Payday Loans in Beaver, Kentucky

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No payday loan companies in Beaver, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
World Finance Corporation 1729 KY-44, Shepherdsville, KY 40165 +1 (502) 543 - 1550
Eagle Finance 2780 New Holt Rd Suite C, Paducah, KY 42001 +1 (270) 366 - 7004
Pioneer Credit Company 811 Taylorsville Rd, Shelbyville, KY 40065 +1 (502) 647 - 5404
Fifth Third Bank & ATM 10400 Shelbyville Rd, Louisville, KY 40223 +1 (502) 245 - 2177
First Financial Credit 200 Sycamore St # 171, Elizabethtown, KY 42701 +1 (270) 735 - 9125
Check Exchange 733 S Broadway St, Georgetown, KY 40324 +1 (502) 868 - 0002
Check Into Cash 1606 N Dixie Hwy, Elizabethtown, KY 42701 +1 (270) 234 - 0383
Fort Knox DFMWR Building 4248 Bullion Blvd, Fort Knox, KY 40121 +1 (502) 624 - 2628
Raymond James 304 Main St, Murray, KY 42071 +1 (270) 753 - 7335
BB&T 501 Monmouth St, Newport, KY 41071 +1 (859) 655 - 3100

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Beaver, KY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Florence, KY, Online Loans in Georgetown, KY, Payday Loan Companies in Hopkinsville, KY, Payday Loans in Louisville, KY, Payday Loans in Owensboro, KY and Payday Loan for Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Beaver, KY.

Are Payday Loans Legal In Beaver, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Beaver, KY payday loan calculator

The Essentials of Payday Loans in Beaver, Kentucky

As a resident of Beaver, Kentucky, you may find yourself needing cash fast to deal with unexpected expenses. One option to consider is a payday loan. In Kentucky, payday loans are legal, but only for check cashers. This guide will provide you with all the information you need to know about payday loans in Beaver, Kentucky.

What are Payday Loans?

Payday loans are short-term loans that are designed to help people get cash quickly. These loans are typically due on the borrower’s next payday. They are unsecured loans, which means you do not need to put up any collateral to get approved.

Payday loans are typically used for emergency expenses, such as car repairs, medical bills, or unexpected bills in general. The loan amount you qualify for will depend on your income and credit score. In general, payday loans have high interest rates and fees, so it’s important to consider the risks before taking one out.

How to Apply for a Payday Loan in Beaver, Kentucky

To apply for a payday loan in Beaver, Kentucky, you must first find a check casher that offers this service. You will need to provide proof of income, such as pay stubs or bank statements, and a valid ID. The check casher will consider your income and credit score to determine if you qualify for a loan and how much you can borrow.

Once you are approved, you will need to sign a loan agreement that outlines your repayment terms, including the loan amount, interest rate, fees, and due date. It’s important to read this agreement carefully before signing, as it will impact your finances in the coming weeks or months.

The Risks of Payday Loans

While payday loans can be a convenient way to get cash quickly, they come with several risks. The high-interest rates and fees can make it difficult to repay the loan on time, which can lead to more fees and even higher interest rates. This can create a cycle of debt that can be difficult to get out of.

The Consumer Financial Protection Bureau (CFPB) reports that 80% of payday loans are rolled over or followed by another loan within 14 days. This shows just how easy it can be to get trapped in a cycle of debt with payday loans.

Interesting Facts and Statistics about Payday Loans in Beaver, Kentucky

  • A typical payday loan in Kentucky has an interest rate of 459%
  • According to the CFPB, the average payday loan borrower takes out 10 loans per year
  • Payday lenders in Kentucky can only lend up to $500 per person
  • 83% of payday loan borrowers in Kentucky have less than $20,000 in annual income

Apply Now

If you are considering a payday loan in Beaver, Kentucky, TheGuaranteedLoans can help you connect with potential lenders. We are a connector service, not a direct lender, and we work with a large network of lenders to find you the best possible loan options. To get started, simply fill out our online application, and we will match you with lenders who may be able to help.

Remember, payday loans are a risky form of borrowing, and should only be used as a last resort. Before taking out a payday loan, consider all of your options and make sure you can afford to repay the loan on time.

F.A.Q.

Can I be denied a payday loan in Beaver, Kentucky based on my credit score?

No, payday lenders in Beaver, Kentucky are not allowed to deny a loan based on your credit score. However, a low credit score may affect the terms and conditions of the loan.

How do I know if a payday lender is licensed to operate in Beaver, Kentucky?

To check if a payday lender is licensed to operate in Beaver, Kentucky, you can visit the Kentucky Office of Financial Institutions website and search for their name or license number.