Payday Loans in Beech Creek, Kentucky

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No payday loan companies in Beech Creek, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
Cash Express 17 Depot Ave, Eminence, KY 40019 +1 (502) 845 - 8046
WesBanco Bank 4055 Flaherty Rd, Vine Grove, KY 40175 +1 (270) 828 - 8181
BB&T 255 Mary Grubbs Hwy, Walton, KY 41094 +1 (859) 485 - 9595
Cash Express 311 US-62 suite b & c, Princeton, KY 42445 +1 (270) 365 - 1708
World Finance Corporation 255 Wallace Wilkinson Blvd, Liberty, KY 42539 +1 (606) 787 - 1870
Steve's Jewelry 1208 Lexington Ave, Flatwoods, KY 41139 +1 (606) 836 - 2446
Republic Finance 3094 Richmond Rd Suite E-170, Lexington, KY 40509 +1 (859) 269 - 0366
Cash Express LLC 440 Lexington Rd, Versailles, KY 40383 +1 (859) 879 - 6265
Commercial Lending 1422 Winchester Ave, Ashland, KY 41101 +1 (606) 326 - 9419
German American Bank 656 Main St, Munfordville, KY 42765 +1 (270) 524 - 2131

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Beech Creek, KY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Florence, KY, Guaranteed Loans in Georgetown, KY, Payday Loans in Hopkinsville, KY, Payday Loans in Louisville, KY, Payday Loan for Owensboro, KY and Payday Loans in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Beech Creek, KY.

Are Payday Loans Legal In Beech Creek, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Beech Creek, KY payday loan calculator

Understanding Payday Loans in Beech Creek, Kentucky

Payday loans are short-term, unsecured loans designed to provide financial assistance to people facing emergencies or who need quick cash. In Beech Creek, Kentucky, payday loans are legal, but only check cashers can offer them in the state. It is important to understand how payday loans work to avoid falling into debt traps.

How Payday Loans Work in Beech Creek, Kentucky

To get a payday loan in Beech Creek, Kentucky, you must be at least 18 years old and have a stable income source. You will be required to provide a post-dated check or authorize an electronic debit from your bank account for the loan amount plus fees. The lender will hold onto the check or have access to your bank account until the due date of the loan, which is usually two to four weeks.

If you cannot repay the loan on the due date, you may be allowed to roll over the loan, which means paying additional fees to extend the loan for another term. Rolling over the loan can result in a debt trap, where you keep borrowing money to pay back the loan and end up paying more in fees than the original loan amount.

Pros and Cons of Payday Loans in Beech Creek, Kentucky

Like any other loan, payday loans have their advantages and disadvantages. Some of the benefits of payday loans in Beech Creek, Kentucky, include:

  • Quick access to cash, often within hours
  • No credit check required
  • No collateral needed

However, payday loans also have some downsides, including:

  • High-interest rates and fees
  • Short repayment periods
  • Potential for debt traps and financial instability

Interesting Facts and Statistics about Payday Loans in Beech Creek, Kentucky

  • In Kentucky, payday loan borrowers can only borrow up to $500 at a time.
  • The average payday loan debt in Kentucky is $330.32.
  • In 2020, Kentucky payday lenders charged an average interest rate of 391%.
  • Most payday loan borrowers in Kentucky have an average income of $23,000 per year.

Apply Now and Get Connected with Payday Loan Lenders in Beech Creek, Kentucky

If you’re facing a financial emergency and need quick cash, TheGuaranteedLoans can help. We are not a direct lender but a lender-connecting service that can help you find potential lenders in Beech Creek, Kentucky, who may be able to offer you a payday loan.

Simply fill out our online application form, and we will connect you with potential lenders who fit your needs and requirements. Our service is quick, easy, and secure.

Remember to borrow responsibly and only take out a payday loan if you are confident that you can repay it on time. If you have any questions or concerns, feel free to reach out to our team. We are here to help you navigate the payday loan process and make the best decisions for your financial future.

F.A.Q.

Can I apply for a payday loan if I am receiving Social Security benefits in Beech Creek, Kentucky?

Yes, individuals who are receiving Social Security benefits are eligible to apply for payday loans in Beech Creek, Kentucky. However, they will need to provide proof of income in order to qualify.

Can I apply for a payday loan if I am a student in Beech Creek, Kentucky?

Yes, students are eligible to apply for payday loans in Beech Creek, Kentucky, as long as they meet the other eligibility requirements. However, it is important to carefully consider whether a payday loan is the best option for managing their finances as a student.