Company name | Address | Zip code | Phone number |
---|---|---|---|
First National Bank of Kansas | 305 Pearson Ave | 66871 | +1 (785) 733 - 2564 |
Payday Loan Companies in Nearby Cities
If there are no payday loan companies in Waverly, KS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan for Lawrence, KS, Payday Loans in Leavenworth, KS, Payday Loans in Leawood, KS, Payday Loans in Lenexa, KS, Payday Loan Without a Credit Check in Manhattan, KS, Payday Loans in Olathe, KS, Payday Loans in Overland Park, KS and Payday Loans in Salina, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Waverly, KS.
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Payday Loans Available in Waverly, KS By The Following ZIP Codes:
66871
Are Payday Loans Legal In Waverly, Kansas?
Loan Rates and Fees, Laws and Regulations in Kansas.
Payday loans made to Waverly, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Waverly, Kansas is 391%.
Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.
Kansas Loan Regulations
Legal Status | Legal |
---|---|
Interest Rate (APR, %) | 391 |
Maximum Loan Amount | $500 |
Minimum Loan Term | 7 days |
Maximum Loan Term | 30 days |
Number of Rollovers Allowed | Not specified |
Finance Charges | 15% of the amount advanced |
Waverly, KS payday loan calculator
F.A.Q.
Can I renew or extend my payday loan in Waverly, Kansas?
in Waverly, Kansas, payday loans cannot be renewed or extended. If you are unable to repay your loan on the agreed upon date, you may be able to work with the lender to come up with a repayment plan.
Are there any alternatives to payday loans in Waverly, Kansas?
Yes, there are several alternatives to payday loans in Waverly, Kansas, including borrowing from friends or family, using credit cards, or applying for a personal loan from a bank or credit union.
How Many Cash Advance Companies are in Waverly, KS?
With the help of our service, you will be able to find 1 cash advance companies in Waverly, KS
What Cash Advance Companies in Waverly, KS are the most popular?
You should check First National Bank of Kansas. Also, you can start your application online on our website.