Payday Loans in Udall, Kansas

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No payday loan companies in Udall, KS. Consider companies in other cities:

Company nameAddressZip codePhone number
Synergy Wealth Solutions 10975 Benson Dr 350, Overland Park, KS 66210 +1 (913) 234 - 0300
Landmark National Bank 100 W Spruce St, Dodge City, KS 67801 +1 (620) 227 - 8111
Advance America 235 W 23rd St, Ottawa, KS 66067 +1 (785) 242 - 2345
Cash Quick Helping Hand 1616 E 11th Ave, Hutchinson, KS 67501 +1 (620) 662 - 8999
Fast Payday Loans 2560 S Seneca St, Wichita, KS 67217 +1 (316) 267 - 2187
Citizens State Bank 1400 Topeka Ave, Lyndon, KS 66451 +1 (785) 828 - 9750
Golden Plains Credit Union 1714 E Kansas Ave, Garden City, KS 67846 +1 (620) 275 - 2151
Aaa Loans 1213 Fleming St, Garden City, KS 67846
Sunflower Bank 500 N Franklin Ave, Colby, KS 67701 +1 (785) 462 - 3313
Citizens Financial 1120 N Main St, El Dorado, KS 67042 +1 (316) 321 - 1591

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Udall, KS, you can try to find different companies in big cities near by. Check out the following pages here: No Credit Check Loans in Salina, KS, 24-Hour Loan in Shawnee, KS, Quick Loan in Topeka, KS, Payday Loan for Wichita, KS, Payday Loans in Hutchinson, KS, Payday Loans in Kansas City, KS, Payday Loan Without a Credit Check in Lawrence, KS and Payday Loan Without a Credit Check in Leavenworth, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Udall, KS.

Beautiful sights of Udall, KS

Payday Loans Available in Udall, KS By The Following ZIP Codes:

67146

Are Payday Loans Legal In Udall, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Udall, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Udall, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Udall, KS payday loan calculator

Payday Loans in Udall, Kansas: Everything You Need to Know

If you live in Udall, Kansas and find yourself in a financial bind, a payday loan could be a solution to your problem. Payday loans are legal in Kansas, and Udall has several lenders offering short-term loans to individuals who need immediate cash for unexpected expenses.

What are payday loans, and how do they work?

Payday loans are short-term loans that typically come with high interest rates and fees. They’re designed to help individuals who need money quickly and don’t have access to traditional loans or credit lines.

When you apply for a payday loan, the lender will typically require a post-dated check or an agreement to debit your bank account for the loan amount plus fees on your next payday. If you’re unable to repay the loan on the due date, the lender may allow you to roll over the loan by paying additional fees.

What are the requirements to qualify for a payday loan in Udall, Kansas?

Each lender has its own requirements for payday loan applications, but generally, you’ll need to be 18 years or older, have a steady source of income, and provide a valid ID, a bank account, and a Social Security number. Some lenders may also require a credit check or proof of employment.

What are the benefits of payday loans?

  • They’re easily accessible.
  • They provide quick cash for unexpected expenses.
  • They don’t require a credit check.

What are the drawbacks of payday loans?

  • They come with high interest rates and fees.
  • They can lead to a cycle of debt if you’re unable to repay the loan on time.
  • They’re not a long-term solution to financial problems.

What should you consider before applying for a payday loan?

Before deciding to take out a payday loan, it’s important to consider whether you can repay the loan on time. If you’re unable to repay the loan on the due date, you could be charged additional fees and interest and could potentially fall into a cycle of debt.

You should also compare lenders to find the one with the lowest interest rates and fees and read the loan agreement carefully to understand the terms and conditions.

Interesting Facts and Statistics about Payday Loans in Udall, Kansas

  • According to a report by the Kansas Legislative Research Department, in 2019, payday lenders disbursed 1.6 million loans worth a total of $383.7 million in Kansas.
  • The average annual percentage rate on payday loans in Kansas is 391%, according to the Consumer Federation of America.
  • In 2020, the Kansas Legislature passed a law that limits the interest and fees on payday loans to 36%.

Apply Now

If you’re interested in applying for a payday loan in Udall, Kansas, TheGuaranteedLoans can help. We’re a connector service that connects borrowers with potential lenders who can meet their needs. Fill out our online application form today, and we’ll help you find a lender who can offer you a short-term loan with reasonable rates and fees. Remember, payday loans are a short-term solution, so it’s important to borrow responsibly and only take out a loan you can repay on time.

F.A.Q.

Are there any protections for military members in Udall, Kansas when it comes to payday loans?

Yes, there are special protections for military members in Udall, Kansas when it comes to payday loans. For example, lenders are prohibited from charging more than 36% annual interest on loans to active duty military members and their dependents.

Are there any resources available to help me avoid taking out a payday loan in Udall, Kansas?

Yes, there are resources available to help you avoid taking out a payday loan in Udall, Kansas. For example, you can contact a credit counseling agency for advice on managing your finances and finding alternative sources of funding. You can also explore options for emergency assistance from nonprofit organizations or government programs.