Payday Loans in Bighill, Kentucky

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No payday loan companies in Bighill, KY. Consider companies in other cities:

Company nameAddressZip codePhone number
American Check Advance 1440 Nashville Rd # O, Franklin, KY 42134 +1 (270) 586 - 4500
Ag Credit 106 Cs-1097, Stanford, KY 40484 +1 (606) 365 - 7500
Partners 1st Federal Credit Union 100 Access Dr Suite A, Monticello, KY 42633 +1 (606) 343 - 0071
First State Bank 1017 Old Highway 60, Hardinsburg, KY 40143 +1 (270) 756 - 2175
Un Banc Inc 15936 Fort Campbell Blvd, Oak Grove, KY 42262 +1 (270) 439 - 5182
World Finance Corporation 144 Parkway Plaza Loop, Whitesburg, KY 41858 +1 (606) 633 - 9600
First South Credit Inc 252 Edgewood Dr, Nicholasville, KY 40356 +1 (859) 885 - 5626
Advance America 3333 Frederica St #3, Owensboro, KY 42301 +1 (270) 684 - 6408
Neil Huffman Honda of Frankfort 1440 Versailles Rd 103, Frankfort, KY 40601 +1 (502) 695 - 6100
Check Exchange 733 S Broadway St, Georgetown, KY 40324 +1 (502) 868 - 0002

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Bighill, KY, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Florence, KY, Payday Loans in Georgetown, KY, Emergency Loan in Hopkinsville, KY, Payday Loans in Louisville, KY, Online Loans in Owensboro, KY and Payday Loans in Richmond, KY. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Bighill, KY.

Beautiful sights of Bighill, KY

Are Payday Loans Legal In Bighill, Kentucky?

Loan Rates and Fees, Laws and Regulations in Kentucky.

Kentucky Loan Regulations

Legal StatusLegal (Applies to check cashers only)
Interest Rate (APR, %)460
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term60 days
Number of Rollovers Allowed0
Finance Charges$15 per $100

Bighill, KY payday loan calculator

Payday Loans in Bighill, Kentucky

Payday loans are a popular short-term lending option for many people in need of quick cash. In Bighill, Kentucky, Payday loans are legal, but only for check cashers. If you need cash quickly, then a payday loan may be the right solution for you. In this article, we’ll explore everything you need to know about payday loans in Bighill, Kentucky.

What are Payday Loans?

Payday loans are a short-term loan that is typically used to cover urgent expenses, such as medical bills or car repairs. These loans are designed to be repaid in full when your next paycheck arrives. Some payday lenders require a post-dated check to secure the loan, while others may require electronic bank access to withdraw the funds on the due date.

How Do Payday Loans Work in Bighill, Kentucky?

Payday loans are legal in Bighill, Kentucky for check cashers. This means that as long as the lender is registered as a check casher, they can offer payday loans to residents. The loan amount must be $500 or less and the borrower cannot have more than two outstanding loans at a time. The maximum finance charge is $15 for every $100 borrowed, which equates to an APR of 391%. A payday loan can only be extended once, and the lender cannot provide more than three extensions. The repayment period for a payday loan in Bighill, Kentucky is between 14 and 60 days.

Advantages of Payday Loans

  • Quick access to cash when you need it most
  • No credit check required
  • Easy application process
  • Flexible repayment terms

Disadvantages of Payday Loans

  • High interest rates and finance charges
  • Short repayment period
  • Can lead to a cycle of debt if not repaid on time
  • No consumer protections

Interesting Facts about Payday Loans in Bighill, Kentucky

  • In Kentucky, the average payday loan is for $375
  • Between 2012 and 2017, the number of payday loan stores in Kentucky decreased by 25%
  • Approximately 83,000 payday loans were issued in Kentucky in 2016
  • Payday lending generates approximately $400 million in revenue per year in Kentucky

Apply Now

If you’re in need of quick cash and think a payday loan might be the right solution for you, apply now on TheGuaranteedLoans website. As a connector service, we do not offer direct loans, but we’ll connect you with potential lenders who can provide the cash you need. Remember to only borrow what you can comfortably repay, and always read the terms and conditions carefully before accepting a loan offer.

At TheGuaranteedLoans, we understand that financial emergencies can happen at any time. That’s why we’re committed to helping you find the best lending solution for your needs. Our application process is quick and easy, and we’ll do everything we can to make sure you get the cash you need as quickly as possible.

F.A.Q.

Are there any restrictions on the number of payday loans I can take out in Bighill, Kentucky?

Yes, you are only allowed to take out one payday loan at a time in Bighill, Kentucky.

Can I take out a payday loan if I have bad credit?

Yes, you can still take out a payday loan in Bighill, Kentucky even if you have bad credit.