Payday Loans in Towanda, Kansas

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Towanda, KS. Consider companies in other cities:

Company nameAddressZip codePhone number
State Farm Insurance 220 W Walnut St 2, Herington, KS 67449 +1 (785) 258 - 2203
Prairie Bank of Kansas 200 N Main St, Buhler, KS 67522 +1 (620) 543 - 2211
PrimeLending, A PlainsCapital Company 3810 Vanesta Dr Suite 110, Manhattan, KS 66503 +1 (785) 560 - 3011
Commerce Bank 600 N Rock Rd, Derby, KS 67037 +1 (316) 261 - 3600
Express Check Cashing 1210 E Wyatt Earp Blvd, Dodge City, KS 67801 +1 (620) 371 - 6214
RCB Bank 1905 E 9th Ave, Winfield, KS 67156 +1 (620) 221 - 2648
EZ Payday Advance 2605 N Broadway St # C, Pittsburg, KS 66762 +1 (620) 231 - 0211
Citizens National Bank 115 W 6th St, Concordia, KS 66901 +1 (785) 243 - 3211
Arvest Bank 119 E 3rd St, Ottawa, KS 66067 +1 (785) 229 - 3930
Frontier Farm Credit 2005 Harding Dr, Parsons, KS 67357 +1 (620) 421 - 4030

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Towanda, KS, you can try to find different companies in big cities near by. Check out the following pages here: Short-term Loans in Overland Park, KS, Quick Loan in Salina, KS, Payday Loan Companies in Shawnee, KS, Payday Loan for Topeka, KS, Payday Loans in Wichita, KS, 24-Hour Loan in Hutchinson, KS, Online Loans in Kansas City, KS and Payday Loans in Lawrence, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Towanda, KS.

Beautiful sights of Towanda, KS

Payday Loans Available in Towanda, KS By The Following ZIP Codes:

67666, 67144

Are Payday Loans Legal In Towanda, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Towanda, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Towanda, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Towanda, KS payday loan calculator

Are you considering getting a payday loan in Towanda, Kansas? Well, you’ll be happy to know that payday loans are legal in Kansas, including Towanda. In this article, we’ll explore everything you need to know about payday loans in Towanda, Kansas, so you can make an informed decision.

What are payday loans?

Payday loans are small, short-term loans that are designed to help people cover unexpected expenses that arise before their next paycheck. These loans are meant to be repaid on the borrower’s next payday, hence the name payday loans. Payday loans typically have high-interest rates and fees, making them a costly option for borrowers. However, they can be a lifesaver in emergency situations.

How do payday loans work in Kansas?

In Kansas, payday lenders are regulated by the Kansas Office of the State Bank Commissioner. Payday loans in Kansas can be up to $500 and can have a maximum term of 30 days. Lenders can charge interest rates of up to 15% on the loan amount. Lenders are also permitted to charge a verification fee of up to $1.50 per loan.

Applying for a payday loan in Towanda, Kansas

If you’re considering applying for a payday loan in Towanda, Kansas, there are a few things you need to know. First, you’ll need to find a payday lender that you’d like to work with. At TheGuaranteedLoans, we provide a convenient online platform where you can search for lenders that service Towanda, Kansas. To get started, simply fill out our online application.

After submitting your application, potential lenders will review your application and determine whether they would like to offer you a loan. If you’re approved for a loan, you’ll receive information about the loan amount, interest rate, fees, and repayment terms. Before accepting the loan, make sure you understand the terms and conditions, as well as the total cost of the loan.

Benefits of payday loans

  • Quick and easy application process
  • Access to funds in emergency situations
  • No collateral required

Drawbacks of payday loans

  • High-interest rates and fees
  • Short repayment terms
  • Potential for borrower to get stuck in a debt cycle

Interesting facts and statistics about payday loans in Towanda, Kansas

Did you know that the average payday loan in Kansas is $328, and that the average APR is 390%? According to a report by the Kansas Department of Credit Unions, the average payday loan borrower in Kansas takes out 7 loans per year, with the average loan term being 23 days. These statistics highlight the high cost of payday loans, and the potential for borrowers to get stuck in a cycle of debt.

Apply now for a payday loan in Towanda, Kansas

At TheGuaranteedLoans, we make it easy to apply for a payday loan in Towanda, Kansas. Simply fill out our online application, and we’ll connect you with lenders that may be able to offer you the funds you need. Keep in mind that we are a connector service, not a direct lender. This means that we facilitate connections between borrowers and potential lenders, but we don’t make lending decisions or offer loans ourselves.

Conclusion

Payday loans can be a useful tool for borrowers who need funds in emergency situations. However, they come with high-interest rates and fees, and can potentially trap borrowers in a cycle of debt. If you’re considering getting a payday loan in Towanda, Kansas, make sure you understand the terms and conditions of the loan, as well as the total cost of the loan. At TheGuaranteedLoans, we can help you find lenders that service Towanda, Kansas, so you can make an informed decision.

F.A.Q.

Can a payday lender seize my assets in Towanda, Kansas if I default on my loan?

No, a payday lender cannot seize your assets in Towanda, Kansas if you default on your loan. However, the lender may be able to take legal action to recover the funds, which could include wage garnishment or other consequences.

Can I be sued for not repaying a payday loan in Towanda, Kansas?

Yes, if you default on your payday loan in Towanda, Kansas, the lender may take legal action to recover the funds. This could include suing you in court and obtaining a judgment against you.