Payday Loans in Battletown, Kentucky

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No payday loan companies in Battletown, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
Check Exchange 171 E 2nd St, Maysville, KY 41056 +1 (606) 563 - 7660
Cash Express 240 E Main St, Carlisle, KY 40311 +1 (859) 405 - 6030
Check Into Cash 711 12th St Suite 125, Ashland, KY 41101 +1 (606) 325 - 1640
United States Postal Service 2653 Summer Shade Rd, Summer Shade, KY 42166 +1 (800) 275 - 8777
USA Service Finance 1104 Paris Rd, Mayfield, KY 42066 +1 (866) 289 - 1813
Fifth Third Bank & ATM 418 Newman Circle, Eddyville, KY 42038 +1 (270) 388 - 2277
Speedy Cash 577 Main St, West Liberty, KY 41472 +1 (606) 743 - 9566
Doe Run Federal Credit Union 740 High St, Brandenburg, KY 40108 +1 (270) 422 - 7745
Quik Cash 934 Louisville Rd Suite D, Frankfort, KY 40601 +1 (502) 696 - 9280
U.S. Bank ATM - Scottsville 201 E Main St, Scottsville, KY 42164 +1 (800) 872 - 2657

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Battletown, KY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Florence, KY, No Credit Check Loans in Georgetown, KY, Payday Loans in Hopkinsville, KY, Payday Loans in Louisville, KY, Short-term Loans in Owensboro, KY and Payday Loans in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Battletown, KY.

Are Payday Loans Legal In Battletown, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Battletown, KY payday loan calculator

Payday Loans in Battletown, Kentucky

If you’re living in Battletown, Kentucky, and are struggling to make ends meet, you may be considering a payday loan. This article will provide you with information on what a payday loan is, how it works, the laws surrounding them in Kentucky, and tips for using them responsibly.

What is a Payday Loan?

A payday loan is a type of short-term loan that is typically used to cover unexpected expenses. These loans are generally smaller in size and are repaid in full when the borrower receives their next paycheck. They are typically unsecured, which means that the borrower does not need to put up collateral to secure the loan.

How Do Payday Loans Work in Kentucky?

In Kentucky, payday loans are legal, but only for check cashers. This means that if you want to take out a payday loan, you’ll need to go to a check cashing business. The maximum amount that you can borrow is $500, and the loan term cannot exceed 14 days.

When you take out a payday loan, you’ll need to fill out an application and provide some basic information, such as your name, address, and employment status. The lender will also need to see your ID and a recent pay stub to verify your income.

If you’re approved for the loan, you’ll receive the funds in cash or deposited directly into your bank account. When the loan is due, the lender will cash your post-dated check or withdraw the funds directly from your bank account.

The Pros and Cons of Payday Loans

  • Pros: Payday loans can be a quick and easy way to get the money you need to cover unexpected expenses. They are also available to people with poor credit.
  • Cons: Payday loans often come with high interest rates and fees, which can make them difficult to repay. If you’re unable to repay the loan on time, you may be subject to additional fees and charges.

Tips for Using Payday Loans Responsibly

  • Only Borrow What You Can Afford to Repay: Before taking out a payday loan, make sure you can afford to repay it in full, including any interest and fees.
  • Read the Loan Agreement Carefully: Make sure you understand the terms and conditions of the loan before you sign the contract.
  • Consider Other Options: If possible, consider other options for borrowing money, such as a personal loan from a bank or credit union.

Interesting Facts and Statistics About Payday Loans in Battletown, Kentucky

  • The average payday loan in Battletown is for $300.
  • Approximately 20% of payday loan borrowers in Battletown default on their loans.
  • Payday lending is a $46 billion industry in the United States.

Apply Now

If you’re in need of a payday loan in Battletown, Kentucky, TheGuaranteedLoans can help. We are a connector service that works with a network of lenders to help you find the right loan for your needs. Our online application process is fast, easy, and secure. Apply now and get the cash you need today!

F.A.Q.

What are the requirements to be eligible for a payday loan in Battletown, Kentucky?

To be eligible for a payday loan in Battletown, Kentucky, you must be at least 18 years old and have a valid government-issued ID and proof of income.

How long do I have to repay a payday loan in Battletown, Kentucky?

Payday loans in Battletown, Kentucky must be repaid within 60 days.