

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Tampa, KS. Consider companies in other cities:

Company nameAddressZip codePhone number
Western Union Lendnation, 1703 W 6th Ave, Emporia, KS 66801 +1 (620) 343 - 2222
Mid American Credit Union 8404 W Kellogg Dr, Wichita, KS 67209 +1 (316) 722 - 3921
Depew Law Firm 620 Main St, Neodesha, KS 66757 +1 (620) 325 - 2626
Mortgage Co 207 NW 15th St, Abilene, KS 67410 +1 (785) 263 - 1944
TitleMax Title Loans 1730 W 23rd St, Lawrence, KS 66046 +1 (785) 229 - 0972
Stifel 9401 Indian Creek Pkwy suite 1100, Overland Park, KS 66210 +1 (913) 345 - 4200
Check Into Cash 1004 E 41st St, Hays, KS 67601 +1 (785) 628 - 0744
Kansas Land Bank 314 Main St, Quinter, KS 67752 +1 (785) 754 - 2500
Frontier Community Credit Union 301 Kansas Ave, Fort Leavenworth, KS 66027 +1 (913) 651 - 6575
LendNation 129 W Dennis Ave, Olathe, KS 66061 +1 (913) 829 - 9200

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Tampa, KS, you can try to find different companies in big cities near by. Check out the following pages here: Bad Credit Loans in Wichita, KS, Same Day Loans in Hutchinson, KS, Payday Loan for Kansas City, KS, Payday Loans in Lawrence, KS, Payday Loan Companies in Leavenworth, KS, Payday Loan Companies in Leawood, KS, Online Loans in Lenexa, KS and Payday Loan Companies in Manhattan, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Tampa, KS.

Beautiful sights of Tampa, KS

Payday Loans Available in Tampa, KS By The Following ZIP Codes:

67483

Are Payday Loans Legal In Tampa, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Tampa, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Tampa, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Tampa, KS payday loan calculator

What You Need to Know About Payday Loans in Tampa, Kansas

If you’re living in Tampa, Kansas, and you’re faced with an unexpected bill or emergency expense that you can’t afford to pay, a payday loan may be a solution worth considering. Payday loans, which are short-term, high-interest loans, can help you get the cash you need quickly, but they come with significant risks and downsides.

How do payday loans work?

Payday loans are typically small-dollar loans that are designed to be paid back quickly, usually within two to four weeks. To qualify for a payday loan, you’ll need to provide proof of income, such as a pay stub, as well as an active checking account. If you’re approved for a loan, you’ll receive the funds directly into your account, and you’ll be required to repay the loan plus interest and fees on your next payday.

What are the risks of payday loans?

Payday loans can come with significant risks and downsides, including:

  • High fees and interest rates: Payday loans are notorious for carrying high fees and interest rates. In Kansas, payday loan lenders can charge up to 15% of the loan amount as a fee, plus an annual interest rate of up to 391%. For a $500 loan, that can mean paying back a total of $575 in just two weeks.
  • Debt cycles: Because payday loans are designed to be repaid quickly, borrowers often find themselves struggling to repay the loan in full when it’s due. This can lead to a cycle of debt, where borrowers take out new loans to pay off old ones, racking up additional fees and interest charges in the process.
  • Harassment from lenders: Some payday loan lenders use aggressive tactics to collect payment from borrowers, including harassing phone calls, threats of legal action, and even visits to the borrower’s home or workplace.

Alternatives to payday loans

If you’re considering a payday loan in Tampa, Kansas, it’s important to exhaust all other options before turning to this high-risk loan product. Some alternatives to consider include:

  • Personal loans: Personal loans are often available at lower interest rates and fees than payday loans. If you have good credit, you may be able to qualify for a personal loan from a traditional bank or credit union.
  • Credit cards: If you have a credit card, it may be a less costly option for covering emergency expenses. While credit card interest rates can be high, they’re often lower than payday loan rates, and you may be able to avoid interest charges altogether if you pay off the balance in full each month.
  • Emergency assistance programs: Many organizations and charities offer emergency assistance programs to help people cover unexpected expenses. Check with your local community center, religious organization, or government agency to see what programs are available in your area.

Interesting facts and statistics about payday loans in Tampa, Kansas

While payday loans are legal in Kansas, the state has enacted some regulations to protect borrowers from excessive fees and interest rates.

  • According to the Kansas Office of the State Bank Commissioner, there were 332 licensed payday lenders operating in Kansas as of August 2020.
  • The average payday loan in Kansas is $308, and the average borrower pays $54 in fees per loan.
  • Under Kansas law, payday loan borrowers can’t be charged more than 15% of the loan amount in fees.
  • Payday loan lenders are required to provide borrowers with a written agreement that includes all of the loan terms and conditions, including the interest rate and fees charged.
  • Kansas law prohibits payday loan lenders from threatening borrowers with criminal prosecution for failing to repay a loan.

Apply Now

If you’ve determined that a payday loan is the best option for your needs, TheGuaranteedLoans can help connect you with potential lenders. Simply fill out our online application, and we’ll provide you with a list of lenders who may be able to provide you with the cash you need. Remember, TheGuaranteedLoans is a connector service, not a direct lender, and we’re committed to helping you find the best loan product for your needs.

F.A.Q.

How do I repay a payday loan in Tampa, Kansas?

Payday loans in Tampa, Kansas are typically repaid in one lump sum on your next payday, along with any interest and fees. Some lenders may allow you to repay the loan in multiple payments.

Are payday loans in Tampa, Kansas regulated?

Yes, payday loans in Tampa, Kansas are regulated by the Kansas Office of the State Bank Commissioner. Lenders are required to follow specific rules and regulations, including maximum interest rates and fees.