Payday Loans in Barlow, Kentucky

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No payday loan companies in Barlow, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
Pfc Internal Audit 3240 Lone Oak Rd, Paducah, KY 42003 +1 (270) 554 - 5997
World Finance Corporation 14659 US-25 #21, Corbin, KY 40701 +1 (606) 526 - 0401
Cash Express 420 N Main St, Franklin, KY 42134 +1 (270) 598 - 7706
First Kentucky Bank 1331 N Main St, Beaver Dam, KY 42320 +1 (270) 274 - 3381
Raymond James Financial Services 1627 Ashland Rd, Greenup, KY 41144 +1 (606) 473 - 9876
World Finance 1100 Old US Highway 127 Road, Frankfort, KY 40601 +1 (502) 227 - 9227
United Citizens Bank & Trust 5364 S Main St, Eminence, KY 40019 +1 (502) 518 - 9152
U.S. Bank Branch 106 W Main St, Springfield, KY 40069 +1 (859) 336 - 3920
BB&T 2933 Fort Campbell Blvd, Hopkinsville, KY 42240 +1 (270) 887 - 2318
Cash Express 110 N Main St, Edmonton, KY 42129 +1 (270) 432 - 0800

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Barlow, KY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Florence, KY, Payday Loans in Georgetown, KY, Emergency Loan in Hopkinsville, KY, Payday Loans in Louisville, KY, Online Loans in Owensboro, KY and Quick Loan in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Barlow, KY.

Beautiful sights of Barlow, KY

Payday Loans Available in Barlow, KY By The Following ZIP Codes:

42024

Are Payday Loans Legal In Barlow, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Barlow, KY payday loan calculator

Everything You Need to Know About Payday Loans in Barlow, Kentucky

When you’re in a financial bind and need quick cash, payday loans can seem like an attractive solution. However, it’s essential to understand the laws and regulations surrounding these loans before making a decision. In Kentucky, payday loans are legal for check cashers, but before taking out a loan, it’s crucial to know everything about them to make an informed decision.

What are Payday Loans?

Payday loans are also known as cash advance loans. These short-term loans are typically for small amounts, ranging from $50 to $500. The loans are designed to tide over borrowers until their next payday when the loan must be repaid, plus interest and fees. Most payday loan lenders require access to the borrower’s bank account and a postdated check for the amount borrowed and the fees.

How Payday Loans Work in Barlow, Kentucky

Payday loans are legal in Kentucky; however, they are subject to certain regulations. The Kentucky Law requires lenders to provide borrowers with all the terms and conditions of the loan, including fees, APR, repayment period, and consequences of late or non-payment. Payday loan lenders in Kentucky cannot charge more than $15 for every $100 borrowed and a maximum of $500 in a single loan.

The loan term for payday loans in Kentucky cannot exceed 14 days, and rollovers or extensions are not allowed. Borrowers who are unable to repay their loans on the due date will face additional fees and interest charges. It’s essential to read the terms of the payday loan carefully to avoid unexpected charges.

Benefits of Payday Loans in Kentucky

Payday loans can be a lifeline when you’re in a financial emergency. They have several benefits, including:

  • Fast Access to Cash: Payday loans are designed to be a quick source of cash. Once approved, the funds are usually available within 24 hours.
  • No Credit Check: Most payday loan lenders in Barlow, Kentucky do not require a credit check. This makes payday loans an excellent option for people with poor or no credit history.
  • Easy Application Process: The application process for payday loans is simple and straightforward. Borrowers can apply online, over the phone, or in person, and the documents required are minimal.

Important Facts and Statistics About Payday Loans in Barlow, Kentucky

Here are some interesting facts and statistics about payday loans in Barlow, Kentucky:

  • In 2019, the average payday loan amount in Kentucky was $317.
  • According to the Kentucky Department of Financial Institutions, there were 1,598,937 payday loans made in 2019.
  • The average APR for a payday loan in Kentucky is 391%.
  • In 2019, payday loan lenders in Kentucky collected over $135 million in fees.

Apply Now for a Payday Loan in Barlow, Kentucky

At TheGuaranteedLoans, we understand that financial emergencies happen, and not everyone has the luxury of waiting for their next paycheck. That’s why we offer a quick and easy application process that connects you with potential lenders. We do not lend money directly; instead, we provide a service that connects you with lenders who may offer you the cash you need. Our application process is simple, and you can apply online from the comfort of your home or office. Apply now and see if you are eligible for a payday loan in Barlow, Kentucky.

Note: Payday loans should be used only for emergencies and not as a long-term financial solution. Borrowers should only borrow what they can afford to repay and read the terms and conditions carefully before accepting a loan.

Conclusion

Payday loans in Barlow, Kentucky, are legal and regulated, but it’s important to understand the rules of the loan before taking one out. These loans can provide financial relief, but they come with high-interest rates and fees. Borrowers should approach payday loans with caution and pay them off as soon as possible to avoid further financial strain.

F.A.Q.

Are payday loans legal in Barlow, Kentucky?

Yes, payday loans are legal in Barlow, Kentucky.

What is the maximum loan amount I can borrow in Barlow, Kentucky?

The maximum loan amount you can borrow in Barlow, Kentucky is $500.