Payday Loans in Troy, Kansas

Payday Loan Companies in Troy, KS

Company nameAddressZip codePhone number
Exchange Bank & Trust 121 S Main St 66087 +1 (785) 985 - 3511
First Bank of Troy 212 S Main St 66087 +1 (785) 985 - 3515
Pony Express Community Bank, 212 S Main St 66087 +1 (785) 985 - 3515

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Troy, KS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Topeka, KS, Payday Loans in Wichita, KS, Payday Loan for Hutchinson, KS, Payday Loans in Kansas City, KS, Payday Loans in Lawrence, KS, Payday Loans in Leavenworth, KS, Payday Loans in Leawood, KS and Quick Loan in Lenexa, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Troy, KS.

Payday Loans Available in Troy, KS By The Following ZIP Codes:

66087

Are Payday Loans Legal In Troy, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Troy, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Troy, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Troy, KS payday loan calculator

F.A.Q.

Are there alternatives to payday loans in Troy, Kansas?

Yes, there are alternatives to payday loans in Troy, Kansas, such as borrowing from friends or family, applying for a small personal loan from a bank or credit union, or seeking assistance from a nonprofit organization.

Can I extend or renew my payday loan in Troy, Kansas?

Yes, you can extend or renew your payday loan in Troy, Kansas, but keep in mind that this will result in additional fees and interest charges. It is recommended to only consider this option if you are unable to repay the loan on time and have no other options available.

How Many Cash Advance Companies are in Troy, KS?

With the help of our service, you will be able to find 3 cash advance companies in Troy, KS

What Cash Advance Companies in Troy, KS are the most popular?

You should check Exchange Bank & Trust, First Bank of Troy, and Pony Express Community Bank,. Also, you can start your application online on our website.