Payday Loans in Ashcamp, Kentucky

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No payday loan companies in Ashcamp, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
World Finance Corporation 625 Chestnut Dr #108, Walton, KY 41094 +1 (859) 485 - 1465
Advance America - Closed 1705 N Dixie Hwy, Elizabethtown, KY 42701 +1 (270) 765 - 5312
Personal Finance Company 3311 US-27, Somerset, KY 42501 +1 (606) 451 - 0602
Partners 1st Federal Credit Union 100 Access Dr Suite A, Monticello, KY 42633 +1 (606) 343 - 0071
World Finance Corporation 296 Campbellsville Bypass Suite 1, Campbellsville, KY 42718 +1 (270) 465 - 4555
World Finance Corporation 125 Sam Walton Dr #110, Russellville, KY 42276 +1 (270) 725 - 8511
Advance America 620 Big Hill Ave #2, Richmond, KY 40475 +1 (859) 625 - 0555
Republic Finance 1609 N Dixie Hwy Suite 112, Elizabethtown, KY 42701 +1 (270) 234 - 8000
Cash Express 5414 US-27, Somerset, KY 42501 +1 (606) 561 - 3143
First South Credit Inc 252 Edgewood Dr, Nicholasville, KY 40356 +1 (859) 885 - 5626

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Ashcamp, KY, you can try to find different companies in big cities near by. Check out the following pages here: 24-Hour Loan in Florence, KY, Online Loans in Georgetown, KY, Payday Loan Without a Credit Check in Hopkinsville, KY, 24-Hour Loan in Louisville, KY, Short-term Loans in Owensboro, KY and Payday Loan Companies in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Ashcamp, KY.

Are Payday Loans Legal In Ashcamp, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Ashcamp, KY payday loan calculator

Payday Loans in Ashcamp, Kentucky: What You Need to Know

Are you struggling to make ends meet and need quick cash to cover an unexpected expense? If so, you may be considering a payday loan in Ashcamp, Kentucky. Payday loans can be a good option for those who need funds quickly, but they also come with some risks and drawbacks. In this article, we will explore the ins and outs of payday loans in Ashcamp, Kentucky, and help you make an informed decision.

What are payday loans?

Payday loans are a short-term loan that typically has a repayment period of two weeks or less. They are designed to bridge the gap between paychecks and cover unexpected expenses, such as medical bills or car repairs.

Payday loans are typically easy to obtain, and many lenders advertise that they offer loans with no credit check. However, these loans often come with high-interest rates and fees, and if you can’t repay the loan on time, you may find yourself in a cycle of debt.

Are payday loans legal in Ashcamp, Kentucky?

Yes, payday loans are legal in Ashcamp, Kentucky. However, they are only legal if they are offered by check cashers. Other lenders are not allowed to offer payday loans in Kentucky.

How much can you borrow with a payday loan in Ashcamp, Kentucky?

In Kentucky, the maximum amount you can borrow with a payday loan is $500. However, the actual amount you can borrow may vary depending on the lender and your income.

What are the requirements for getting a payday loan in Ashcamp, Kentucky?

To qualify for a payday loan in Ashcamp, Kentucky, you must be at least 18 years old and have a regular source of income. You will also need to provide a valid ID and a checking account.

What are the fees associated with payday loans in Ashcamp, Kentucky?

The fees associated with payday loans in Ashcamp, Kentucky can vary depending on the lender. However, Kentucky law caps the fees at $15 per $100 borrowed. This means that if you borrow $300, you would need to repay a total of $345, including fees.

What are the risks of payday loans?

Payday loans can be a risky option for those who need quick cash. The high-interest rates and fees associated with these loans can make it difficult to repay the loan on time, which can lead to a cycle of debt. Additionally, some lenders may engage in predatory lending practices, such as offering loans with hidden fees or overly long repayment periods.

What are some alternatives to payday loans?

If you need quick cash but don’t want to take out a payday loan, there are other options available. Some alternatives to payday loans include:

  • Credit counseling
  • Credit card cash advance
  • Personal loan from a bank or credit union
  • Borrowing from friends or family

Interesting Facts About Payday Loans in Ashcamp, Kentucky

– In Kentucky, the average payday loan borrower takes out eight loans per year.

– As of 2019, there were 555 licensed check cashers in Kentucky.

– The maximum APR for a payday loan in Kentucky is 459%.

Apply Now

If you need quick cash and are considering a payday loan in Ashcamp, Kentucky, TheGuaranteedLoans is here to help. As a connector service, we can connect you with potential lenders who may be able to provide you with the funds you need. Our online application process is simple and straightforward, and we can help you get the cash you need in as little as 24 hours. Apply now to get started!

Remember, a payday loan should be a last resort, so make sure to explore all other options before taking out a loan. And if you do decide to take out a loan, make sure to read the terms and conditions carefully and understand all associated fees and interest rates.

F.A.Q.

What is the maximum interest rate allowed on payday loans in Ashcamp, Kentucky?

The maximum interest rate allowed on payday loans in Ashcamp, Kentucky is 36%.

Can I renew or rollover my payday loan in Ashcamp, Kentucky?

No, renewing or rolling over payday loans is not allowed in Ashcamp, Kentucky.