Payday Loans in Baxter, Kentucky

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Baxter, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
Cash Express 1862 Petersburg Rd, Hebron, KY 41048 +1 (859) 534 - 5916
Cash-A-Check 1125 N Main St, Beaver Dam, KY 42320 +1 (270) 274 - 7779
Citizens National Bank 615 Mountain Pkwy, Salyersville, KY 41465 +1 (606) 349 - 8800
Cash It Now Inc 104 W 4th St, Tompkinsville, KY 42167 +1 (270) 487 - 5274
U.S. Bank Branch 131 W Main St, Lebanon, KY 40033 +1 (270) 692 - 3181
First Kentucky Bank 1331 N Main St, Beaver Dam, KY 42320 +1 (270) 274 - 3381
Cash Express 10114 Dixie Hwy, Louisville, KY 40272 +1 (502) 937 - 6244
Cash Express 581 KY 2418, Barbourville, KY 40906 +1 (606) 545 - 4948
Speedy Cash 2415 KY-72, Harlan, KY 40831 +1 (606) 573 - 5000
Heights Finance Corporation 658 N 12th St B, Murray, KY 42071 +1 (270) 759 - 0310

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Baxter, KY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan for Florence, KY, Quick Loan in Georgetown, KY, Same Day Loans in Hopkinsville, KY, Quick Loan in Louisville, KY, Bad Credit Loans in Owensboro, KY and Payday Loans in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Baxter, KY.

Payday Loans Available in Baxter, KY By The Following ZIP Codes:

40806

Are Payday Loans Legal In Baxter, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Baxter, KY payday loan calculator

Payday Loans in Baxter, Kentucky

Are you in a financial bind and need cash quickly? If so, then you may be considering a payday loan. These types of loans are available in Baxter, Kentucky, and can help you access funds fast. However, before you sign on the dotted line, it’s important to understand how these loans work and what the potential risks may be. This article will provide you with the information you need to make an informed decision about payday loans in Baxter, Kentucky.

What is a Payday Loan?

A payday loan is a short-term loan that is typically due on your next payday. These types of loans are often used by people who need quick access to cash to cover unexpected expenses or bills that have come due. When you take out a payday loan, you agree to pay back the full amount plus any interest or fees charged by the lender on your next payday.

How Do Payday Loans Work in Baxter, Kentucky?

In Kentucky, payday loans are legal for check cashers. This means that if you are in Baxter, Kentucky, you can go to a check cashing store and receive a payday loan. To apply for a payday loan, you will need to show the lender that you have a steady income and a checking account. You will also need to provide your personal information, including your name, address, and social security number.

If you are approved for a loan, the lender will give you the cash you need. You will then need to sign a loan agreement that specifies the terms of the loan, including the interest rate, fees, and due date. It’s important to read this agreement carefully and make sure you understand the terms before you sign.

What Are the Risks of Payday Loans?

While payday loans can be a convenient way to access cash quickly, they also come with a number of risks. One of the biggest risks of payday loans is that they can be very expensive. Interest rates on payday loans can be very high, often exceeding 400% APR. This means that if you borrow $500, you could end up paying back over $600 in fees and interest.

Another risk of payday loans is that they can be difficult to repay. Because payday loans are due on your next payday, you may not have enough money to pay back the full amount. This can lead to a cycle of debt, where you take out another payday loan to pay off the first loan, and so on. This can be especially problematic if you are already struggling to make ends meet.

Interesting Facts and Statistics About Payday Loans in Baxter, Kentucky

  • As of 2021, there were 141 payday lending stores in Kentucky, with six located in Baxter.
  • Between 2017 and 2018, Kentucky payday lenders charged an average interest rate of 340% APR.
  • According to a 2019 report, Kentucky residents took out over 550,000 payday loans, with an average loan amount of $375.

Apply Now

If you decide that a payday loan is the right option for you, you can apply for a loan through TheGuaranteedLoans website. We are a connector service, not a direct lender, and we can help connect you with potential lenders who can provide you with the cash you need. Our online application process is fast and easy, and you can receive a decision in minutes. Apply now and get the cash you need to cover your unexpected expenses.

In conclusion, while payday loans can be an option for those who need cash quickly, it’s important to weigh the risks against the benefits before taking out a loan. Make sure you understand the terms and fees associated with the loan, and only borrow what you can afford to pay back. And remember, if you need help finding a lender, TheGuaranteedLoans is here to help.

F.A.Q.

Are there any restrictions on the number of payday loans I can take out in Baxter, Kentucky?

Yes, you are only allowed to take out one payday loan at a time in Baxter, Kentucky.

Can I take out a payday loan if I have bad credit?

Yes, you can still take out a payday loan in Baxter, Kentucky even if you have bad credit.