Payday Loans in Baskett, Kentucky

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Baskett, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
Advance America 3216 Irvin Cobb Dr Suite D, Paducah, KY 42003 +1 (270) 444 - 6190
Mariner Finance 81 Weddington Branch Rd, Pikeville, KY 41501 +1 (606) 432 - 2563
Morehead Community Federal Credit Union 503 W Main St, Morehead, KY 40351 +1 (606) 784 - 2201
Check Into Cash 525 N 22nd St c, Louisville, KY 40203 +1 (502) 776 - 9046
Peoples Exchange Insurance 101 N Main St, Winchester, KY 40391 +1 (859) 744 - 9400
Chase Bank 11 S Grand Ave, Fort Thomas, KY 41075 +1 (859) 441 - 6294
Check Into Cash 1995 Brownsboro Rd, Louisville, KY 40206 +1 (502) 896 - 2954
Hancock Bank & Trust Co 2501 Crossings Blvd 250, Bowling Green, KY 42104 +1 (270) 843 - 2285
Peoples Bank 116 S Main St, Marion, KY 42064 +1 (270) 965 - 3188
44 Auto Mart 1 Bardstown 104 W John Rowan Blvd, Bardstown, KY 40004 +1 (502) 348 - 4187

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Baskett, KY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Florence, KY, Payday Loans in Georgetown, KY, Payday Loan Without a Credit Check in Hopkinsville, KY, Payday Loans in Louisville, KY, Payday Loans in Owensboro, KY and Bad Credit Loans in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Baskett, KY.

Are Payday Loans Legal In Baskett, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Baskett, KY payday loan calculator

Understanding Payday Loans in Baskett, Kentucky

If you live in Baskett, Kentucky, and you’re in need of emergency cash, you may be considering a payday loan. Payday loans can be a lifesaver for those facing financial difficulty when used responsibly. However, it’s important to understand the potential risks involved before making a decision. Here’s what you need to know about payday loans in Baskett, Kentucky.

What are payday loans?

Payday loans are short-term loans that typically come with high-interest rates and fees. They’re meant to provide emergency cash to those who need it quickly and cannot wait for their next paycheck. In most cases, you’ll be required to pay the loan back in full within two to four weeks, and the total amount due, including fees and interest, is repaid in one lump sum.

How do payday loans work in Baskett, Kentucky?

In Kentucky, payday loans are legal, but only for check cashers. This means that any lender not licensed as a check casher is prohibited from offering payday loans. In Baskett, you can expect to pay up to $15 in fees per $100 borrowed, and the annual percentage rates (APR) can be as high as 460% for a 14-day loan.

What are the risks of payday loans in Baskett, Kentucky?

While payday loans can be helpful in certain situations, there are potential risks to be aware of before deciding to apply. Due to the high fees and interest rates, it’s crucial to ensure you can pay back the loan in full on time. If you’re unable to make the payment, you may be forced to renew the loan, incurring additional fees and interest.

It’s also important to note that payday loans aren’t a long-term solution, and they should be used as a last resort. If you’re consistently in need of emergency funds, it may be time to reevaluate your financial situation and consider other options, such as budgeting, saving, or seeking additional income streams.

Applying for a payday loan with TheGuaranteedLoans

If you’ve decided that a payday loan is the right option for your short-term financial needs, you may want to consider applying through TheGuaranteedLoans. As a connector service, we work with a network of top-rated lenders that can offer you competitive rates and flexible terms.

To apply for a payday loan through TheGuaranteedLoans, simply fill out our online application form. Once we receive your information, we’ll match you with potential lenders that best fit your needs. You can review their offers and choose the one that works best for you. Keep in mind that TheGuaranteedLoans is not a direct lender, and we do not make credit decisions or charge any fees for our services.

Interesting Facts about Payday Loans in Baskett, Kentucky

  • According to a 2020 survey conducted by the Kentucky Coalition for Responsible Lending, the average APR for a payday loan in Kentucky is 391%.
  • As of January 2020, there were 454 licensed payday lenders in Kentucky.
  • In 2019, the average payday loan amount in Kentucky was $374.

Conclusion

While payday loans can be a helpful solution for those facing unexpected financial crises, they come with potential risks that should be carefully considered before making a decision. If you’re in Baskett, Kentucky and need access to emergency cash, be sure to weigh your options carefully and apply for a payday loan only if you’re confident that you can pay it back on time. At TheGuaranteedLoans, we’re here to help connect you with the right lenders and provide you with the resources you need to make informed choices about your finances.

Apply Now

Ready to apply for a payday loan through TheGuaranteedLoans? Simply visit our website and fill out our online application form. Our team will work quickly to match you with the best lenders for your needs and provide you with the information you need to make an informed decision.

F.A.Q.

What is the maximum interest rate allowed on payday loans in Baskett, Kentucky?

The maximum interest rate allowed on payday loans in Baskett, Kentucky is 36%.

Can I renew or rollover my payday loan in Baskett, Kentucky?

No, renewing or rolling over payday loans is not allowed in Baskett, Kentucky.