Payday Loans in Bear Branch, Kentucky

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No payday loan companies in Bear Branch, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
Raymond James Financial Services 1627 Ashland Rd, Greenup, KY 41144 +1 (606) 473 - 9876
World Finance Corporation 109 Morningside Dr, Marion, KY 42064 +1 (270) 965 - 1981
Bluegrass Check Advance 530 S Main St, Leitchfield, KY 42754 +1 (270) 259 - 0047
Community Trust Bank 161 S Lake Dr, Prestonsburg, KY 41653 +1 (606) 886 - 2382
Cash Express 96 5th Ave SE, Calvert City, KY 42029 +1 (270) 395 - 0004
Albany Loan Co 801 Tennessee Rd # A, Albany, KY 42602 +1 (606) 387 - 4430
The Cecilian Bank 925 Main St, Munfordville, KY 42765 +1 (270) 524 - 7271
Tom's Pay Day Express 311 Ferry St, Russell, KY 41169 +1 (606) 834 - 0146
Cash Express 2075 By Pass Rd Unit 1, Brandenburg, KY 40108 +1 (270) 422 - 5280
Central Financial Services of Ky, Inc. 1644 South Highway 421, Manchester, KY 40962 +1 (606) 599 - 9773

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Bear Branch, KY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Florence, KY, Payday Loans in Georgetown, KY, Payday Loans in Hopkinsville, KY, Online Loans in Louisville, KY, Payday Loans in Owensboro, KY and Payday Loans in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Bear Branch, KY.

Are Payday Loans Legal In Bear Branch, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Bear Branch, KY payday loan calculator

Payday Loans in Bear Branch, Kentucky: Everything You Need to Know

When you’re struggling to make ends meet, sometimes a payday loan can seem like an attractive option. If you’re in Bear Branch, Kentucky, you may be wondering about the legality of payday loans in your state.

First things first: payday loans are legal in Kentucky, but this only applies to check cashers. This means that if you need a payday loan, your best bet is to look for a licensed check casher in Bear Branch.

What is a Payday Loan?

Put simply, a payday loan is a short-term loan that’s designed to tide you over until your next payday. These loans are typically for relatively small amounts, and they often come with high interest rates and fees.

In Kentucky, payday lenders can only offer loans of up to $500, and they are not allowed to charge more than $15 per $100 borrowed. Additionally, payday loans in Kentucky cannot have a term longer than 60 days. If you borrow $100, for example, you would owe $115 after two weeks.

How to Get a Payday Loan in Bear Branch, Kentucky

If you’re interested in getting a payday loan in Bear Branch, Kentucky, there are a few things you need to know. First, you should make sure that you meet the basic requirements. To get a payday loan in Kentucky, you must:

  • Be at least 18 years old
  • Be a United States citizen or permanent resident
  • Have a regular source of income
  • Have a checking account in your name

If you meet these requirements, you’re ready to start looking for a licensed check casher in Bear Branch. You can search online or in the phone book to find check cashing businesses in your area.

When you’ve found a potential lender, you should call or visit their website to learn more about their requirements and terms. Make sure you understand how much you’ll be borrowing, how much you’ll be paying in fees and interest, and when you’ll need to repay the loan.

Is a Payday Loan Right for You?

It’s important to remember that payday loans are a short-term solution for financial emergencies. They should never be used as a long-term financial strategy, as the high interest rates and fees can quickly add up and lead to more debt.

If you’re considering a payday loan in Bear Branch, Kentucky, it’s a good idea to carefully evaluate your financial situation and make sure that you’ll be able to repay the loan on time. If you’re not sure if a payday loan is right for you, you may want to consider other options, such as borrowing from a friend or family member, or seeking assistance from a local non-profit organization.

Interesting Facts and Statistics

  • In Kentucky, the average payday loan is for $318, and the average borrower takes out 10 payday loans per year.
  • As of 2021, there were over 200 licensed check cashing businesses operating in Kentucky.
  • The annual interest rate for a typical payday loan in Kentucky can be as high as 460%.

Apply Now

If you’re ready to apply for a payday loan in Bear Branch, Kentucky, fill out our online application now. Remember, TheGuaranteedLoans is a connector service, not a direct lender, and we’ll work to connect you with potential lenders in your area who may be able to help you get the cash you need.

Applying is easy and free, and there’s no obligation to accept any offers you receive. Get started now and take the first step towards financial stability and peace of mind.

F.A.Q.

Can I be sued or have my wages garnished if I default on my payday loan in Bear Branch, Kentucky?

Yes, you can be sued or have your wages garnished if you default on your payday loan in Bear Branch, Kentucky.

Are there any consumer protection laws for payday loans in Bear Branch, Kentucky?

Yes, Kentucky has consumer protection laws for payday loans that regulate the terms and conditions of these loans.