Payday Loans in Belton, Kentucky

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No payday loan companies in Belton, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
Lendmark Financial Services LLC 216 William Thomason Byway, Leitchfield, KY 42754 +1 (270) 259 - 9614
Lincoln National Bank 41 Lincoln Square, Hodgenville, KY 42748 +1 (270) 358 - 4562
Check Advance 276 Cassidy Blvd Suite 1, Pikeville, KY 41501 +1 (606) 437 - 0016
Cumberland Fast Cash Inc 409 Richmond Rd, Manchester, KY 40962 +1 (606) 599 - 9336
Thrivent Financial for Lutherans 10394 KY-121, New Concord, KY 42076 +1 (270) 946 - 9115
Hometown Mortgage of Ky 41 E Main St, Owingsville, KY 40360 +1 (606) 674 - 8289
Springfield State Bank 125 E Main St, Springfield, KY 40069 +1 (859) 336 - 3939
Fast Payday Loans 8312 Preston Hwy, Louisville, KY 40219 +1 (502) 964 - 2650
MoneyGram 935 Paris Rd B, Mayfield, KY 42066 +1 (270) 247 - 2188
Superior Auto, Inc 2316 Fort Campbell Blvd 2312, Hopkinsville, KY 42240 +1 (270) 806 - 0051

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Belton, KY, you can try to find different companies in big cities near by. Check out the following pages here: Online Loans in Florence, KY, Payday Loans in Georgetown, KY, Payday Loans in Hopkinsville, KY, Payday Loans in Louisville, KY, Emergency Loan in Owensboro, KY and Payday Loan for Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Belton, KY.

Are Payday Loans Legal In Belton, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Belton, KY payday loan calculator

The Ins and Outs of Payday Loans in Belton, Kentucky

Payday loans, also known as cash advances, are a type of short-term loan that allows borrowers to access a small amount of money quickly. These loans are intended to be repaid in full when the borrower receives their next paycheck. In the state of Kentucky, payday loans are legal for check cashers, making them a viable option for those in need of fast cash. However, it is important to understand the terms and potential risks associated with payday loans before taking one out. In this article, we will explore everything you need to know about payday loans in Belton, Kentucky.

How Payday Loans Work

Payday loans are typically small loans with a high interest rate and short repayment period. In Kentucky, the maximum amount you can borrow with a payday loan is $500. These loans are intended to be paid back in full on the borrower’s next payday, typically within two weeks.

If you decide to take out a payday loan in Belton, Kentucky, you will need to provide the lender with proof of income, identification, and a postdated check or authorization for electronic repayment. The amount you can borrow will be based on your income and personal financial situation, and the lender will determine the interest rate you will be required to pay.

The Pros and Cons of Payday Loans

Payday loans can be a great option for those who need cash quickly and have limited access to other types of credit. They are easily accessible, even for those with bad credit, and the application process is usually quick and easy. However, there are several potential downsides to payday loans that should be considered before taking one out.

One of the main drawbacks of payday loans is the high interest rates they charge. In Kentucky, lenders can charge up to 15% of the amount borrowed, plus additional fees. This can make the overall cost of the loan very expensive, especially if you are unable to repay it on time. Additionally, if you are unable to repay the loan on time, you may be subject to additional fees and charges, which can quickly add up and make the loan even more expensive.

Interesting Facts and Statistics about Payday Loans in Belton, Kentucky

  • According to the Kentucky Department of Financial Institutions, in 2019, there were 553 licensed payday lenders in the state of Kentucky.
  • The average payday loan amount in Kentucky is $350.
  • In Kentucky, borrowers are allowed to take out multiple payday loans at the same time, but the total amount borrowed cannot exceed $500.

Apply Now

If you are in need of a payday loan in Belton, Kentucky, TheGuaranteedLoans can help. We are a connector service that can help you find potential lenders for your specific financial situation. Simply fill out our online application form and we will work to connect you with a lender that meets your needs. Please note that TheGuaranteedLoans is not a direct lender and does not make any lending decisions. We are simply here to facilitate your connection with potential lenders.

The Verdict

Payday loans can be a useful option for those in need of fast cash, but they come with significant risks and drawbacks. Before taking out a payday loan in Belton, Kentucky, be sure to carefully consider the terms and fees, and make sure you are able to repay the loan in full and on time. If you do decide to take out a payday loan, make sure you work with a reputable lender and read all of the fine print carefully.

At TheGuaranteedLoans, we are committed to providing our readers with valuable, accurate information about payday loans and other loan-related topics. If you have any questions or concerns about payday loans in Belton, Kentucky, please don’t hesitate to reach out to us. We are here to help.

F.A.Q.

Is there a cooling-off period between payday loan payments in Belton, Kentucky?

Yes, there is a mandatory cooling-off period of at least 7 days between payday loan payments in Belton, Kentucky.

Can I be charged additional fees for late or missed payments on my payday loan in Belton, Kentucky?

Yes, you may be charged additional fees for late or missed payments on your payday loan in Belton, Kentucky.